Tokio Marine

Underwritten by Tokio Marine Insurans (Malaysia) Berhad

Tokio Marine Comprehensive Motor Insurance

Have unlimited protection for injuries or death caused to third parties, including high coverage limit for loss or damage to your own car an other people's property.

    • 24/7 Free Towing Up To RM200
    • Up To 55% No-Claim Discount
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

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How To Claim

Who do I call to make a claim or state an emergency?

Tokio Marine Hotline
Claim Assistance Hotline
Roadside Assistance & Emergency Hotline


What makes this insurance policy stand out?

Cover Type
Alternative Travel Assistance
get help with transportation, healthcare referral, and hotel bookings when on the road
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
unlimited coverageunlimited coverageunlimited coverage
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
up to RM3000000up to RM3000000up to RM3000000
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
unlimited coverageunlimited coverageunlimited coverage
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredCoveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers

Frequently Asked Questions about Tokio Marine Comprehensive Motor Insurance

Things you might want to know

What is the Tokio Marine Comprehensive Motor Insurance about?

This policy provides insurance against liabilities to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle.

What does this insurance plan cover?
The Tokio Marine Comprehensive Motor Insurance covers the following,
Third party bodily injury and death, limits is unlimited
- Third party property loss or damage, limits is up to RM3 million
- Loss or damage to your own vehicle due to accidental fire, theft or accident.

What are the optional benefits attached to this plan?
For a maximum protection for your vehicle, purchase these optional benefits by simply by paying additional premium,
- Windscreen damage
- Passenger liability cover
- Damage arising from flood and landslide

What are the major exclusions of this policy?

This policy does not cover certain losses e.g.
- Your own death or bodily injury due to a motor accident;
- Your liability against claims from passengers in your vehicle; and
- Loss, damage or liability arising from an act of nature i.e. flood, storm or landslide.
This list is non-exhaustive.

Where can I get more information?
For further details, visit Still can't find what you're looking for? Simply dial 03-2026 9808 or 03-2783 8383 to speak to the Customer Relations Officer.

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