Underwritten by RHB Insurance Berhad

RHB Third Party Private Car Insurance

Paying for a wrecked car can costs you a lot of money, especially if you're not insured. Enjoy compensation against third party liabilities from RHB.

    • 24/7 Free Towing Up To RM200
    • Up To 55% No-Claim Discount
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

Apply online now for RHB Third Party Private Car Insurance

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How To Claim

Who do I call to make a claim or state an emergency?

RHB Hotline
Roadside Assistance & Emergency Hotline


What makes this insurance policy stand out?

Cover Type
Third Party
Warranty On Claims
get compensation for faulty repair or replacement parts
Alternative Travel Assistance
get help with transportation, healthcare referral, and hotel bookings when on the road
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 
Did you cause an accident where somebody got hurt?
unlimited coverageNot coveredNot covered
Loss or Damage of Property 
Negligent on the road? Give compensation to other pedestrians or motorists
up to RM3000000Not coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000Not coveredNot covered
Accidental Death 
Do not add to fatalities on the road. Stay focused behind the wheel
unlimited coverageNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered

Frequently Asked Questions about RHB Third Party Private Car Insurance

Things you might want to know

How am I protected with the RHB Third Party Private Car Insurance?

Legal Liability for death or bodily injury to any third party. Legal liability for loss or damage to third party property. 

How much can I be covered for third party liabilities?

You're in for some good news! With this third party motor insurance from RHB, there is no limit to the coverage you can get. Let's say if you've crashed into someone's house and it will cost them RM1 million to get it fixed, that's how much RHB will be willing to pay out on your behalf - given that you make prompt payments for your premium.

However, any legal costs such as lawyer fees will only be handled by your policy up to a maximum of RM2,000 - find an uncle who's a lawyer or cover the rest yourself!

What are the other exceptions for this third party motor policy?

Of course, as this is not a comprehensive motor insurance plan, your own car will not be covered. If you fear that your car will get stolen, get wrecked in an accident, or damaged by flood, you'd want to at least upgrade to the fire and theft plan.

Other than that, you will need to remember that you won't be covered for damages made to your own property, liability to your passengers who are also a family member or authorized driver in your policy, and claims made against you by a court not in Malaysia, Singapore, or Brunei - don't spoil your road trip abroad!

Is this the cheapest motor insurance option available from RHB?

Yes, it is. If you wish for added benefits, sign-up for the fire and theft package or go all out with a comprehensive motor insurance from RHB.

Will I be entitled to no-claim discounts?

Yes, of course you will. The minimum you can enjoy is 25% for a year of no claims, and a maximum of 55% for 5 years and above.

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