Underwritten by MCIS Insurance Berhad

MCIS Comprehensive Motor Insurance

Provide complete insurance for either your private car, business van, or motorcycle. Free MCIS Automate for towing services and warranty on repairs and replacements.

    • 24/7 Free Towing Up To RM300
    • Up To 55% No-Claim Discount
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

How To Claim

Who do I call to make a claim or state an emergency?

MCIS Hotline
Claim Assistance Hotline
Roadside Assistance & Emergency Hotline


What makes this insurance policy stand out?

Cover Type
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
Loss or Damage of Property 3rd party included
Negligent on the road? Give compensation to other pedestrians or motorists
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers

Frequently Asked Questions about MCIS Comprehensive Motor Insurance

Things you might want to know

What is the MCIS Comprehensive Motor Insurance all about?

If you're looking for cover against Own Vehicle Damage and Third Party Liability, this policy is just for you. MCIS Comprehensive Motor Insurance provides protection for private cars, commercial vehicles, and motorcycles. The Comprehensive cover also comes with a Free MCIS Automate - the free 24 hour emergency assistance program.

Tell me more about MCIS Automate benefits?

In the event of an accident, you will receive:

  • 24-hour emergency assistance
  • Towing to the nearest approved panel workshop
  • 6 months warranty for repair provided by our panel workshop

In the event of a roadside breakdown, you will receive:

  • 24-hour emergency assistance
  • Free on-site repair services
  • Towing to the nearest approved panel workshop.

What are the optional benefits under this policy?

If you feel that you can afford additional protection for your priced vehicle, you can add on the following:

  • Natural disasters such as flood, windstorm, rainstorm, typhoon, hurricane, volcanic eruption
  • Glass in windscreen/windows
  • Strike, riot, and civil commotionPassenger liability
    Legal liability of passengers for their acts of negligence

How is the premium calculated?

The premium is calculated according to the motor tariff prescribed by Persatuan Insurans Am Malaysia ( PIAM) based on the following factors:

  • Use of vehicle (private car, goods-carrying vehicle, buses, taxis, etc)
  • Cubic capacity
  • Age of vehicle
  • NCD allowed
  • Sum insured
  • No. of authorized drivers
  • Extended coverage

Read More