Takaful Malaysia

Underwritten by Syarikat Takaful Malaysia Am Berhad

Takaful myMotor

Get full indemnity for damages caused to your car because of an accident, fire, and even when you wake up in the morning and find out that your car has been stolen!

    • Islamic
    • Up To 0 Free Drivers
    • Up To 55% No-Claim Discount
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

Apply online now for Takaful myMotor

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How To Claim

Who do I call to make a claim or state an emergency?

Roadside Assistance Hotline
Takaful Malaysia Hotline


What makes this Takaful certificate stand out?

Cover Type


What can I claim from this Takaful certificate?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
CoveredNot coveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
CoveredNot coveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
CoveredNot coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredNot coveredNot covered
Car Accessories 
Claim for a stolen stereo or custom rims without losing your NCD
CoveredNot coveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
CoveredNot coveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
CoveredNot coveredNot covered
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered
Compassionate Flood Expenses 
Can't drive your car away when it's stuck in a flood
CoveredNot coveredNot covered

Frequently Asked Questions about Takaful myMotor

Things you might want to know

What is Takaful myMotor (Comprehensive) all about?

This policy provides cover against theft or damage to the vehicle caused by accidental collision, overturning, fire, impact damage and death/bodily injuries to third parties including loss or damage to their properties caused during the accident.

What are the optional benefits?

To give your car the best protection, you can extend your coverage to the following optional benefits.

  • Windscreen damage
  • Vehicle accessories
  • Damage arising from flood and landslide
  • Strike, riot, and civil commotion
  • Legal liability to passenger
  • Legal liability of passenger

What is the difference between Legal Liability to Passenger and Legal Liability of Passenger?

  • Legal Liability to Passenger provides coverage in the event that your passengers caused injury or damage to a third party's property; Legal Liability of Passenger provides you coverage in the event of a legal action is taken againts you by your passengers due to any bodily injury that occurred as a result of your driving negligence.

What are the major exclusions of this Takaful plan?

This plan does not cover certain losses;

  • Your liability against claims from passengers in your vehicle unless is covered otherwise in a separate endorsement;
  • Loss of use of your vehicle
  • Loss, damage or liability arising from an act of nature i.e. flood, storm or landslide unless it is otherwise covered in a separate endorsement.

Of course this list is non-exhaustive. Please refer to the Certificate or Product Disclosure Sheet for the full list of exclusions under this scheme.

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