RHB Insurance

Underwritten by RHB Insurance Berhad

RHB Insurance Third Party Fire and Theft Private Car Insurance

From taking the kids to school to buying groceries, your car is a prized asset. Make sure you get an affordable insurance plan for third party risks and claims for theft and fire damage.

    • Up To 0 Free Drivers
    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • 24/7 Roadside Assistance

Apply online now for RHB Insurance Third Party Fire and Theft Private Car Insurance

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How To Claim

Who do I call to make a claim or state an emergency?

Roadside Assistance Hotline
RHB Insurance Hotline


What makes this insurance policy stand out?

Cover Type
Third Party Fire & Theft
Warranty On Claims
get compensation for faulty repair or replacement parts
Alternative Travel Assistance
get help with transportation, healthcare referral, and hotel bookings when on the road
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
CoveredNot coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
CoveredNot coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered

Frequently Asked Questions about RHB Insurance Third Party Fire and Theft Private Car Insurance

Things you might want to know

When should I get the RHB Third Party Fire and Theft Private Car insurance?

If you're looking for a middle ground solution for your motor protection, it might be worthwhile to take a look at the RHB Third Party Fire and Theft Private Car Insurance. Think you're a relatively good driver but fear your car might get stolen one of these days? Maybe reduced to scrap metal in a fire?

For example, if you were to crash into another vehicle and the accident was deemed to be your fault, then despite not being able to claim for damage to your own car, you’d at least be covered for any damage or bodily injury caused to the other driver. You’d also be covered for legal costs in the event of such proceedings

So RHB will pay for my legal costs?

Yes, but only up to a maximum of RM2,000. This is the standard amount across all policies from other companies.

What are the main exclusions for a fire and theft policy like this one?

This is the halfway solution between a third party only policy and a comprehensive policy - with that said, you're still not covered for damages or loss to your own vehicle caused by a motor collision.

How do I make a claim to RHB?

Want to claim for fire damage to your car? Or claim for stolen parts while you had it parked in the parking lot?

Am I entitled to NCD?

You will be, provided that you haven't had any claims in the past year - you will be entitled to a 25% discount the first time around. Throughout the years, you will then be entitled to a maximum premium discount of 55% if you've successfully driven your car from point A to Z without as much as a scratch for 5 years and above.

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