What is Takaful myMotor (Comprehensive) all about?
Takaful myMotor is car insurance policy that provides coverage against loss and damage to the vehicle caused by an accidental collision, overturning, fire and impact damage, in addition to death or bodily injuries to third parties.
This comprehensive car insurance protects your car against damage and stolen due to theft.
That's not all, Takaful myMotor also comes with a personal accident coverage of RM15,000 for each driver and passenger in the insured car!
The optional benefits in this car insurance
To give your car the best protection, you can increase your protection coverage with the following optional benefits:
- Windscreen damage
- Vehicle accessories
- Damage arising from flood and landslide
- Strike, riot, and civil commotion
- Legal liability of passenger
What is Legal Liability of Passenger?
Legal Liability of Passenger provides you coverage in the event of legal action is taken against you by your passengers due to any bodily injury that occurred as a result of your driving negligence.
What are the major exclusions of this Takaful car insurance?
The Takaful myMotor insurance plan does not cover certain losses:
- Your liability against claims from passengers in your vehicle unless is covered otherwise in a separate endorsement;
- Loss of use of your vehicle
- Loss, damage or liability arising from an act of nature i.e. flood, storm or landslide unless it is otherwise covered in a separate endorsement.
Of course, this list is non-exhaustive. Please refer to the Certificate or Product Disclosure Sheet for the full list of exclusions under this scheme.