Liberty Insurance

Underwritten by Liberty Insurance Berhad

Liberty Comprehensive AutoStar

Give your car 5-star protection! Renew your car insurance online at your comfort and enjoy full coverage for liability against third party claim as well as damage to your own vehicle.

    • 24/7 Free Towing Up To 150 KM
    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

Apply online now for Liberty Comprehensive AutoStar

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How To Claim

Who do I call to make a claim or state an emergency?

Liberty Insurance Hotline
Roadside Assistance & Emergency Hotline


What makes this insurance policy stand out?

Cover Type
Alternative Travel Assistance
get help with transportation, healthcare referral, and hotel bookings when on the road
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
unlimited coverageNot coveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
CoveredNot coveredNot covered
Loss or Damage of Property 3rd party included
Negligent on the road? Give compensation to other pedestrians or motorists
up to RM3000000Not coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000Not coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
unlimited coverageNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredNot coveredNot covered
Car Accessories 
Claim for a stolen stereo or custom rims without losing your NCD
CoveredNot coveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
CoveredNot coveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
CoveredNot coveredNot covered
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered

Frequently Asked Questions about Liberty Comprehensive AutoStar

Things you might want to know

What protection does Liberty Comprehensive AutoStar provide?

Regardless of rain or shine, this motor protection plan from Liberty Insurance will have you covered for loss or damage to your own car arising from theft, fire, or accident all hours of the day.

As the saying goes, it takes two hands to clap - while this insurance plan can help keep you and your car happy, it'll also protect other road users in the event that you've been negligent behind the wheel!

Liberty Comprehensive Autostar insurance also cover you for liability against third party claims, be it damage to their vehicle, home, or (fingers crossed!) any physical injuries.

What's the maximum NCD i can get?

You will be entitled to a no-claim-discount ( NCD) should there be well, no claims coming from you for a whole policy year. Your NCD entitlement increases every time your policy is renewed!

Policy Period NCD Entitlement
After the 1st year of insurance25%
After the 2nd year of insurance30%
After the 3rd year of insurance38.33%
After the 4th year of insurance45%
After 5 or more years of insurance55%

What additional coverage can I buy?

Yes you may! It is always encouraged to prepare the umbrella before it rains. Pay a little extra and the additional protections below will be available to you:

  1. Windscreen damage
  2. Natural catastrophe such as flood, landslide, hurricane, earthquake and volcanic eruption.
  3. Legal liability of/to passengers
  4. Protection against infuriated people (strike, riot and civil commotion)
  5. Car accessories

What is NOT covered under this insurance?

Your accident or damage claims will not be approved if you're caught red-handed making the mistakes below:

  1. Having a car plate number that is different from what has been registered with Liberty Insurance
  2. Natural wear and tear to your vehicle
  3. You wrecked your car because you went #2Fast2Furious on the road  i.e. illegal racing or drifting!
  4. Mechanical breakdown due to lack of proper maintenance
  5. You were carrying more than the permitted passenger amount during the accident

So what do I do when my car breaks down while driving?

Don't worry, many share the same fear as you do. As a policyholder, you have the privilege of receiving 24-hour roadside assistance in case of a vehicle breakdown or emergency. 

Even if your car decided not to work in a stranded area, Liberty Insurance will arrange for a towing service for FREE for as far as 150km to the nearest panel workshop.

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