If you’re in a pinch and need a few extra bucks look no further than the BSN EasyCash Plan.
How would it help?
Taking out a fast and easy cash loan is less risky than a personal loan and more flexible, you can use the money for anything from paying your tuition to going on a vacation. You can access the funds with your BSN credit card and there is no fuss about it.
With the BSN EasyCash Plan you can request a loan from the minimum of RM1,000 up to 80% of your available credit limit. Since there is no processing fee, once approved your cash will be credited into your specified banking account.
How do I apply?
To apply you need to head on over to the BSN website and download the application form. Fill in all your relevant details. Especially your loan amount and repayment tenure.
You can choose to take on a repayment tenure of 12 months, 24 months or 36 months. Pick the one that works best for you. There is a fixed facility fee of 8.5% p.a. applied to this loan. It’s way better than the regular credit card interest rate.
After you have completed the form, you can either mail it to BSN using the address provided on the same page as the form you downloaded. The other option is to fax the form directly to them at the fax number also provided on the same page.
Well, you might want to stick to your repayment schedule, right down to the T. Late payments, or if you choose to only make the minimum payment amount, the regular credit card interest rate of 18% p.a. will be applied.
Upon approval, you should see your cash loan amount and details appear in your next credit card statement. So, keep track of all your repayments using that.