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Best Flexi Car Loans in Malaysia 2026

Flexi car loans are a great way to borrow money for a new vehicle because you can reduce the amount of interest paid and loan tenure by paying extra when you can afford it. This means you'll pay less in the long run and own your car faster. Use our car loan calculator to find the best flex car loan for you.

BSN MyAuto-i
Profit Rate
2.2% p.a.
Tenure
over 5 years
Monthly Repayment
RM555
BSN MyAuto
Interest Rate
2.2% p.a.
Tenure
over 5 years
Monthly Repayment
RM555
Bank Islam Vehicle Financing-i
Profit Rate
2.35% p.a.
Tenure
over 5 years
Monthly Repayment
RM558.75
Bank Islam GradHitz Vehicle Financing-i
Profit Rate
2.35% p.a.
Tenure
over 5 years
Monthly Repayment
RM558.75
Bank Muamalat Auto-Grad Scheme
Profit Rate
2.95% p.a.
Tenure
over 5 years
Monthly Repayment
RM573.75
Bank Rakyat Hire Purchase Vehicle Financing-i (An Naqlu 1)
Profit Rate
3.05% p.a.
Tenure
over 5 years
Monthly Repayment
RM576.25

AmBank Islamic Arif Hire Purchase-i
Profit Rate
3.05% p.a.
Tenure
over 5 years
Monthly Repayment
RM576.25
RHB Vehicle Financing-i
Profit Rate
3.18% p.a.
Tenure
over 5 years
Monthly Repayment
RM579.50
RHB Hire Purchase
Interest Rate
3.18% p.a.
Tenure
over 5 years
Monthly Repayment
RM579.50
Hong Leong Auto Loan
Interest Rate
3.24% p.a.
Tenure
over 5 years
Monthly Repayment
RM581
HLB Islamic Auto Financing-i
Profit Rate
3.24% p.a.
Tenure
over 5 years
Monthly Repayment
RM581
Bank Rakyat Vehicle Financing-i (An Naqlu 2)
Profit Rate
3.3% p.a.
Tenure
over 5 years
Monthly Repayment
RM582.50

Public Bank Aitab Hire Purchase-i
Profit Rate
3.31% p.a.
Tenure
over 5 years
Monthly Repayment
RM582.75
KFH Automobile Ijarah-i
Profit Rate
3.38% p.a.
Tenure
over 5 years
Monthly Repayment
RM584.50
Maybank My First Car Loan
Interest Rate
3.4% p.a.
Tenure
over 5 years
Monthly Repayment
RM585
Maybank Hire Purchase
Interest Rate
3.4% p.a.
Tenure
over 5 years
Monthly Repayment
RM585
CIMB Hire Purchase-i
Profit Rate
3.75% p.a.
Tenure
over 5 years
Monthly Repayment
RM593.75
CIMB Hire Purchase
Interest Rate
3.75% p.a.
Tenure
over 5 years
Monthly Repayment
RM593.75

Bank Islam Superbike Financing-i
Profit Rate
4.05% p.a.
Tenure
over 5 years
Monthly Repayment
RM601.25

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