MSIG Third Party Motor Insurance

Whether you're a Grab driver or a self-claim road warrior, ensure the safety of the people around your car with a third party insurance coverage that compensate for death and injury claims as well as loss and damage to their property - better safe than sorry!

MSIG Third Party Motor InsuranceThird Party coverage
Free Drivers
0
Free Towing
up to RM200
Claim Payout
Market Value
Excess
from just RM400
Buy Online
No
e-Hailing
Not available

Features

Cover Type
Third Party
e-Hailing
Available.

Coverage

What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Covered
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Up to RM3m
Legal Costs
Lawyer fees when you're the defendant in court
Up to RM2k
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Covered
Add on CoveragePrivate Cars
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Covered
Legal Liability to Passengers
Protection against legal action brought against you by your passengers
Covered

Claims

Roadside Assistance Hotline
1-300-22-1188
Claim Assistance Hotline
+603-2050 8228
MSIG Hotline
1-800-88-6744

More Information

What does MSIG Third Party motor insurance cover?

MSIG Third Party covers any compensation as a result of loss or damage of third party property and, in some cases, bodily injury and fatality.

Be rest assured that you are not financially burdened as there is no monetary limit for death and injury claims whereas RM3 million is capped for the loss and damage to their property.

Even so, don’t take things for granted!

Can my passengers sue me?

Potentially yes, and in some cases ABSOLUTELY yes, if an accident is due to your negligence and for endangering their lives. Considering this, you can actually shield yourself from further financial claims from passengers if you toss in a few ringgit to include the passenger liability cover.

Can I get refunded for cancelling this policy?

Yes you can. But bear in mind that the refunded premium is subject to the period your insurance is still in force with MSIG Insurance.

For example, if you have been paying to the insurer for more than 8 months, there is no refund of premium for you.

What should I do after accident?

First you should not commit to pay for any damage, liability or offer any settlement or payment. Get assistance from Auto Assist at 1300-22-1188 to remove your car from the scene and tow it to the nearest workshop.

Then, inform your insurer of the accident followed by a police report within 24 hours.