Pacific Comprehensive Motor Insurance

Whether you own a car or motorbike, get it insured against third party liabilities, fire damage and theft & claim for any damage caused by road accidents.

Pacific Comprehensive Motor InsuranceCover For Your Wheels
Free Drivers
0
Free Towing
No
Claim Payout
Market Value
Excess
N/A
Buy Online
No
e-Hailing
Not Available

Features

Cover Type
Comprehensive
0% Repair Cost
for vehicles aged 1 years and below
e-Hailing
Not Available

Coverage

What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Covered
Loss or Damage to Your Own Vehicle
Claim if your car's been stolen or wrecked due to road accident or fire
Covered
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Covered
Legal Costs
Lawyer fees when you're the defendant in court
Covered
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Covered
Add on CoveragePrivate Cars
Windscreen
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Covered
Strike, Riot, and Civil Commotion
There's a riot going on! You're covered for damage
Covered
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Covered
Legal Liability to Passengers
Protection against legal action brought against you by your passengers
Covered

Claims

Claim Assistance Hotline
+603-2176 1112
Pacific Insurance Hotline
1-800-88-1629,+603-2176 1188

More Information

What is Pacific Comprehensive Motor Insurance all about?

The Pacific Comprehensive Motor Insurance policy provides insurance against liabilities to other parties for injury or death, damage to other parties' property and accidental or fire damage to your vehicle or theft of your vehicle.

The additional covers or benefits of this motor insurance

Simply add some extra motor insurance premium for better protection, such as:
- Windscreen damage
- Legal liability to passengers
- Legal liability of passengers
- Damage arising from flood and landslide
- Strike, riot, and civil commotion
- Additional name drivers

Duration of cover is for one year. You need to renew your insurance cover annually.

The calculation of your car insurance premium

There are several factors that will be taken into consideration when calculating your premiums, among them are the following risk assessment factors:

  • Value of the vehicle
  • Engine capacity
  • Loading
  • Sum Insured
  • Age of the Driver
  • Gender of the Driver
  • Occupation or education of the Driver
  • Place of Residence
  • Driver's Claim history

Remember to try keeping your risk low to avoid paying higher premiums than necessary.

Apart from the premium, what other fees and charges that I have to settle?

The commission must be paid to your insurance agent. This constitutes 10% of your premium. 

Additionally, RM10 stamp duty is applicable.

Pacific Comprehensive Motor Insurance key terms and conditions

When purchasing Pacific Comprehensive Motor Insurance, it is crucial that you disclose all material facts e.g. previous accidents and modification to engines. 

You must also ensure that your vehicle is insured at the appropriate market value. 

Lastly, take not of your excess amount i.e. the amount of loss you have to bear in the event of a claim.