Pacific Insurance

Underwritten by The Pacific Insurance Berhad

Pacific Comprehensive Motor Insurance

Whether you own a car or motorbike, get it insured against third party liabilities, fire damage and theft, and most importantly, claim for any damage caused by road accidents.

    • Up To 0 Free Drivers
    • Up To 55% No-Claim Discount
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

Apply online now for Pacific Comprehensive Motor Insurance

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How To Claim

Who do I call to make a claim or state an emergency?

Claim Assistance Hotline
 +603-2176 1112
Pacific Insurance Hotline
 1-800-88-1629  +603-2176 1188


What makes this insurance policy stand out?

Cover Type
0% Repair Cost
for vehicles aged 1 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
Legal Costs 
Lawyer fees when you're the defendant in court
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers

Frequently Asked Questions about Pacific Comprehensive Motor Insurance

Things you might want to know

What is Pacific Comprehensive Motor Insurance all about?

This policy provides insurance against liabilities to other parties for injury or death, damage to other parties' property and accidental or fire damage to your vehicle or theft of your vehicle.

What are the additional covers or benefits provided?

Simply add some extra premium for a better protection!
- Windscreen damage
- Legal liability to passengers
- Legal liability of passengers
- Damage arising from flood and landslide
- Strike, riot, and civil commotion
- Additional name drivers
Duration of cover is for one year. You need to renew your insurance cover annually.

How much premium do I have to pay?

There are several factors that will be taken into consideration when calculating your premiums, among them are the following risk assessment factors;

  • Value of the vehicle
  • Engine capacity
  • Loading
  • Sum Insured
  • Age of the Driver
  • Gender of the Driver
  • Occupation or education of the Driver
  • Place of Residence
  • Driver's Claim history

Remember to try keeping your risk low to avoid paying higher premiums than necessary.

Apart from the premium, what other fees and charges that I have to settle?

Commission must be paid to your insurance agent. This constitutes 10% of your premium. Additionally, RM10 stamp duty is applicable.

Could you highlight some of the key terms and conditions?

It is crucial that you disclose all material facts e.g. previous accidents and modification to engines. You must also ensure that your vehicle is insured at the appropriate market value. Lastly, take not of your excess amount i.e. the amount of loss you have to bear in the event of a claim.

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