Underwritten by Uni.Asia General Insurance Berhad

Uni.Asia Comprehensive AutoStar

A comprehensive 5-star motor insurance that protects you and any third party. Let Uni.Asia bear some of your financially burden when unpleasant accident happens.

    • 24/7 Free Towing Up To 50 KM
    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance
View product disclosure sheet.

How To Claim

Who do I call to make a claim or state an emergency?

Roadside Assistance Hotline
Claim Assistance Hotline
UniAsia Hotline


What makes this insurance policy stand out?

Cover Type
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredCoveredNot covered
Loss or Damage of Property 3rd party included
Negligent on the road? Give compensation to other pedestrians or motorists
CoveredCoveredNot covered
Legal Costs 
Lawyer fees when you're the defendant in court
up to RM2000up to RM2000Not covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredCoveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredNot coveredNot covered
Car Accessories 
Claim for a stolen stereo or custom rims without losing your NCD
CoveredNot coveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
CoveredNot coveredNot covered
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredCoveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredCoveredNot covered

Frequently Asked Questions about Uni.Asia Comprehensive AutoStar

Things you might want to know

Your Car Definitely Deserves the Best give your car total motor protection from accidents to the downright unexpected with Uni.Asia Comprehensive AutoStar.

What is the Uni.Asia Comprehensive AutoStar about?
This policy provides insurance against liabilities to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle.

What are the covers/benefits provided?
This policy covers the following:
- Loss or damage to your own vehicle due to accidental fire, theft or accident.
- Third party bodily injury and death
- Third party property loss or damage

What other optional benefits can I purchase?
By paying additional premium, these optional benefits can be yours!
- Windscreen damage
- Passenger liability cover
- Damage arising from flood and landslide (Special Perils)
- Additional driver
- Current year NCD relief
- Compensation for Assessed Repair Time
- Vehicle accessories

How much premium do I have to pay?
The total premium that you will have to pay may vary depending on the no-claim-discount ( NCD) entitlement and the underwriting requirements of Uni.Asia General Insurance Berhad. For example:

- Standard cover: RM1,525.50 premiums for sums insured of RM50,000 (1.6cc)
- NCD entitlement: 55%
- Additional cover: RM90.00 (Windscreen sum insured RM600.00)

The estimated total premium that you will have to pay is RM786.48.

What are the services/benefits can I get from this policy?
- Auto Star Towing Assistance: 24 hours Emergency and Breakdown Assistance (free towing up to 50km radius). Emergency Hotline is 1-800-88-5005
- Panel Workshop: Hassle-free accident repair with more than 500 panel workshops nationwide.

What you should know when making a claim?
First of all, lodge a police report within 24 hours. Notify Uni.Asia General Insurance Berhad in writing with complete details within 3 days after the accident/breakdown. For Private Car Own Damage claim, note that insurance claims are only valid if your damaged vehicle has been sent to a panel workshop that has been approved by Uni.Asia General Insurance Berhad.

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