Underwritten by Zurich General Insurance Malaysia Berhad

Zurich Comprehensive Motor Insurance

Traveling around the country? Not to worry, have the convenience for 24-hour roadside breakdown assistance for both Peninsular and East Malaysia.

    • 24/7 Free Towing Up To 150 KM
    • Unlimited Named Free Drivers
    • Up To 55% No-Claim Discount
    • 24/7 Roadside Assistance

Apply online now for Zurich Comprehensive Motor Insurance

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How To Claim

Who do I call to make a claim or state an emergency?

Roadside Assistance Hotline
Zurich Hotline


What makes this insurance policy stand out?

Cover Type
0% Repair Cost
Parts Replacement At No Extra Cost For Cars 5 Years And Below


What can I claim from this insurance policy?

CoveragePrivate CarsCommercial CarsMotorcycles
Bodily Injury 3rd party only
Did you cause an accident where somebody got hurt?
CoveredNot coveredNot covered
Loss or Damage to Your Own Vehicle 
Claim if your car's been stolen or wrecked due to road accident or fire
CoveredNot coveredNot covered
Loss or Damage of Property 3rd party only
Negligent on the road? Give compensation to other pedestrians or motorists
CoveredNot coveredNot covered
Accidental Death 3rd party only
Do not add to fatalities on the road. Stay focused behind the wheel
CoveredNot coveredNot covered
Add-on CoveragePrivate CarsCommercial CarsMotorcycles
Windshield cracked, scratched, or simply broken? Claim without losing NCD
CoveredNot coveredNot covered
Special Perils Cover 
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
CoveredNot coveredNot covered
Strike, Riot, and Civil Commotion 
There's a riot going on! You're covered for damage
CoveredNot coveredNot covered
Legal Liability of Passengers 
Cover for bodily injury caused by your passengers
CoveredNot coveredNot covered
Legal Liability to Passengers 
Protection against legal action brought against you by your passengers
CoveredNot coveredNot covered
Towing and Cleaning due to Water Damage 
Can't drive your car away when it's stuck in a flood
CoveredNot coveredNot covered
Mandatory requirement for private cars operating on any e-Hailing Operator
CoveredNot coveredNot covered

Frequently Asked Questions about Zurich Comprehensive Motor Insurance

Things you might want to know

What is this product about?

The policy provides coverage for liabilities to other parties for injury or death, damage to other parties' property and accidental or fire damage to your vehicle or theft of your vehicle.

What are the covers / benefits provided?

This policy covers:
i) Third party bodily injury and death
ii) Third party property loss or damage and
iii) Loss or damage to your own vehicle due to accidental fire, theft or accident.

Optional benefits that you may wish to purchase by paying additional premium:
i) Windscreen damage.
ii) Passengers liability cover.
iii) Damage arising from flood and landslide.
iv) Damage arising from strike, riot and civil commotion.

What are some of the key terms and conditions that I should be aware of?

• Importance of disclosure - you must give all material facts such as previous accidents and modifications to the engine.
• You must ensure that your vehicle is insured at the appropriate amount that is the market value.
• The compulsory excess that is the amount you have to bear if your vehicle is driven by a person not named, having "P" & "L" License, under 21 years of age: RM 400.00

What are the major exclusions under this policy?

This policy does not cover certain losses, such as:
• Your own death or bodily injury due to a motor accident.
• Your liability against claims from passengers in your vehicle and
• Loss, damage or liability arising from an act of nature i.e flood, storm or landslide.
• Loss, damage or liability arising from illegal acts and under influence of drug or alcohol.

Where can I get further information?

If you have any enquiries, please contact:

Zurich General Insurance Malaysia Berhad
Level 23A, Mercu 3
No. 3, Jalan Bangsar, KL Eco City,
59200 Kuala Lumpur, Malaysia
Tel: 1-300-888-622
E-mail : [email protected]

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