Tokio Marine Third Party Motor Insurance

Want to protect your precious passengers from dangerous and reckless drivers? This insurance offers passenger liability cover with a little extra premiums top-up.

Tokio Marine Third Party Motor InsurancePassenger Protection
Free Drivers
0
Free Towing
up to RM200
Claim Payout
Market Value
Excess
N/A
Buy Online
No
e-Hailing
Not available

Features

Cover Type
Third Party
Alternative Travel Assistance
Get help with transportation, healthcare referral, and hotel bookings when on the road
e-Hailing
Available.

Coverage

What can I claim from this insurance policy?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Unlimited coverage
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Up to RM3m
Accidental Death
Do not add to fatalities on the road. Stay focused behind the wheel
Unlimited coverage
Add on CoveragePrivate Cars
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Covered
Legal Liability to Passengers
Protection against legal action brought against you by your passengers
Covered

Claims

Roadside Assistance Hotline
1-800-88-1301 +603-2053 5800
Claim Assistance Hotline
+603-2783 8383
Tokio Marine Hotline
1-800-88-0812

More Information

What is the Tokio Marine Third Party Motor Insurance about?

This policy provides insurance against liabilities to other parties for injury or death and damage to other parties’ property.

What does it cover?

Third party bodily injury and death, limits is unlimited; and third party property loss or damage, limits is up to RM3 million. Optional benefit that you may wish to purchase by paying additional premium is passenger liability cover.

What are some key terms and conditions that I should take note of?

The Importance of Disclosure, whereby you must disclose all material facts such as previous accidents and modification to engines. If your vehicle is still under Hire Purchase, you need to buy a Comprehensive Cover because this policy does not cover loss / damage to your vehicle.

What are the major exclusions of this policy?

This policy does not cover certain losses, such as:

  • Accidental or fire damage to your vehicle or theft of your vehicle;
  • Your own death or bodily injury due to a motor accident; and
  • Your liability against claims from passengers in your vehicle.

This list is non-exhaustive.

Can I cancel my policy?

Yes, you may by giving a written notice to Tokio Marine Insurans (Malaysia) Berhad. Upon cancellation, you are entitled to a refund of your premium if your if your vehicle has been insured continuously for more than 12 months or short-period rates provided that no claim was made during the period of insurance.