Pacific Third Party Motor Insurance

When you get in trouble for knocking someone's car, who will have your back? Get protected against any loss or damage caused to other parties including injury and death!

Pacific Third Party Motor InsuranceThird Party Claims
Free Drivers
0
Free Towing
No
Claim Payout
Market Value
Excess
N/A
Buy Online
No
e-Hailing
Not available

Features

Cover Type
Third Party
e-Hailing
Available.

Coverage

What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Unlimited coverage
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Up to RM3m
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Unlimited coverage

Claims

Claim Assistance Hotline
+603-2176 1112
Pacific Insurance Hotline
1-800-88-1629,+603-2176 1188

More Information

What is the Pacific Third Party Motor Insurance all about?

This policy provides insurance against liabilities to other parties for injury or death and damage to other parties' property.

What are the covers or benefits provided?

This policy covers: third party bodily injury, death and third party property loss or damage. Duration of cover is for one year. You need to renew your insurance cover annually.

How much premium do I have to pay?

The premium payable is based on several factors including the value of your vehicle, its engine capacity, loading, the sum insured, and now insurers take into consideration driver details as well. Specifically your age, gender, occupation or education, place of residence and your claims history. This method of risk assessment will be used, therefore the lower the risk the lower your premiums. 

What are the major exclusions under this policy?

As the name of the policy suggests, losses e.g. your own death or bodily injury due to a motor accident and your liability against claims from passengers in your vehicle are not covered. Besides that, fearsome acts of mother nature e.g. flood, storm, or landslide are not insured under the Pacific Third Party Motor Insurance. For a complete list of exclusions, please refer to your policy contract or the insurance agent.

How do I make a claim?

The Pacific Insurance Berhad must be notified in writing with full details as soon as possible after the unfortunate event has occurred. Also, it is required by law to lodge a report to the police in the event of an accident!