Takaful Ikhlas

Underwritten by Takaful Ikhlas Berhad

Takaful IKHLAS Comprehensive Commercial Vehicle Insurance

Whether you run a delivery service or you need a van to pick up inventory, it's important to have your vehicle insured. Avoid business loss with Takaful Ikhlas.

    • Islamic
    • Up To 25% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

Apply online now for Takaful IKHLAS Comprehensive Commercial Vehicle Insurance

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How To Claim

Who do I call to make a claim or state an emergency?

Takaful Ikhlas Hotline
Roadside Assistance & Emergency Hotline


What makes this insurance policy stand out?

Cover Type
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
Not coveredCoveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
Not coveredCoveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
Not coveredCoveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
Not coveredCoveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
Not coveredCoveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Not coveredCoveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Not coveredCoveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
Not coveredCoveredNot covered

Frequently Asked Questions about Takaful IKHLAS Comprehensive Commercial Vehicle Insurance

Things you might want to know

What is the IKHLAS Comprehensive Commercial Vehicle Takaful about?
This Takaful Certificate provides cover against liabilities to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle.

What are the Shariah concepts incorporated in this plan?
- Tabarru’ means donation for the purpose of solidarity and cooperation among the Takaful Participants and to be used to help Takaful Participants in times of misfortune. In the context of Takaful IKHLAS, Tabarru’ will be allocated into the Risk Fund.
- Wakalah means agency. In this context, it refers to a contract between Company and the Takaful Participant where the Takaful Participant authorizes the Company to manage the fund on his/her behalf, which allows the Company to charge a Wakalah fee.

What are the optional benefits that come with this plan?
Optional benefits that you may wish to extend the coverage by paying additional Takaful Contribution are:

- Strike, riot and civil commotion.
- Windscreen, window or sunroof damage.
- Damage arising from acts of nature.
- Accidental and unforeseen damage to the boom of the crane while in use as a tool of trade.
Duration of cover is for one year. You need to renew the Takaful Certificate annually.

How much Takaful contribution do I have to pay?
The total Takaful Contribution that you have to pay may vary depending on the no-claim-discount ( NCD) entitlement and the underwriting requirements such as age of vehicle, vehicle type and vehicle condition. For example,
Standard cover: 3 ton, ‘C’ permit RM 1,681.40 (Takaful Contributions for sum covered of RM40,000.00)
NCD entitlement: 25% RM 420.35
Additional cover: RM 120.00 (rate of 15% for windscreen sum covered of RM800)

The estimated total Takaful Contribution that you have to pay is: RM 1, 381.35 (exclusive of stamp duty).

Where can I get further information?
Simply log on to www.insuranceinfo.com.my or contact 03-2723 9999!

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