RHB Insurance

Underwritten by RHB Insurance Berhad

RHB Insurance Comprehensive Private Car Insurance

Protect yourself in the event of a stolen car or in need of replacement parts because of an accident. An insurance plan that takes care of third party victims as well.

    • 24/7 Free Towing Up To RM300
    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

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How To Claim

Who do I call to make a claim or state an emergency?

RHB Insurance Hotline
 1300220007
Roadside Assistance & Emergency Hotline
 1300880881

Features

What makes this insurance policy stand out?

Cover Type
Comprehensive
Warranty On Claims
get compensation for faulty repair or replacement parts
Alternative Travel Assistance
get help with transportation, healthcare referral, and hotel bookings when on the road
0% Repair Cost
for vehicles aged 5 years and below

Coverage

What can I claim from this insurance policy?

 
CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
CoveredNot coveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
CoveredNot coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000Not coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windscreen 
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredNot coveredNot covered
Car Accessories 
Claim for a stolen stereo or custom rims without losing your NCD
CoveredNot coveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
CoveredNot coveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
CoveredNot coveredNot covered
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered

Frequently Asked Questions about RHB Insurance Comprehensive Private Car Insurance

Things you might want to know

What does this RHB Insurance plan have to offer?

Comprehensive Private Car Insurance is a policy that speaks for itself. It offers coverage not only to you as a car owner and driver but to any third party involved, if you have been in an accident. It also comes with a couple great benefits, such as free towing for up to RM300. Along with a warranty on replacement parts that you need put in after an accident, of up to 6 months. 

What does it cover?

Since the policy is for a comprehensive coverage you will get covers for

  • Loss or damage to your own vehicle caused by Fire or Theft
  • Damage to your own vehicle due to accidents
  • Transportation or towing of your damaged vehicle
  • Cover for a legal representative, should you require one pertaining to a road accident
  • Legal costs

Aside from that, the policy does also cover any third parties involved in an accident with you, in the case of;

  • Death or Injury to other parties
  • Damage to other party’s property

This list of coverage is simply an overview and non-exhaustive. So remember to check with your insurance agent on the full list of benefits and specifications.

Are there any optional benefits?

Of course there are, if you want to insure more of your car you can, but be weary that you don’t run the risk of over insuring your vehicle. The optional benefits you can choose from are;

  • Coverage for windshield damage
  • Coverage for liability towards your car passengers
  • Special Perils protection for your vehicle for damage caused by natural disasters such as flood, rainstorm, or landslide.
  • Strike, Riot and Civil Commotion

What are the exclusions?

Although there are several exclusions that come with a car insurance policy, there are a few that must be highlighted in regards to this one. Firstly, the coverage is first and foremost for your care and not yourself. Which means that you will not be covered for death or bodily injury due to an accident.

Another thing is your liability against claims from passengers in your vehicle. Please take note of these exclusions and any others brought up when you meet your insurance agent and receive the whole policy wording.,

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