Liberty Insurance

Underwritten by Liberty Insurance Berhad

Liberty Third Party Private Car

Fear of causing death and injury as well as loss and damage to other party's property for your negligence? Insure yourself against financial liability to those scenarios with Liberty Insurance

    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

Apply online now for Liberty Third Party Private Car

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How To Claim

Who do I call to make a claim or state an emergency?

Liberty Insurance Hotline
 1800888990  +60326199000
Roadside Assistance & Emergency Hotline
 1800885005  1300221188

Features

What makes this insurance policy stand out?

Cover Type
Third Party

Coverage

What can I claim from this insurance policy?

 
CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
up to RM3000000Not coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000Not coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered

Frequently Asked Questions about Liberty Third Party Private Car

Things you might want to know

Do I need a car insurance?

It is mandatory under the Law of Malaysia for vehicle owners to insure their wheels against risk of damage to other party's property and for causing death and/or injury to other road users. 

Without one, you are not only committing an offense, but also vulnerable to financial liability in case somebody claims from you for hitting them!

What can I get from Liberty Third Party Private Car policy?

As the name implies, Liberty Insurance will provide you the basic coverage against potential claims for death and bodily injury or property loss and damage from the third party, i.e. the person(s) you had accidentally bumped into. 

How much premium I have to pay?

The amount of premium you have to pay may vary depending on a number of risk assessment factors and is also subject the insurer's underwriting requirements. But all premiums will be inclusive of GST and Stamp Duty charges.

Do my passengers technically protected too?

Technically not. However you can by including passenger liability cover over additional premiums. If your driving skill has been a major concern among family members and closed friends, then you should consider buying this coverage or risk getting sued by them!

Can I top up other benefits to this policy?

Unfortunately this policy does not cover certain losses such as:

  1. Accidental damage to your vehicle;
  2. Your own death or bodily injury due to a motor accident;
  3. Loss, damage or liability arising from natural disasters;
  4. Wear and tear, mechanical or electrical breakdown failures or breakages.

But if you want, you can always upgrade your policy.

How long is the coverage?

From the moment you start purchasing this policy, the duration lasts for one year. You will need to renew the insurance plan annually.

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