Maybank

Maybankard Cash Treats

It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!

    • RM1000 minimum loan amount
    • Up to 36 months
    • No early termination fee
  • Loan DurationInterest Rate
    6 months8.88% p.a.
    12 months8.88% p.a.
    18 months8.88% p.a.
    24 months8.88% p.a.
    30 months8.88% p.a.
    36 months8.88% p.a.

Frequently Asked Questions about Maybankard Cash Treats

Things you might want to know

What is this product about?

It is a line of credit offered to the principal Maybank credit cardholders. You can borrow money from your Maybank credit cards at a flat interest rate of 8.88% annually. 

You can phone the bank at 03 5891 4756 to apply for this cash loan; there is no need to prepare any documents or fill in application form for this purpose. You just wait for it to be credited in your saving/current account within 48 hours. 

How much can I borrow at least?

The minimum amount you can request from your credit card is RM1,000 while the maximum is capped at 90% of your credit card balance. So be sure that you have enough balance in order to lock up the maximum loan amount. You may refer to the bank's terms and conditions for more information.

Can I choose my repayment period?

Indeed you may. In fact, you can choose to set off your outstanding loans as early as 6 months starting from the day of disbursement or, you can stretch the repayment period up to 36 months if you feel the monthly commitment is too steep to handle. 

What if I fail to pay?

You have to pay a minimum amount of 5% of your instalment if you think you cant make it full for the month, so don't lose hope yet. 

Unless there is an unforeseen event rendered your failure in meeting the statement due date consistently, then I'm afraid you are subject to normal finance charges of 15% - 18% on the remaining balances.

Okay...is that all?

Almost. Once your cash loan application passed through the loan officer with flying color, RM100 of non-refundable fixed cash advance fee is applicable to you. The charges, however, will be billed to the credit card account separately.

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