Underwritten by MSIG Insurance (Malaysia) Berhad

MSIG Third Party Motor Insurance

Whether you're a Grab driver or a self-claim road warrior, ensure the safety of the people around your car with a third party insurance coverage that compensate for death and injury claims as well as loss and damage to their property - better safe than sorry!

    • 24/7 Free Towing Up To RM200
    • Up To 0 Free Drivers
    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation

Apply online now for MSIG Third Party Motor Insurance

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How To Claim

Who do I call to make a claim or state an emergency?

MSIG Hotline
Claim Assistance Hotline
 +603-2050 8228
Roadside Assistance & Emergency Hotline


What makes this insurance policy stand out?

Cover Type
Third Party


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
up to RM3000000Not coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000Not coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered

Frequently Asked Questions about MSIG Third Party Motor Insurance

Things you might want to know

What does MSIG Third Party motor insurance cover?

MSIG Third Party covers any compensation as a result of loss or damage of third party property and, in some cases, bodily injury and fatality.

Be rest assured that you are not financially burdened as there is no monetary limit for death and injury claims whereas RM3 million is capped for the loss and damage to their property.

Even so, don’t take things for granted!

Can my passengers sue me?

Potentially yes, and in some cases ABSOLUTELY yes, if an accident is due to your negligence and for endangering their lives. Considering this, you can actually shield yourself from further financial claims from passengers if you toss in a few ringgit to include the passenger liability cover.

Can I get refunded for cancelling this policy?

Yes you can. But bear in mind that the refunded premium is subject to the period your insurance is still in force with MSIG Insurance.

For example, if you have been paying to the insurer for more than 8 months, there is no refund of premium for you.

What should I do after accident?

First you should not commit to pay for any damage, liability or offer any settlement or payment. Get assistance from Auto Assist at 1300-22-1188 to remove your car from the scene and tow it to the nearest workshop.

Then, inform your insurer of the accident followed by a police report within 24 hours.

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