Zurich

Underwritten by Zurich Insurance Malaysia Berhad

Zurich Comprehensive Motor Insurance

Road-tripping around the country? Not to worry, have the convenience for 24-hour roadside breakdown assistance for both Peninsular and East Malaysia.

    • Up To 55% No-Claim Discount
    • Excess from just RM400
    • Refund On Early Cancellation
    • 24/7 Roadside Assistance

Apply online now for Zurich Comprehensive Motor Insurance

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for Zurich Comprehensive Motor Insurance

Everything you need for this step can be found in your car registration card or existing insurance cover note!
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help you with the final step. We’ll also be in touch within the next working day to confirm payment - make sure to have your credit card ready!

Continue to Zurich website

If you have any questions let us know at can@ringgitplus.com, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

How To Claim

Who do I call to make a claim or state an emergency?

Zurich Hotline
 1300888622
Roadside Assistance & Emergency Hotline
 1300886222  +60392362000

Features

What makes this insurance policy stand out?

Cover Type
Comprehensive
0% Repair Cost
for vehicles aged 5 years and below

Coverage

What can I claim from this insurance policy?

 
CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
CoveredNot coveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
CoveredNot coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windscreen 
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredNot coveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
CoveredNot coveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
CoveredNot coveredNot covered
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered

Frequently Asked Questions about Zurich Comprehensive Motor Insurance

Things you might want to know

What is this product about?
This policy provides Insurance against liabilities to other parties for injury or death, damage to other parties' property and accidental or fire damage to your vehicle or theft of your vehicle.

What are the covers / benefits provided?
This policy covers:
i) Third party bodily injuries and death
ii) Third party property loss or damage and
iii) Loss or damage to your own vehicle due to accidental fire, theft or accident.

Optional benefits that you may wish to purchase by paying additional premium:
i) Windscreen damage.
ii) Passengers liability cover.
iii) Damage arising from flood and landslide.
iv) Damage arising from strike, riot and civil commotion.

What are some of the key terms and conditions that I should be aware of?
• Importance of disclosure - you must give all material facts such as previous accidents and modifications to the engine.
• You must ensure that your vehicle is insured at the appropriate amount that is the market value.
• The compulsory excess that is the amount you have to bear if your vehicle is driven by a person not named, having "P" & "L" Licence, under 21 years of age: RM 400.00

What are the major exclusions under this policy?
This policy does not cover certain losses, such as:
• Your own death or bodily injury due to a motor accident.
• Your liability against claims from passengers in your vehicle and
• Loss, damage or liability arising from an act of nature i.e flood, storm or landslide.
• Loss, damage or liability arising from illegal acts and under influence of drug or alcohol.

Where can I get further information?
If you have any enquiries, please contact Zurich Insurance Malaysia Berhad at 11th Floor, Menara Zurich, No. 12, Jalan Dewan Bahasa, 50460 Kuala Lumpur, Malaysia.
Tel: 1-300-888-622
E-mail : callcentre@zurich.com.my

Read More