QBE Private Car Third Party Motor Insurance

If you've been in a car before, you'd know the risks and dangers of being on the road. Get protection against third party liabilities arising from accidents.

QBE Private Car Third Party Motor InsuranceThird Party Risks
Free Drivers
0
Free Towing
up to RM200
Claim Payout
Market Value
Excess
from just RM400
Buy Online
No
e-Hailing
Not available

Features

Cover Type
Third Party
e-Hailing
Available.

Coverage

What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Unlimited coverage
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Up to RM3m
Legal Costs
Lawyer fees when you're the defendant in court
Up to RM2k
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Unlimited coverage
Add on CoveragePrivate Cars
Legal Liability to Passengers
Protection against legal action brought against you by your passengers
Covered

Claims

Roadside Assistance Hotline
1-300-22-1188
Claim Assistance Hotline
+603-7861 8400
QBE Hotline
1-300-88-4847

More Information

What is the QBE Private Car Third Party Motor Insurance all about?

The QBE Private Car Third Party Motor Insurance covers Liabilities to third party e.g. bodily injury, death , and property damage. This policy, however, does not cover the following:
- Loss or damage to the insured vehicle and its accessories and spare parts
- Loss or damage to insured vehicle due to accident
- Loss or damage to insured vehicle as a result of fire and theft

How much premium do I have to pay?

The total premium that you have to pay may vary depending on the No-Claim Discount (NCD) entitlement and QBE Insurance (Malaysia) Berhad's underwriting requirements. Apart from this there will be a few risk assessment factors that will go into your premium calculation including some of your details as a driver.

What are the fees and charges that I have to pay?

10% of your premium is charged as commission to your insurance agent and a RM10 stamp duty is applicable.

What are some of the key terms and conditions that I should be aware of?

- Importance of disclosure: You must disclose all material facts such as previous accidents and modification to engines. Failure to disclose material facts or advise on the modifications may result in claims not being paid or a reduction in the claim payment.
- You must ensure that your vehicle is insured at the appropriate amount.
- The excess, that is the amount of loss you have to bear if your vehicle is driven by a person not named in your policy.
- Claims procedures: A written notice should be submitted to your insurance agent within 30 days of the accident.
- Cash Before Cover (CBC) Basis: This means that you have to pay before your cover commences.