Zurich Takaful

Underwritten by Zurich Takaful Malaysia Berhad

Zurich Comprehensive Motor Insurance Takaful

Protect yourself, your family and your car better with a full takaful protection plan from Zurich Takaful.

    • Islamic
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

Apply online now for Zurich Comprehensive Motor Insurance Takaful

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How To Claim

Who do I call to make a claim or state an emergency?

Zurich Takaful Hotline
 60362876666  1300888622
Roadside Assistance & Emergency Hotline
 1300886222  1300221188  15500


What makes this insurance policy stand out?

Cover Type
0% Repair Cost
for vehicles aged 5 years and below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
CoveredNot coveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
CoveredNot coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredNot coveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
CoveredNot coveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
CoveredNot coveredNot covered
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered
Compassionate Flood Expenses 
Can't drive your car away when it's stuck in a flood
CoveredNot coveredNot covered

Frequently Asked Questions about Zurich Comprehensive Motor Insurance Takaful

Things you might want to know

What is the Zurich Motor Takaful about?

Well of course it’s a takaful protection plan for motor vehicles, that applies to both private and commercial cars. The policy provides protection against liabilities to other parties for injury, death, and or damage of the other’s property in an accident.

It also provides you with coverage against accidental or fire damage to your vehicle or the theft of your vehicle.

How much does it cover exactly?

Essentially it covers;

  • Third party bodily injuries and death
  • Third party property loss or damage and
  • Loss or damage to your own vehicle due to accidental fire, theft or accidents

However, the policy comes with an array of optional benefits that you can choose to pick up as well, namely;

  • Windscreen damage
  • Passenger liability
  • Damage arising from flood and landslide
  • Damage arising from strike riot and civil commotion

Should you choose to pick up any of these optional benefits, you will need only pay a small fee in addition to your monthly premiums.

What are some of the key T&C’s that I need to know?

There are a few that you might want to take note of. First of all, you will need to disclose all material facts and details pertaining to your car, upon the registration for this policy. For example, previous accidents, modifications made to the car or engine and etc.

You also need to ensure that your vehicle is insured at the appropriate amount according to the market value of the car. Lastly in the case, you need to draw on insurance due to an accident. There will be an excess penalty if the vehicle was driven by a person not named, having a P” and “L License, or under the age of 21. The amount is set at RM400.

Where can I find more information?

If you have any enquiries, please contact Zurich Insurance Malaysia Berhad at 11th Floor, Menara Zurich, No. 12, Jalan Dewan Bahasa, 50460 Kuala Lumpur, Malaysia.
Tel: 1-300-888-622
E-mail : [email protected]

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