RHB

Underwritten by RHB Insurance Berhad

RHB Comprehensive Motorcycle Insurance

Motor insurance coverage against loss or damage to your motorcycle and against liability towards other parties for injury, death, and property damage.

    • 24/7 Free Towing Up To RM50
    • Up To 25% No-Claim Discount
    • Excess from just RM75
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

How To Claim

Who do I call to make a claim or state an emergency?

RHB Hotline
 +60392812731
Roadside Assistance & Emergency Hotline
 1300880881

Features

What makes this insurance policy stand out?

Cover Type
Comprehensive
Warranty On Claims
get compensation for faulty repair or replacement parts
Alternative Travel Assistance
get help with transportation, healthcare referral, and hotel bookings when on the road
0% Repair Cost
for vehicles aged 5 years and below

Coverage

What can I claim from this insurance policy?

 
CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
Not coveredNot coveredunlimited coverage
Loss or Damage of Property 3rd party included
Negligent on the road? Give compensation to other pedestrians or motorists
Not coveredNot coveredup to RM3000000
Legal Costs 
Lawyer fees when you're the defendant in court
Not coveredNot coveredup to RM2000
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
Not coveredNot coveredunlimited coverage

Frequently Asked Questions about RHB Comprehensive Motorcycle Insurance

Things you might want to know

What is the RHB Comprehensive Motorcycle Insurance all about?

The Policy Provides insurance coverage against loss or damage to your motorcycle and against liabilities to third parties for injury or death and property damage.

Could you tell me more about my NCD entitlement?

If no claim is made and provided that you have been insured continuously for a period of 12 months, you are entitled to a No-Claim Discount on renewal of your policy as follows:

Period of InsuranceDiscount
After the 1st year of insurance15%
After the 2nd year of insurance20%
After the 3rd or more years of insurance25%

What are some of the key terms and conditions that I should be aware of?

- When purchasing an auto insurance, it is to your own advantage to disclose all material facts to your insurance agent. Who said so? The Section 149(4) of the Insurance Act 1996 said so! History of previous claims/accidents, modification of vehicle engines etc. are some of the facts that your insurance agent must be informed of.
- To get the coverage that you deserve, an IOU letter will not guarantee you of your protection. Hence, the Cash Before Cover basis states that you will only receive our service once you have made your paid your premium.
- Note that your excess amount as it is the amount of loss you have to bear if your vehicle is damaged due to accident. RHB Insurance Bhd will pay the balance of your vehicle damage claim. You must pay the amount of the ‘excess’ direct to the repairer.
- You must ensure that your vehicle is insured at the appropriate amount. For new vehicles, the sum insured is the purchase price; For other, it is based on the market value of vehicle when policy is bought. As a principle of indemnity, you cannot profit from a claim.

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