Bank Islam

Bank Islam Superbike Financing-i

Own the bike of your dreams with a financing plan up to 7 years that offers low profit rates. Enjoy 70% margin of financing for CBU, CKD and reconditioned superbikes!

    • Up to 5 years tenure
    • Fixed Islamic financing
    • Flat profit rate
    • Up to 70% margin of finance
  • ConditionOriginMaximum YearsMargin of FinanceProfit Rate
    NewLocal5 years70%4.6% p.a.
    Foreign5 years70%4.05% p.a.

Fees & Charges

There are always fees but how much are they?

Profit Rate for New Cars
from 4.05% p.a. to 4.6% p.a., depending on car brand, borrowing amount, and period.
Stamp Duty
Early Settlement Fee
Late Penalty Fee
1% p.a. of the outstanding amount


Do you qualify for this financing?

Minimum annual income
Minimum age
21 years old
Maximum age
60 years old
Who can Apply
  • Malaysians

Frequently Asked Questions about Bank Islam Superbike Financing-i

Things you might want to know

For all biker enthusiast and prospective buyers out there, Bank Islam Superbike Financing-i just might be the financing plan that you've been looking for to get your dream superbike. Find out all the details you need to know about this Islamic hire purchase.

Am I eligible to apply for Superbike Financing-i?

Bank Islam Superbike Financing-i opens to Malaysians who are employed by the government, government linked companies, selected public listed or private limited companies. You need to earn a fixed income in order to qualify for this financing plan.

Is this financing plan Shariah-compliant?

Do away with your worry on the pitfalls of Riba as this Islamic financing plan is based on the contract of Murabahah. Superbike Financing-i is fully compliant with Islamic Banking regulations set by Bank Negara Malaysia.

How much am I paying every month?

Your monthly instalment amount will depend on these two things: (1) approved borrowing amount, and (2) the repayment tenure. Once your Superbike Financing-i is approved by Bank Islam, you’ll receive a repayment schedule with a fixed payment for each month

If you select a fully imported (CBU) superbike, the profit rate will be lower compared to that of a locally assembled (CKD) and reconditioned superbikes. Also, the profit rates for reconditioned superbikes are marginally higher than that of for new purchases.

Can I settle my Superbike Financing-i off early?

Yes, you can. Bank Islam will offer ibra’ (rebate) if you choose to fully settle the outstanding balance on your financing before its maturity. Get in touch with a financial planner from Bank Islam to find out the benefits that you will receive for early settlement.

What happens if I am late on my repayments?

You are required to make payment to Bank Islam on your Superbike Financing-i regularly and on time each month. Missing your payments will result in late payment charges equal to 1% p.a. on the outstanding balance, calculated daily!

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