Underwritten by Uni.Asia General Insurance Berhad

Uni.Asia Third Party Fire and Theft Motor Insurance

A more affordable insurance plan for your motor vehicle. Have third party only cover in the event of a wrecked car, damage to property, injury, and even death.

    • 24/7 Free Towing Up To 50 KM
    • Up To 55% No-Claim Discount
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance
View product disclosure sheet.

How To Claim

Who do I call to make a claim or state an emergency?

UniAsia Hotline
Claim Assistance Hotline
Roadside Assistance & Emergency Hotline


What makes this insurance policy stand out?

Cover Type
Third Party Fire & Theft
Alternative Travel Assistance
get help with transportation, healthcare referral, and hotel bookings when on the road
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage of Property 
Negligent on the road? Give compensation to other pedestrians or motorists
CoveredNot coveredNot covered
Accidental Death 
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered

Frequently Asked Questions about Uni.Asia Third Party Fire and Theft Motor Insurance

Things you might want to know

What are the features of the Uni.Asia Third Party Fire and Theft Motor Insurance?
- Affordable: Uni.Asia Third Party Fire and Theft Motor Insurance is more affordable than comprehensive motor insurance.
- Flexible payment options: You may choose to pay your motor insurance premium annually with cash, cheque or credit card.
- Protection against fir and theft: If your vehicle is stolen or damaged by fire, Uni.Asia General Insurance Berhad will pay up to a maximum of RM20,000.00 to repair it.
- Liability cover: If you caused bodily injury or death of third party (except passengers in your vehicle) or damages third party's property, such as their car, building or fence during a motor accident, we will pay for the damage caused by your vehicle, and we will cover the legal costs as well.

What are the benefits of this insurance plan?

BenefitsSum Insured (RM)
(i) Against bodily injury or death of third party
(ii) Against damage to third party's property
Up to a maximum of RM3million
Loss or Damage
(i) To own vehicle due to fire, explosion, lightning, burglary, housebreaking or theft.Sum insured or market value of your. Sum insured or market value of your vehicle up to a maximum of RM20,000.00 (whichever is lower)

How much premium do I have to pay?
The total premium that you will have to pay may vary depending on the no-claim-discount ( NCD) entitlement and the underwriting requirements of our company. For example,

Private Car: Basic premium is 75% of Comprehensive premium
- Standard cover: RM1,144.13 premiums for sums insured of RM50,000 (1.6cc)
- NCD entitlement: 55%
The estimated total premium that you will have to pay is RM524.86.

What are the major exclusions under this policy?
This policy does not cover certain losses e.g.
- Accidental damage to your vehicle
- Your own death or bodily injury due to a motor accident
- Your liability against claims from passengers in your vehicle
- Loss, damage or liability arising from an act of nature i.e. flood, storm or landslide
- Consequential loss, depreciation, wear and tear, mechanical or electrical breakdown failures or breakages.

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