Underwritten by Lonpac Insurance Berhad

Lonpac Third Party Private Vehicle

A third party only motor insurance plan that will pay for your legal costs whenever you get in trouble for any damage or loss to other people's cars or property.

    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

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How To Claim

Who do I call to make a claim or state an emergency?

Lonpac Hotline
Claim Assistance Hotline
Roadside Assistance & Emergency Hotline


What makes this insurance policy stand out?

Cover Type
Third Party


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 
Did you cause an accident where somebody got hurt?
unlimited coverageNot coveredNot covered
Loss or Damage of Property 
Negligent on the road? Give compensation to other pedestrians or motorists
up to RM3000000Not coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000Not coveredNot covered
Accidental Death 
Do not add to fatalities on the road. Stay focused behind the wheel
unlimited coverageNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered

Frequently Asked Questions about Lonpac Third Party Private Vehicle

Things you might want to know

What are the benefits provided by Lonpac Third Party Private Vehicle insurance?

This would be an ideal motor insurance plan for those who wish to have themselves shielded from liability against injury or death to others on the road, including damages caused to their cars and houses. This protection will last for 1 year, and you will have to renew your insurance cover annually.

How much premium do I have to pay?

The premium you have to pay may vary depending on the cubic capacity of your vehicle, no-discount-claim ( NCD) entitlement, and Lonpac's underwriting requirements. For example, the total premium for a private car with 1300 cubic capacity such as a basic Perodua Myvi, you will be paying a third party cover of RM72, with 25% loading of RM18, and NCD entitledment of RM22.50. Your estimated gross premium which is including agent's commission but excluding service tax and stamp duty is RM67.50.

What are the major exclusions under this policy?

The first thing to remember before making a claim is that a third party motor insurnace such as this one will not cover loss or damage caused by to your vehicle, accident or otherwise. Other than that, you won't be able to claim for your injuries due to a motor accident, claims against you made by your own passangers (yes, your mom can sue you in court too!), or loss and damage caused by natural disasters - floods are a major problem in some cities in Malaysia, so you'd probably want to opt for a comprehensive motor insurance plan instead!

What do I need to do if there are changes to my contact details?

It is important that you inform your insurer of any change in your contact details to ensure that all consequences reach you in a timely manner. If you have any inquiries, simply dial 03-2262-8688 for Lonpac Insurance Berhad's Customer Service Department or email to customerservice@lonpac.com

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