Open to all principal cardmembers of BSN credit card and credit card-i, now you can borrow money from your BSN credit card to pay for your immediate needs via BSN EasyCash plan, subject to terms and conditions.
How can I access money from my BSN credit card?
It works similar to a personal loan, except that you don't have to go through the hassle of preparing additional documents, waiting for approval which can take weeks, and take a trip to BSN branches to sign on it.
You are qualified to take out a fast and easy cash loan from BSN credit card if you are a principal cardholder and maintain a good credit standing with BSN.
There are 5 cash advance plans you can apply for with BSN EasyCash with low interest rate starting from 0% and repayment terms extended up to 48 months. See below for if you don't believe it:
|BSN EasyCash plan||Interest Rate||Repayment Tenure||Minimum Amount|
Note: A one time cash advance fee of 3.68% is applicable for BSN EasyCash Plan A** only
To enjoy 0% interest on a 12-month tenure, you can apply for Plan F with a minimum loan amount of RM1,000, whereby you only pay a one-time cash advance fee of 2%.
Tell me how to apply for BSN EasyCash.
To apply you need to download and complete BSN EasyCash application form. Then, you can deliver the completed form by way of:
- Email to: [email protected]; or
- Fax to: 03 2162 2659; or
- Mail to: Customer Service Unit, BSN Credit Card Centre, Level 1, Block A, 117, Jalan Ampang, 50450 Kuala Lumpur.
What are the terms and conditions?
Well, you might want to stick to your repayment schedule, right down to the T. Late payments, or if you choose to only make the minimum payment amount, the regular credit card interest rate of 18% p.a. will be applied.
Upon approval, you should see your cash loan amount and details appear in your next credit card statement. So, keep track of all your repayments using that.