MPI Generali

Underwritten by MPI Generali Insurans Berhad

MPI Generali Third Party Car Insurance

Chances of making up for a car accident you've caused without emptying your wallet are very slim. MPI Generali has got your back at a premium everyone can afford!

    • Free Towing Up To RM200
    • Up To 55% No-Claim Discount
    • Excess from just RM400

Apply online now for MPI Generali Third Party Car Insurance

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for MPI Generali Third Party Car Insurance

Everything you need for this step can be found in your car registration card or existing insurance cover note!
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help you with the final step. We’ll also be in touch within the next working day to confirm payment - make sure to have your credit card ready!

Continue to MPI Generali website

If you have any questions let us know at, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

How To Claim

Who do I call to make a claim or state an emergency?

MPI Generali Hotline


What makes this insurance policy stand out?

Cover Type
Third Party


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
unlimited coverageNot coveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
up to RM3000000Not coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000Not coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
unlimited coverageNot coveredNot covered

Frequently Asked Questions about MPI Generali Third Party Car Insurance

Things you might want to know

What is this Third Party Car Insurance all about?

Your car may be all tough and sturdy, but even Superman is not entirely invulnerable too. Aside from the fact that death or physical injury is one of the most feared consequences of an accident, seeing your months of savings washed down the drain because of the repair work you have to pay is equally disheartening.

Fear no more, MPI Generali Third Party Car Insurance gives you the financial help you need when you are liable to compensate the other party involved in an accident for bodily injury, property damage/loss and the worst of all, death.

Is there anything else that this policy offers?

That's all a Third Party Policy covers as it's the most basic plan of all compared to a Comprehensive Policy or a Third Party Fire and Theft Policy. There's always a silver lining in every cloud, although the coverage is not the greatest of all, you'll definitely enjoy a huge cut on the premium quoted.

Anyhow, a Third Party Insurance is generally reserved for an old vehicle that is not on hire purchase agreement. It's nearly impossible to apply one for a brand new car.

How much do I have to pay for this insurance?

There is a number of underwriting factors that insurer take into account when determining the premium such as vehicle type, engine displacement, age of vehicle and claims experience. With that said, it varies from one vehicle to another. However, the quote given by each insurer is standardised for a particular vehicle as the rates are regulated by Bank Negara Malaysia ( BNM).

Can I get any refund if I cancel my policy?

You will be entitled to premium refund provided that there's no claim arises during the period of insurance. The refund will be pro rated based on the calculation below:

Period of InsuranceRefund of Premium %
Not exceeding 1 week87.5 of annual premium
Not exceeding 1 month75.0 of annual premium
Not exceeding 2 months62.5 of annual premium
Not exceeding 3 months50.0 of annual premium
Not exceeding 4 months37.5 of annual premium
Not exceeding 6 months25.0 of annual premium
Not exceeding 8 months12.5 of annual premium
Exceeding 8 monthsNo refund

Read More