MPI Generali

Underwritten by MPI Generali Insurans Berhad

MPI Generali Comprehensive Private Car Insurance

Reckless drivers are common on the road and that is why your precious car needs all the protection it could get. Get compensated against damage of your own car, third party liability and car theft with MPI Generali!

    • Free Towing Up To RM200
    • Up To 55% No-Claim Discount
    • Excess from just RM400

Apply online now for MPI Generali Comprehensive Private Car Insurance

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How To Claim

Who do I call to make a claim or state an emergency?

MPI Generali Hotline


What makes this insurance policy stand out?

Cover Type


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
unlimited coverageNot coveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
CoveredNot coveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
up to RM3000000Not coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000Not coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
unlimited coverageNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredNot coveredNot covered
Car Accessories 
Claim for a stolen stereo or custom rims without losing your NCD
CoveredNot coveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
CoveredNot coveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered

Frequently Asked Questions about MPI Generali Comprehensive Private Car Insurance

Things you might want to know

What can I get from this car insurance?

If you commute to work by car everyday, you'll definitely feel the pain on your wallet from car maintenance, fuel, tolls and not to mention the yearly roadtax. Don't let your car gobble up your hard-earned money any further!

With MPI Generali Comprehensive Private Car Insurance, you can save hundreds and thousands from the money you spend on car repairs and third party liability in case you inevitably hurt the other party involved due to an accident. That's not all, your car is also safely insured against accidental fire damage and theft.

Is there any additional coverage I can get for my car?

Certainly, you can have your car protected from the inside out! Additional coverage are available for windscreen, natural catastrophe such as flood, your liability against claims for your passengers and vehicle accessories. Pay a little bit more to cast your worries away, it's a worth buy after all.

How much do I have to pay for premium?

The premium you'll be charged at depends on your vehicle type, engine displacement, age of your vehicle and claims experience but the rates are governed by Bank Negara Malaysia ( BNM) or in an insurance term, it's called Motor Tariff.

With that said, you'll find the prices are pretty standard across all insurance companies. So the key attributes that distinguish the best from good are the after-sales service and extra benefits that come with the policy.

How insurer determine the no claim discount ( NCD) I am entitled to?

Not to worry, there's no sophisticated condition and calculation behind NCD. You will automatically receive 25% NCD which is tied to your car after the first year of insurance provided that there's no claim arises from your policy. Subsequently, it's 30% after two years of insurance, 38.33% for three years without any claim, 45% after fours years and lastly a maximum of 55% for five years and above.

Do I have to pay for GST?

Nod Submissively * Yes, 6% GST will be included in the calculation of your premium.

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