The benefits of MPI Generali Comprehensive Private Car Insurance
If you commute to work by car everyday, you'll definitely feel the pain on your wallet from car maintenance, fuel, tolls and not to mention the yearly road tax.
Don't let your car gobble up your hard-earned money any further!
With MPI Generali Comprehensive Private Car Insurance, you can save hundreds and thousands from the money you spend on car repairs and third party liability in case you inevitably hurt the other party involved due to an accident.
That's not all, your car is also safely insured against accidental fire damage and theft.
Is there any additional car insurance coverage I can get?
Certainly, you can have your car protected from the inside out!
Additional car insurance coverage is available for windscreen, natural catastrophe such as flood, your liability against claims for your passengers and vehicle accessories.
Pay a little bit more to cast your worries away, it's a worth buy after all.
The car insurance premium calculation
Your MPI Generali car insurance premium calculation will be based on a few factors, both regarding both your vehicle and yourself as a driver.
This risk assessment will be the determining factor in your premium commitments:
- Value of the vehicle
- Engine capacity
- Sum Insured
- Age of Driver
- Gender of Driver
- Occupation/Education of Driver
- Place of Residence
- Claim History.
More info about the no claim discount (NCD)
Not to worry, there's no sophisticated condition and calculation behind NCD.
You will automatically receive 25% NCD which is tied to your car after the first year of insurance provided that there's no claim arises from your policy.
Subsequently, it's 30% after two years of insurance, 38.33% for three years without any claim, 45% after fours years and lastly a maximum of 55% for five years and above.
Is GST included in my MPI Generali car insurance premium?
Yes, 6% GST will be included in the calculation of your MPI Generali premium.