Lonpac Third Party Private Vehicle

A third party motor insurance plan that will pay for your legal costs whenever you get in trouble for any damage or loss to other people's cars or property.

Lonpac Third Party Private VehicleFree Legal Cost
Free Drivers
0
Free Towing
No
Claim Payout
Market Value
Excess
from just RM400
Buy Online
No
e-Hailing
Not Available

Features

Cover Type
Third Party
e-Hailing
Not Available

Coverage

What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Unlimited coverage
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Up to RM3m
Legal Costs
Lawyer fees when you're the defendant in court
Up to RM2k
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Unlimited coverage
Add on CoveragePrivate Cars
Legal Liability to Passengers
Protection against legal action brought against you by your passengers
Covered

Claims

Roadside Assistance Hotline
+603-7628 3833
Claim Assistance Hotline
+603-2723 7888
Lonpac Hotline
+603-2262 8688

More Information

The benefits of choosing Lonpac Third Party Private Vehicle

This would be ideal motor insurance for those who wish to have themselves shielded from liability against injury or death to others on the road, including damages caused to their cars and houses. 

The protection will last for 1 year and you will have to renew your insurance cover annually.

How much premium do I have to pay?

There are several factors that go into the calculation of your premiums, therefore you will need to have a sit down with your adjuster about what exactly affects your rates. Some of the factors involved in the risk assessment are as follows; However, they may be subject to change at any given time. 

  • Value of the vehicle
  • Engine capacity
  • Loading
  • Sum Insured
  • Age of Driver
  • Gender of Driver
  • Occupation/Education of Driver
  • Place of Residence
  • Claim History

The major exclusions of this Lonpac insurance

The first thing to remember before making a claim is that third party motor insurance such as this one will not cover loss or damage caused by your vehicle, accident or otherwise. 

Other than that, you won't be able to claim for your injuries due to a motor accident, claims against you made by your own passengers (yes, your mom can sue you in court too!), or loss and damage caused by natural disasters - floods are a major problem in some cities in Malaysia, so you'd probably want to opt for a comprehensive Lonpac motor insurance plan instead!