Underwritten by Chubb Insurance Malaysia Berhad

MyCover Comprehensive Motor Insurance

Renew your motor insurance online with a 0% easy payment plan from some of the biggest banks in Malaysia. Check your NCD and get a free quote today!

    • 24/7 Free Towing Up To RM200
    • Up To 55% No-Claim Discount
    • 24/7 Roadside Assistance
View product disclosure sheet.

How To Claim

Who do I call to make a claim or state an emergency?

Roadside Assistance Hotline
Claim Assistance Hotline
MyCover Hotline


What makes this insurance policy stand out?

Cover Type
Additional Driver Charges
starting from only RM per person
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
CoveredNot coveredNot covered
Loss or Damage of Property 
Negligent on the road? Give compensation to other pedestrians or motorists
CoveredNot coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000Not coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredNot coveredNot covered
Car Accessories 
Claim for a stolen stereo or custom rims without losing your NCD
CoveredNot coveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
CoveredNot coveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
CoveredNot coveredNot covered
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered

Frequently Asked Questions about MyCover Comprehensive Motor Insurance

Enjoy the convenience of safe and secured online payment with MyCover

Who is MyCover?

MyCover is a third-party car insurance provider with underwriting by Chubb Insurance Malaysia Berhad. If you are looking to buy or renew your car insurance, MyCover provides a fuss-free and quick online purchase and renewal option.

0% EPP for motor insurance

That's right, MyCover is the first in Malaysia to offer 0% monthly instalment option on your motor insurance premiums! To sign up for the 6 month or 12 month plan, you'll need a credit card with any of the following banks. Only payment above RM1,000 are eligible for the 12 month plan.

  • Maybank
  • Citibank
  • Hong Leong Bank
  • Public Bank
  • AmBank
  • RHB
  • Alliance Bank

What motor insurance coverage do I get from MyCover?

You will get a comprehensive insurance coverage that extends protection against financial liabilities towards other pedestrians and motorists for bodily injury, death or damage to their property.

Also if your vehicle get caught in a nasty fire breakout or collided in an accident or went missing at a parking spot, you can make a claim for any of these instances.

Plus if your car broke down, particularly in the middle of night, a 24-hour roadside assistance services will come and rescue you. Just call the toll-free emergency auto assist line when you had a flat tire or the battery needs to be jumpstarted.

If neither of those helped, they will tow your car to any trusted panel workshops who can help fix your car and get it back on the road as you wished.

How do I get a free motor insurance quote and check my NCD?

Easy peasy. You can check your No-Claim Discount ( NCD) on MyCover by providing your details: IC Number and vehicle registration number. 

But don't stop there! Pick and choose your coverage options and get your own free quote on MyCover. All these services are offered at your convenient and for FREE.

How to pay for my car insurance?

For the time being, MyCover only accepts credit card from most major banks in Malaysia. Shortly after you have generated the insurance quote for your car, you can immediately pay on the site by debiting the amount from your credit card via two payment options:

1- Lump sum: When you pay a lump sum amount, you will instantly receive your policy right after the transaction. So keep your fear at bay and start revving up that engine!

2- Monthly payment: You too can break the total amount into monthly instalments and enjoy 0% interest up to 6 months! You need to make a premium payment of at least RM500 for 3-month and 6-month EPP, while RM1000 and above for a repayment period up to 12 months.

Will MyCover accept any types of vehicles?

Unfortunately, only private car is eligible for the comprehensive coverage for now. If you drive a certain model of luxury vehicle with high probability of being stolen, there is a special consideration before getting it insured.

What information do I need to renew my motor insurance?

You will need the following information in order to renew you car insurance:

  1. Vehicle Registration Number
  2. Details on your Vehicle Ownership Certificate / existing motor insurance Cover Note
  3. Log Book Number

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