Comprehensive online car insuranceWhat is Tune Protect Motor Easy?
As we all know, having car insurance is compulsory here in Malaysia. If you’re looking to renew or apply for a new car insurance plan, look no further than Tune Protect Motor Easy.
This is an online comprehensive car insurance that covers you in the event of an accident, auto theft, third party property damage and liability towards third party injuries.
Besides the basic plan, you can also add on additional coverage to the policy such as windscreen protection and spray paint coverage.
To make it even more awesome, you can get a 10% rebate with your chosen plan for purchasing Tune Protect Motor Easy insurance online!
What is PAYD?
Short for Pay-As-You-Drive, PAYD is a free optional benefit that rewards you for driving less. Perfect for those who don't drive much during the lockdown period.
Tune Protect will give you up to 20% refund from your basic premium paid upon completion of your 12-months policy if you meet the mileage criteria. Check out the table below to find out how much you can save!
| Benefits | Tier 1 | Tier 2 |
| Annual usage | 0KM - 6,000KM = 20% refund | 6,001KM - 8,000KM = 15% refund |
To enjoy this benefit, you must meet the eligibility criteria below. If you are eligible, you will be automatically be opted in for PAYD during the purchase process at no additional cost. You can find more details about PAYD here.
| Age of Insured | Age of Vehicle | Sum Insured | Car Type |
| 28 - 65 years old | 0 - 10 years | RM40,000 - RM300,000 | Private car for private use |
What are the optional or add-on benefits for this car insurance?
There are several add-on benefits that you can choose from. We've listed them below for your easy reference:
- Windscreen coverage
- Strike, riot and civil commotion
- Legal liability to passengers
- Spray paint coverage
- Inconvenience allowance
- Driver and Passenger Personal Accident coverage
- Special perils
What are the major exclusions of Tune Protect Motor Easy?
This policy does not cover certain losses as we have outlined below. Do note that the list shown below is non-exhaustive and you may refer to the policy contract for the full list of exclusions under this policy. The major exclusions include:
- Drunk driving
- Policyholder’s liability against claims from passengers in your vehicle; and
- Loss, damage, or liability arising from an act of nature i.e. flood, storm, or landslide.
Is my car model covered under this policy?
Tune Protect Motor Easy offers coverage for vehicles with cubic capacity of up to 2,500 and aged below 15 years. The maximum sum insured is RM300,000. However, certain car models are not eligible, such as:
- Toyota: Land Cruiser, Harrier, Hilux, Alphard, Vellfire and Fortuner
- Mitsubishi: Triton and Storm
- All sports models and high-performance vehicles such as Nissan Skyline GTR, Aston Martin, Ferrari, Porsche, Maserati, Lamborghini, Lotus, Bentley, Rolls Royce, Nissan Fair Lady, Mitsubishi Lancer Evolution, all GT-R models and Subaru Impreza
What is the claims process like?
Tune Protect offers an easy online claim process that can be done via their website or app. To make a claim, you would first need to create a Tune Protect account and register using your phone number and email address.
Once you have an account, you can submit your claims and check your claim status through the portal. For a step-by-step explanation on the claims process, you can check out their website here.
