What is the Tokio Marine Comprehensive Motor Insurance about?
This policy provides insurance against liabilities to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle.
What does this insurance plan cover?
The Tokio Marine Comprehensive Motor Insurance covers the following,
- Third party bodily injury and death, limits is unlimited
- Third party property loss or damage, limits is up to RM3 million
- Loss or damage to your own vehicle due to accidental fire, theft or accident.
What are the optional benefits attached to this plan?
For a maximum protection for your vehicle, purchase these optional benefits by simply by paying additional premium,
- Windscreen damage
- Passenger liability cover
- Damage arising from flood and landslide
What are the major exclusions of this policy?
This policy does not cover certain losses e.g.
- Your own death or bodily injury due to a motor accident;
- Your liability against claims from passengers in your vehicle; and
- Loss, damage or liability arising from an act of nature i.e. flood, storm or landslide.
This list is non-exhaustive.