Bank Islam

Bank Islam Superbike Financing-i

Own the bike of your dreams with a financing plan up to 7 years that offers low profit rates. Enjoy 70% margin of financing for CBU, CKD and reconditioned superbikes!

    • Up to 7 years tenure
    • Fixed Islamic financing
    • Flat profit rate
  • ConditionOriginMaximum YearsMargin of FinanceProfit Rate
    NewForeign5 years70%4.3% p.a.
    7 years70%4.6% p.a.

Fees & Charges

There are always fees but how much are they?

Profit Rate for New Cars
from 4.3% p.a. to 4.6% p.a., depending on car brand, borrowing amount, and period.
Stamp Duty
Early Settlement Fee
Subject to terms of agreement with bank
Late Penalty Fee
1% p.a. of the outstanding amount

*inclusive of 6% GST


Do you qualify for this financing?

Minimum annual income
Minimum age
21 years old
Maximum age
60 years old
Who can Apply
  • Malaysians

Frequently Asked Questions about Bank Islam Superbike Financing-i

Things you might want to know

For all biker enthusiast and prospective buyers out there, Bank Islam Superbike Financing-i just might be the financing plan that you've been looking for to drive off with the bike that you've always wanted. Find out all the details you need to know to save on your next Islamic hire purchase financing plan with better profit rates than the rest of the competition.

Am I eligible for Superbike Financing-i?

Bank Islam Superbike Financing-i is open to Malaysians who are employed by the government, government linked companies, selected public listed or private limited companies. You’ll need to earn a fixed income in order to qualify for this plan.

Is this financing plan Shariah-compliant?

No worrying about the pitfalls of Riba with this Islamic financing plan. Based on the contract of Murabahah, Superbike Financing-i is fully compliant with Islamic Banking regulations set by Bank Negara Malaysia.

How much are my monthly payments?

Your payments each month will depend on the approved financing amount and the repayment tenure that you choose. The profit rates is lower for fully imported (CBU), locally assembled (CKD) and reconditioned super bikes if you choose a 3 – 5 year repayment period.

Once your Superbike Financing-i has been approved by Bank Islam, you’ll receive a repayment schedule with fixed payments for each month. Please note that the profit rates for reconditioned super bikes are marginally higher than for new purchases:

Reconditioned Super Bike Rates
Financing Period Profit Rates
3 – 5 years 4.70%
6 – 7 years 5.00%

Can I choose to repay my Superbike Financing-i early?

Yes, you can. Bank Islam will offer Ibra’ rebates if you choose to fully settle the remaining balance on your financing plan before its maturity. Get in touch with a financial planner from Bank Islam to find out the benefits that you will receive for early settlement.

What happens if I am late on my repayments?

You are required to make payment to Bank Islam on your Superbike Financing-i regularly and on time each month. Missing your payments will result in late payment charges equal to 1% per annum via Ta’widh compensation.

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