Zurich Comprehensive Motor Takaful

On the road often? Protect yourself and your loved ones with comprehensive coverage and super value add-ons.

Zurich Comprehensive Motor TakafulShariah-compliant
Free Drivers
Unlimited
Free Towing
up to 150km
Claim Payout
Agreed/Market
Excess
N/A
Buy Online
No
e-Hailing
Not available

Features

Cover Type
Comprehensive
0% Repair Cost
Parts replacement at no extra cost for cars 5 years and below
e-Hailing
Available.

Coverage

What can I claim from this takaful certificate?

CoveragePrivate Cars
Bodily Injury
Did you cause an accident where somebody got hurt?
Covered
Loss or Damage to Your Own Vehicle
Claim if your car's been stolen or wrecked due to road accident or fire
Covered
Loss or Damage of Property
Negligent on the road? Give compensation to other pedestrians or motorists
Covered
Accidental Death
Third party bodily injury and death
Covered
Add on CoveragePrivate Cars
Windscreen
Windshield cracked, scratched, or simply broken? Claim without losing NCD
Covered
Special Perils Cover
Driving in dangerous conditions? You're covered for floods, typhoons, and landslides
Covered
Strike, Riot, and Civil Commotion
There's a riot going on! You're covered for damage
Covered
Legal Liability of Passengers
Cover for bodily injury caused by your passengers
Covered
Legal Liability to Passengers
Protection against legal action brought against you by your passengers
Covered
Towing and Cleaning due to Water Damage
Can't drive your car away when it's stuck in a flood
Covered

Claims

Roadside Assistance Hotline
1-300-88-6222
Zurich General Takaful Hotline
1-300-888-622

More Information

What is this product about?

The certificate provides coverage for liabilities to other parties for injury or death, damage to other parties' property and accidental or fire damage to your vehicle or theft of your vehicle.

What are the covers / benefits provided?

This certificate covers:
i) Third party bodily injury and death
ii) Third party property loss or damage and
iii) Loss or damage to your own vehicle due to accidental fire, theft or accident.

Optional benefits that you may wish to subscribe by making additional contributions:
i) Windscreen damage.
ii) Passengers liability cover.
iii) Damage arising from flood and landslide.
iv) Damage arising from strike, riot and civil commotion.

What are some of the key terms and conditions that I should be aware of?

  • Importance of disclosure - you must give all material facts such as previous accidents and modifications to the engine
  • You must ensure that your vehicle is covered at the appropriate amount that is the market value
  • The compulsory excess that is the amount you have to bear if your vehicle is driven by a person not named, having "P" & "L" License, under 21 years of age: RM 400.00

What are the major exclusions under this certificate?

This certificate does not cover certain losses, such as:
• Your own death or bodily injury due to a motor accident.
• Your liability against claims from passengers in your vehicle and
• Loss, damage or liability arising from an act of nature i.e flood, storm or landslide.
• Loss, damage or liability arising from illegal acts and under influence of drug or alcohol.

Where can I get further information?

If you have any enquiries, please contact:

Zurich General Takaful Malaysia Berhad
Level 23A, Mercu 3
No. 3, Jalan Bangsar, KL Eco City,
59200 Kuala Lumpur, Malaysia
Tel: 1-300-888-622
E-mail : [email protected]