About Lonpac Comprehensive Private Vehicle
The Lonpac Comprehensive Private Vehicle policy will compensate for liabilities to third parties for injury or death, damage to third parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle.
Have financial protection for when you or other motorists are reckless on the road!
The car insurance optional benefits
Some of the optional benefits offered in the car insurance policy are as follows:
- Breakage of glass in windscreen, window or sunroof
- Legal Liability to Passengers
- Strike, riot and civil commotion
- Current year NCD relief
- Vehicle accessories
How the company calculates the premium of your motor insurance
The premiums you pay will be based on a number of risk factors and a risk assessment. It will involve both you as a driver, and not just your vehicle.
Therefore, remember that when you will want to keep your risk as low as possible to bring down the premium rates of your motor insurance.
What are the major exclusions under this policy?
This Lonpac insurance policy does not cover certain losses such as:
Your own death or bodily injury due to a motor accident
Your liability against claims from passengers in your vehicle
Loss, damage or liability arising from an act of nature i.e. flood, storm, or landslide