Overseas Assurance Corporation

Underwritten by Overseas Assurance Corporation (Malaysia) Berhad

Overseas Assurance Comprehensive Motor Insurance

A comprehensive motor insurance policy that protects your car not only in Malaysia, but also if you decide to go roadtripping to Thailand or West Kalimantan!

    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance
View product disclosure sheet.

How To Claim

Who do I call to make a claim or state an emergency?

Roadside Assistance Hotline
Claim Assistance Hotline
 +60327861111  +60327861122  1300131088
Overseas Assurance Corporation Hotline


What makes this insurance policy stand out?

Cover Type
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
unlimited coverageunlimited coverageunlimited coverage
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
up to RM3000000up to RM3000000up to RM3000000
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
unlimited coverageunlimited coverageunlimited coverage
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Car Accessories 
Claim for a stolen stereo or custom rims without losing your NCD
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers

Frequently Asked Questions about Overseas Assurance Comprehensive Motor Insurance

Things you might want to know

What is this product about?

This policy provides insurance against liabilities to other parties for injury or death, damage to other parties' property, and accidental or fire damage to your vehicle or theft of your vehicle.

What are the optional benefits that come with this policy?

There are various optional benefits that you can choose from to give your vehicle the best protection that it deserves.

  • Windscreen damage
  • Passenger's liability cover
  • Damage arsing from the wrath of mother nature e.g. flood, landslide, storm tempest
  • Loss or damage to vehicle accessories
  • NCD relief extension
  • Strike, riot, and civil commotion cover

What are some of the key terms and conditions that I should be aware of?

When it comes to buying an insurance policy, withholding information from your insurer will certainly do you no good! So, disclose all material facts about your prized set of wheels e.g. previous accidents, modification to engine. Ensure that your vehicle is insured at an appropriate amount and in a roadworthy condition. 

However, having an auto insurance does not mean you're free from financial responsibilities. An excess amount must be bourne by you i.e. the driver if your vehicle is driven by a person not named in your policy. A compulsory excess of RM400 is charged and any other excess amount applicable.

How do I make a claim?

In the event of a claim, you may notify Overseas Assurance Corporation (M) Bhd by contacting them at their customer service hotline or send them an email. Once your claim notification is received, your insurance agent will advise you on the next course of ation latest by the next working day. Before you meet your insurer, don't forget to prepare the following documents beforehand to facilitate the claim process.

  • Driving license of driver
  • Estimated time for repair (provided by panel workshop)
  • Claim form Identity card of insured and driver Police report (to be made within 24 hours after an accident)

Additional documents may be required depending on the severity and circumstances of the loss or damage.

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