Underwritten by Lonpac Insurance Berhad

Lonpac Comprehensive Private Vehicle

24-hour emergency assistance when your car breaks down and needs repair. Lonpac also offers free towing service, claims for car accidents, and third party compensation.

    • 24/7 Free Towing Up To RM200
    • Unlimited Free Drivers
    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

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How To Claim

Who do I call to make a claim or state an emergency?

Roadside Assistance Hotline
Claim Assistance Hotline
Lonpac Hotline
 +603-22628688  +603-27237888


What makes this insurance policy stand out?

Cover Type
Alternative Travel Assistance
get help with transportation, healthcare referral, and hotel bookings when on the road
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
unlimited coverageNot coveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
CoveredNot coveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
up to RM3000000Not coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000Not coveredNot covered
Accidental Death 
Do not add to fatalities on the road. Stay focused behind the wheel
unlimited coverageNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredNot coveredNot covered
Car Accessories 
Claim for a stolen stereo or custom rims without losing your NCD
CoveredNot coveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
CoveredNot coveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
CoveredNot coveredNot covered
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered

Frequently Asked Questions about Lonpac Comprehensive Private Vehicle

Things you might want to know

What is the Lonpac Comprehensive Private Vehicle all about?

This policy will compensate for liabilities to third parties for injury or death, damage to third parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle. Have financial protection for when you or other motorists are reckless on the road!

What are the optional benefits offered?

Some of the optional benefits offered are as follows:

  • Breakage of glass in windscreen, window or sunroof
  • Legal Liability to Passengers
  • Strike, riot and civil commotion
  • Current year NCD relief
  • Vehicle accessories

How much premium do I have to pay?

The premiums you pay will be based on a number of risk factors and a risk assessment. It will involve both you as a driver, and not just your vehicle. Therefore, remember that when you will want to keep your risk as low as possible to bring down your premium rates. 

What are the major exclusions under this policy?

This policy does not cover certain losses such as,:
Your own death or bodily injury due to a motor accident
Your liability against claims from passengers in your vehicle
Loss, damage or liability arising from an act of nature i.e. flood, storm, or landslide 

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