Pacific and Orient

Underwritten by Pacific & Orient Insurance Co. Berhad

Pacific and Orient Third Party Fire & Theft Motor Insurance

Insure your vehicle against potential damage and loss due to explosion and lurking thieves wherever and whenever you park it; and tighten your purse string from third party death and bodily injury claims as Pacific and Orient Insurance got you covered.

    • 24/7 Free Towing Up To RM200
    • Up To 0 Free Drivers
    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation

Apply online now for Pacific and Orient Third Party Fire & Theft Motor Insurance

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How To Claim

Who do I call to make a claim or state an emergency?

Roadside Assistance Hotline
Claim Assistance Hotline
Pacific and Orient Hotline


What makes this insurance policy stand out?

Cover Type
Third Party Fire & Theft


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
CoveredNot coveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
up to RM3000000Not coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000Not coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered

Frequently Asked Questions about Pacific and Orient Third Party Fire & Theft Motor Insurance

Things you might want to know

What does the policy cover?

Apart from the legal liability to third-party for bodily injury or death e.g. when you accidentally run over an unfortunate soul, Pacific and Orient Third Party Fire & Theft policy will also indemnify you in case your vehicle get caught in an accidental fire or was stolen.

How much should I insure?

To be safe, it is advisable that you insure your vehicle at the current market value. For example, the sum insured for a new car will be its purchase price, whereas for existing car is its current market value at the time of loss.

This will form the basis of determining the total premium you need to pay. If you want to get an idea of much your car worth, check your vehicle market value here.

What if there is no claim within the policy year?

If you have not made a claim for a continuous period of 12 months you will earn a no-claim discount ( NCD), which will be applied every time you renew your insurance.

Think of it as a reward for being a good driver: the scrupulous you are by keeping claim-free years of insurance, the higher the NCD, which is up to 55% by the way, you will get.

Interestingly, you can enjoy great discount when you renew your insurance every year!

Can I cancel my policy?

You can do so by writing to Pacific and Orient Insurance Co Berhad within seven days from the date of cancellation. You will be entitled to a refund of the premium ONLY for a cancellation that occurred within 8 months of the period of insurance.

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