QBE Private Car Comprehensive Insurance

Get more coverage &benefits for your private car or van with a full-on insurance plan that protects your ride against accidents, fire damage, theft & injuries.

QBE Private Car Comprehensive Insurance
Free Drivers
Free Towing
up to RM200
Claim Payout
Market Value
from just RM400
Buy Online
Not Available


Cover Type
Not Available


What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Loss or Damage to Your Own Vehicle
Claim if your car's been stolen or wrecked due to road accident or fire
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Up to RM3m
Legal Costs
Lawyer fees when you're the defendant in court
Up to RM2k
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Add on CoveragePrivate Cars
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Car Accessories
Claim for a stolen stereo or custom rims without losing your NCD
Special Perils Cover
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Strike, Riot, and Civil Commotion
There's a riot going on! You're covered for damage
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Legal Liability to Passengers
Protection against legal action brought against you by your passengers


Roadside Assistance Hotline
Claim Assistance Hotline
+603-7861 8400
QBE Hotline

More Information

About QBE Private Car Comprehensive Insurance

The QBE Private Car Comprehensive Insurance covers the following:

  • Liabilities to a third party i.e. bodily injury, death, and property damage
  • Loss or damage to your vehicle, its accessories, and spare parts due to accidents, fire, and theft

What are the optional benefits of this car insurance?

Want an even more Comprehensive cover for your wheels? Consider these optional benefits!

Windscreen cover - this requires an additional 15% of your sum insured

Legal liability of passengers - RM7.50 is charged per vehicle

All riders - this is only available for motorcycles. 50% of loading of Basic Premium is applicable. 

Legal liability to passengers - 25% from the Third Party Premium plan is charged. 

Strike, riot, and civil commotion - 0.3% of your sum insured goes to this optional benefit

Acts of nature e.g. flood, typhoon, landslide etc - this takes up an extra 0.5% of your sum insured

Additional named driver - RM10 per person is charged for the 3rd authorized driver onwards

Fees and charges

On top of your car insurance premium, 10% of your premium is charged as commission to your insurance agent and a RM10 stamp duty is applicable.

Comprehensive car insurance key terms and conditions 

  • Importance of disclosure: You must disclose all material facts such as previous accidents and modification to engines. Failure to disclose material facts or advise on the modifications may result in claims not being paid or a reduction in the claim payment.
  • You must ensure that your vehicle is insured at the appropriate amount.
  • The excess, that is the amount of loss you have to bear if your vehicle is driven by a person not named in your policy.
  • Claims procedures: A written notice should be submitted to your insurance agent within 30 days of the accident. 
  • Cash Before Cover (CBC) Basis: This means that you have to pay before your cover commences.

QBE car insurance major exclusions 

This QBE car insurance policy does not cover the following:

  • Your own death or bodily injury due to a motor accident
  • If the vehicle is driven whilst under the influence of alcohol or drug
  • Consequential losses of any nature
  • Motor sports or competition 

This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.

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