Public Bank Aitab Hire Purchase-i

Looking to finance a road-worn or a new vehicle? This Islamic car loan comes with attractive rates and long repayment periods of up to 9 years.

Public Bank Aitab Hire Purchase-i
Tenure
up to 9 years
Loan Type
Fixed Islamic loan
Profit Type
Flat
Margin of finance
Up to 90%
Excess Repayment
Not applicable
Early Settlement Rebate
Available

Profit rates

How much the bank charges you based on your loan amount & loan period

ConditionMaximum YearsMargin of FinanceInterest rate
New9 years90%3.31% p.a.
Used7 years90%4.1% p.a.

Fees & Charges

Profit Rate for New Cars
from 2.84% p.a. to 3.31% p.a., depending on car brand, borrowing amount, and period
Profit Rate for Used Cars
from 4.05% p.a. to 4.1% p.a., depending on car brand, borrowing amount, and period
Stamp Duty
RM10
Photocopy Charges
RM10
Consent Letter
RM50
JPJ Fees
RM50
Early Settlement Fee
 Subject to terms of agreement with the bank
Late Penalty Fee
1%  p.a. on the outstanding balance

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 18 to 70 years old
Who can apply
  • Malaysians

More Information

Car Loan » Public Bank
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