Lonpac Comprehensive Private Vehicle

24-hour emergency assistance when your car breaks down and needs repair. Enjoy free towing service, claims for car accidents and third party compensation.

Lonpac Comprehensive Private VehicleFree Breakdown Repair
Free Drivers
Unlimited
Free Towing
up to RM200
Claim Payout
Agreed Value
Excess
from just RM400
Buy Online
No
e-Hailing
Not Available

Features

Cover Type
Comprehensive
Alternative Travel Assistance
Get help with transportation, healthcare referral, and hotel bookings when on the road
0% Repair Cost
for vehicles aged 5 years and below
e-Hailing
Not Available

Coverage

What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Unlimited coverage
Loss or Damage to Your Own Vehicle
Claim if your car's been stolen or wrecked due to road accident or fire
Covered
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Up to RM3m
Legal Costs
Lawyer fees when you're the defendant in court
Up to RM2k
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Unlimited coverage
Add on CoveragePrivate Cars
Windscreen
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Covered
Car Accessories
Claim for a stolen stereo or custom rims without losing your NCD
Covered
Special Perils Cover
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Covered
Strike, Riot, and Civil Commotion
There's a riot going on! You're covered for damage
Covered
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Covered
Legal Liability to Passengers
Protection against legal action brought against you by your passengers
Covered

Claims

Roadside Assistance Hotline
+603-76283833
Claim Assistance Hotline
+603-27237888
Lonpac Hotline
+603-22628688,+603-27237888

More Information

About Lonpac Comprehensive Private Vehicle 

The Lonpac Comprehensive Private Vehicle policy will compensate for liabilities to third parties for injury or death, damage to third parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle. 

Have financial protection for when you or other motorists are reckless on the road!

The car insurance optional benefits

Some of the optional benefits offered in the car insurance policy are as follows:

  • Breakage of glass in windscreen, window or sunroof
  • Legal Liability to Passengers
  • Strike, riot and civil commotion
  • Current year NCD relief
  • Vehicle accessories

How the company calculates the premium of your motor insurance

The premiums you pay will be based on a number of risk factors and a risk assessment. It will involve both you as a driver, and not just your vehicle. 

Therefore, remember that when you will want to keep your risk as low as possible to bring down the premium rates of your motor insurance. 

What are the major exclusions under this policy?

This Lonpac insurance policy does not cover certain losses such as:
Your own death or bodily injury due to a motor accident
Your liability against claims from passengers in your vehicle
Loss, damage or liability arising from an act of nature i.e. flood, storm, or landslide