RHB

Underwritten by RHB Insurance Berhad

RHB Comprehensive Private Car Insurance

Protect yourself in the event of a stolen car or in need of replacement parts because of an accident. An insurance plan that takes care of third party victims as well.

    • 24/7 Free Towing Up To RM200
    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

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How To Claim

Who do I call to make a claim or state an emergency?

RHB Hotline
 +60321803000
Roadside Assistance & Emergency Hotline
 1300880881

Features

What makes this insurance policy stand out?

Cover Type
Comprehensive
Warranty On Claims
get compensation for faulty repair or replacement parts
Alternative Travel Assistance
get help with transportation, healthcare referral, and hotel bookings when on the road
0% Repair Cost
for vehicles aged 5 years and below

Coverage

What can I claim from this insurance policy?

 
CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
CoveredNot coveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
CoveredNot coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000Not coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windscreen 
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredNot coveredNot covered
Car Accessories 
Claim for a stolen stereo or custom rims without losing your NCD
CoveredNot coveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
CoveredNot coveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
CoveredNot coveredNot covered
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered

Frequently Asked Questions about RHB Comprehensive Private Car Insurance

Things you might want to know

What does the RHB Comprehensive Private Car Insurance has to offer?

You will get the best protection for your car whenever you find yourself in a tight situation where you have caused injury or death to other people on the road including if you've damaged their property in the process!

Of course, a comprehensive motor insurance won't ever be complete with coverage for your own car, due to a motor accident, fire related damage, or when you car is stolen. Duration of cover is for 1 year. You will need to renew your insurance cover each year.

How about optional motor benefits I can purchase?

To make sure you have maximum protection for your vehicle, you can add-on the following benefits:
• Coverage for windshield damage - falling trees during a severe monsoon?
• Coverage for liability towards your car passangers - what? You except they'd shut up when they suffering from a broken leg and arm?
• Special Perils protection for your vehicle for damage caused by natural disasters such as flood, rainstorm, or landslide.
• Strike, Riot and Civil Commotion

What are some of the key motor insurance terms and conditions that I should know?

When purchasing an auto insurance, it is to your own advantage to disclose all material facts to your insurance agent. Said who? Said Section 149(4) of the Insurance Act 1996 of course! To make sure you claims are approved in the future, do provide your history of previous claims or accidents, modification of vehicle engines and so on. 

To get the coverage that you deserve, an IOU letter to pay for your premiums will not guarantee you of your protection. Remember, the Cash Before Cover basis states that you will only receive the service once you have paid your premium. Also, remember to set aside RM400 as your excess amount. This is the amount of loss you have to bear  if your vehicle is driven by a person not named in your policy.

What are the major exclusions under this policy?

This policy does not cover certain losses, such as:
• Your own death or bodily injury due to a motor accident
• Your liability against claims from passengers in your vehicle; and
• Loss, damage or liability arising from an act of nature, i.e. flood, storm or landslide.

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