QBE

Underwritten by QBE Insurance (Malaysia) Berhad

QBE Private Car Third Party Fire and Theft Motor Insurance

Prevent forking out a fortune when you find out your car has gone missing or when you damage someone else's vehicle. Get third party protection from QBE now!

    • Up To 55% No-Claim Discount
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

Apply online now for QBE Private Car Third Party Fire and Theft Motor Insurance

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How To Claim

Who do I call to make a claim or state an emergency?

QBE Hotline
 +60378618400

Features

What makes this insurance policy stand out?

Cover Type
Third Party Fire & Theft
0% Repair Cost
for vehicles aged 5 years and below

Coverage

What can I claim from this insurance policy?

 
CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage of Property 
Negligent on the road? Give compensation to other pedestrians or motorists
CoveredNot coveredNot covered
Accidental Death 
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered

Frequently Asked Questions about QBE Private Car Third Party Fire and Theft Motor Insurance

Things you might want to know

What is the QBE Private Car Third Party Fire and Theft Motor Insurance all about?

The QBE Private Car Third Party Fire and Theft Motor Insurance covers your liabilities to a third party, be it another motorist or pedestrian - includes bodily injury, death, and property damage (crashed into a parked car or neighbour's gate?) as well as loss or damage to your vehicle as a result of a fire and theft.

How much premium do I have to pay?

The total premium that you have to pay may vary depending on the No-Claim Discount ( NCD) entitlement and QBE Insurance's underwriting requirements - they'd most probably look at the age of your car, your motor insurance claim history, and the type of vehicle you drive. Premium paid for a Perodua MyVi might be different from someone owning a four-wheeler Toyota Prado.

What are some of the key terms and conditions that I should be aware of?

You must disclose all important information regarding the ownership of your car such as previous accidents and modification to engines. Failure to disclose such facts or even given false information may result in claims not being paid or a reduction in the claim payment. Second of all, you will have to pay an excess - that is the amount of loss you have to bear if your vehicle is driven by a person not named in your policy and is involved in an accident. This amount will usually amount to no more than RM400. 

But most importantly, remember to make your premium payments, as this policy follows a Cash Before Cover (CBC) Basis. This means that you have to pay before your insurance can cover for any damages or compensate other motorists in an accident.

What do I do if i want to make a claim to QBE?

A written notice should be submitted to your insurance agent within 30 days of the accident.

What are the major exclusions under this policy?

While there's an endless list of situations this insurance policy will not cover, here are a few important ones to remember:

  • Loss or damage to the insured vehicle and its accessories and spare parts
  • Loss or damage to insured vehicle due to accident
  • Your own death or bodily injury due to a motor accident
  • Your liability against claims from passengers in your vehicle
  • Loss, damage or liability arising from an act of nature i.e flood, storm or landslide
  • If the vehicle is driven whilst under the influence of alcohol or drug
  • Motor sports or competition

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