MSIG Third Party Fire & Theft Motor Insurance

Fear waking up to find your car had gone missing? Get covered with MSIG Insurance which extends protection against burglary and accidental fire resulting to the loss of your precious vehicle and also liabilities to third party for negligence.

MSIG Third Party Fire & Theft Motor InsuranceThird Party Fire and Theft
Free Drivers
0
Free Towing
up to RM200
Claim Payout
Market Value
Excess
from just RM400
Buy Online
No
e-Hailing
Not Available

Features

Cover Type
Third Party Fire & Theft
e-Hailing
Not Available

Coverage

What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Covered
Loss or Damage to Your Own Vehicle
Claim if your car's been stolen or wrecked due to road accident or fire
Covered
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Up to RM3m
Legal Costs
Lawyer fees when you're the defendant in court
Up to RM2k
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Covered
Add on CoveragePrivate Cars
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Covered
Legal Liability to Passengers
Protection against legal action brought against you by your passengers
Covered

Claims

Claim Assistance Hotline
+603-2050 8228
MSIG Hotline
1-800-88-6744

More Information

Owning a car is a big investment and risky business too – don’t believe me? Google the statistics for car accidents and burglaries in recent months.

But don’t let fear-mongering take over your dream as MSIG Insurance has got your back!

What does third party fire and theft provide for me?

MSIG Third Party Fire & Theft policy covers the legal liability against third party bodily injury and death. In other words if someone gets terribly hurt in an accident which you are at fault for, the insurance company will compensate them on your behalf. The same applies if you have caused damage to their property.

Moreover, you can also claim from MSIG Insurance if your beloved car 'disappears' from your porch due to burglary or is damaged by accidental fire.

How do you determine the premium?

Whether you are buying or renewing your car insurance, the total premiums of this policy will be determined by the following requisites:

  • Value of the vehicle
  • Engine capacity
  • Loading
  • Sum Insured
  • Age of Driver
  • Gender of Driver
  • Occupation/Education of Driver
  • Place of Residence
  • Claim History.

Terms and conditions?

This is a cash-before-cover policy; therefore, it is imperative that you should insure your car at an appropriate amount to avoid incurring any uncovered costs.

And, if there is more than one person helming your vehicle, it is advisable to name them under this policy, or risk paying a penalty of RM400 in the event the unnamed person is involved in an accident when driving your insured vehicle.