MPI Generali Comprehensive Private Car Insurance

Reckless drivers are common on the road and that is why your precious car needs all the protection it could get. Get compensated against damage of your own car, third party liability and car theft with MPI Generali!

MPI Generali Comprehensive Private Car InsuranceProtection On The Road
Free Drivers
Free Towing
up to RM300
Claim Payout
from just RM400
Buy Online


Cover Type


What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Unlimited coverage
Loss or Damage to Your Own Vehicle
Claim if your car's been stolen or wrecked due to road accident or fire
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Up to RM3m
Legal Costs
Lawyer fees when you're the defendant in court
Up to RM2k
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Unlimited coverage
Add on CoveragePrivate Cars
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Car Accessories
Claim for a stolen stereo or custom rims without losing your NCD
Special Perils Cover
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Strike, Riot, and Civil Commotion
There's a riot going on! You're covered for damage
Legal Liability to Passengers
Protection against legal action brought against you by your passengers


Roadside Assistance Hotline
1-800-88-3262 1-800-22-2262
Claim Assistance Hotline
+603-2034 9888
MPI Generali Hotline
+603-2034 9888

More Information

What can I get from this car insurance?

If you commute to work by car everyday, you'll definitely feel the pain on your wallet from car maintenance, fuel, tolls and not to mention the yearly road tax. Don't let your car gobble up your hard-earned money any further!

With MPI Generali Comprehensive Private Car Insurance, you can save hundreds and thousands from the money you spend on car repairs and third party liability in case you inevitably hurt the other party involved due to an accident. That's not all, your car is also safely insured against accidental fire damage and theft.

Is there any additional coverage I can get for my car?

Certainly, you can have your car protected from the inside out! Additional coverage are available for windscreen, natural catastrophe such as flood, your liability against claims for your passengers and vehicle accessories. Pay a little bit more to cast your worries away, it's a worth buy after all.

How much do I have to pay for premium?

Your premium calculation will be based on a few factors, both regarding both your vehicle and yourself as a driver. This risk assessment will be the determining factor in your premium commitments:

  • Value of the vehicle
  • Engine capacity
  • Loading
  • Sum Insured
  • Age of Driver
  • Gender of Driver
  • Occupation/Education of Driver
  • Place of Residence
  • Claim History.

How insurer determine the no claim discount (NCD) I am entitled to?

Not to worry, there's no sophisticated condition and calculation behind NCD. You will automatically receive 25% NCD which is tied to your car after the first year of insurance provided that there's no claim arises from your policy. Subsequently, it's 30% after two years of insurance, 38.33% for three years without any claim, 45% after fours years and lastly a maximum of 55% for five years and above.

Do I have to pay for GST?

Yes, 6% GST will be included in the calculation of your premium.