Underwritten by MSIG Insurance (Malaysia) Berhad

MSIG Third Party Fire & Theft Motor Insurance

Fear waking up to find your car had gone missing? Get covered with MSIG Insurance which extends protection against burglary and accidental fire resulting to the loss of your precious vehicle and also liabilities to third party for negligence.

    • 24/7 Free Towing Up To RM200
    • Up To 0 Free Drivers
    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation

Apply online now for MSIG Third Party Fire & Theft Motor Insurance

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How To Claim

Who do I call to make a claim or state an emergency?

MSIG Hotline
Claim Assistance Hotline
 +603-2050 8228


What makes this insurance policy stand out?

Cover Type
Third Party Fire & Theft


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
CoveredNot coveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
up to RM3000000Not coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000Not coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered

Frequently Asked Questions about MSIG Third Party Fire & Theft Motor Insurance

Things you might want to know

Owning a car is a big investment and risky business too – don’t believe me? Google the statistics for car accidents and burglaries in recent months.

But don’t let fear-mongering take over your dream as MSIG Insurance has got your back!

What does third party fire and theft provide for me?

MSIG Third Party Fire & Theft policy covers the legal liability against third party bodily injury and death. In other words if someone gets terribly hurt in an accident which you are at fault for, the insurance company will compensate them on your behalf. The same applies if you have caused damage to their property.

Moreover, you can also claim from MSIG Insurance if your beloved car 'disappears' from your porch due to burglary or is damaged by accidental fire.

How do you determine the premium?

Whether you are buying or renewing your car insurance, the total premiums of this policy will be determined by the following requisites:

  • Value of the vehicle
  • Engine capacity
  • Loading
  • Sum Insured
  • Age of Driver
  • Gender of Driver
  • Occupation/Education of Driver
  • Place of Residence
  • Claim History.

Terms and conditions?

This is a cash-before-cover policy; therefore, it is imperative that you should insure your car at an appropriate amount to avoid incurring any uncovered costs.

And, if there is more than one person helming your vehicle, it is advisable to name them under this policy, or risk paying a penalty of RM400 in the event the unnamed person is involved in an accident when driving your insured vehicle.

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