Liberty Comprehensive AutoStar

Give your car 5-star protection! Renew your car insurance online and enjoy full coverage for liability against third party claim & damage to your own vehicle.

Liberty Comprehensive AutoStar
Free Drivers
Free Towing
up to 150km
Claim Payout
from just RM400
Buy Online


Cover Type
Alternative Travel Assistance
Get help with transportation, healthcare referral, and hotel bookings when on the road
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Unlimited coverage
Loss or Damage to Your Own Vehicle
Claim if your car's been stolen or wrecked due to road accident or fire
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Up to RM3m
Legal Costs
Lawyer fees when you're the defendant in court
Up to RM2k
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Unlimited coverage
Add on CoveragePrivate Cars
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Car Accessories
Claim for a stolen stereo or custom rims without losing your NCD
Special Perils Cover
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Strike, Riot, and Civil Commotion
There's a riot going on! You're covered for damage
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Legal Liability to Passengers
Protection against legal action brought against you by your passengers


Roadside Assistance Hotline
Claim Assistance Hotline
+603-2619 9000
Liberty Insurance Hotline

More Information

What protection does Liberty Comprehensive AutoStar provide?

Regardless of rain or shine, this motor protection plan from Liberty Insurance will have you covered for loss or damage to your own car arising from theft, fire, or accident all hours of the day.

As the saying goes, it takes two hands to clap - while this insurance plan can help keep you and your car happy, it'll also protect other road users in the event that you've been negligent behind the wheel!

This Liberty car insurance also cover you for liability against third party claims, be it damage to their vehicle, home, or (fingers crossed!) any physical injuries.

What's the maximum NCD I can get from this car insurance?

You will be entitled to a no-claim-discount (NCD) should there be well, no claims coming from you for a whole policy year. 

Your NCD entitlement increases every time your car insurance policy is renewed!

Policy PeriodNCD Entitlement
After the 1st year of insurance25%
After the 2nd year of insurance30%
After the 3rd year of insurance38.33%
After the 4th year of insurance45%
After 5 or more years of insurance55%

Liberty car insurance additional coverage

Yes, you can buy additional coverage for this policy! It is always encouraged to prepare the umbrella before it rains. 

Pay a little extra and the additional protections below will be available to you:

  1. Windscreen damage
  2. Natural catastrophe such as flood, landslide, hurricane, earthquake and volcanic eruption.
  3. Legal liability of/to passengers
  4. Protection against infuriated people (strike, riot and civil commotion)
  5. Car accessories

What is NOT covered under this comprehensive car insurance?

Your accident or damage claims will not be approved if you're caught red-handed making the mistakes below:

  1. Having a car plate number that is different from what has been registered with Liberty Insurance
  2. Natural wear and tear to your vehicle
  3. You wrecked your car because you went #2Fast2Furious on the road  i.e. illegal racing or drifting!
  4. Mechanical breakdown due to lack of proper maintenance
  5. You were carrying more than the permitted passenger amount during the accident

So what do I do when my car breaks down while driving?

Don't worry, many share the same fear as you do. 

As a Liberty Comprehensive AutoStar policyholder, you have the privilege of receiving 24-hour roadside assistance in case of a vehicle breakdown or emergency. 

Even if your car decided not to work in a stranded area, Liberty Insurance will arrange for a towing service for FREE for as far as 150km to the nearest panel workshop.

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product