Affin Bank

Affin Cash On Call Instalment Plan

Say hello to ONE-TIME upfront interest for as low as 6% and a fixed repayment tenure when you borrow up to 90% of your credit limit.

    • RM1000 minimum loan amount
    • Up to 24 months
    • No early termination fee
  • Loan DurationInterest Rate
    6 months6% p.a.
    12 months8% p.a.
    18 months12% p.a.
    24 months14% p.a.

Frequently Asked Questions about Affin Cash On Call Instalment Plan

Things you might want to know

If you are strapped for some emergency cash, but the steep interest rates on personal loan and cash advance give you cold feet, say hello to Affin Cash on Call Installment Plan, subject to terms and conditions.

What can I get from AFFIN Cash on Call Installment Plan?

You can get anything you want at a one-time upfront interest charge and at fixed repayment tenures -- so don't sweat on the thought of withdrawing money from your credit card anymore! 

You can request to borrow up to 90% of your credit limit, provided you have sufficient available balances in your credit card, then select the repayment tenure ranging from 6 to 24 months. 

For example, when you cash out RM1,000, you will be charged with a lowest one-time upfront charge of 6% ONLY in the first month, whereas for the subsequent months until you have settled the cash loan, you enjoy great savings. Say adios to that scary 18% finance charge on cash advance!

TenureOne-time Upfront Interest (%) Minimum Amount (RM)

Tell me how to apply

  1. Call the Affin Bank Contact Centre at 03 8230 2222 or 03 8230 2323 (for Affin Bank World MasterCard) to make a request
  2. Or fill in the application form (CIP Application Form for Affin Islamic credit cards) then submit to Affin Bank / Affin Islamic Bank branch with a copy of Current Account or Savings Account ( CASA) statement or passbook (non-Affin Bank accounts)
  3. Or you can also email the application form to [email protected] or [email protected] (for Affin Bank World MasterCard).

Where the money be credited to?

First you need to know whether your cash loan application is approved or not. And to do that, you can check your next credit card monthly statement for any changes in the amount of your maximum credit limit. 

If approved, put that smile on your face and head on to your Affin Bank CASA or your choice of other Malaysian registered bank account to get the money.

Can I settle my outstanding amount early?

Yes you may and kudos for having such attitude as there will be no penalty for paying off your debts in advance. As a matter of fact, you will not get penalized too for cancelling your card prior to the tenure expiration date. 

Therefore don't be nervous if for some reasons you decided to terminate your relationship with Affin Bank credit card but your cash loan is still few months outstanding.

If I pay the instalment after due date?

Why would you want to trouble yourself and be slapped with a normal finance charge on the outstanding amount that could hurt your savings and solid credit standing? Avoid at all cost!

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