RHB

RHB CashXcess

Need extra cash? Apply for RHB CashXcess and enjoy low interest rates at affordable monthly instalments

    • RM1000 minimum loan amount
    • Up to 24 months
    • No early termination fee
  • Loan DurationInterest Rate
    12 months4.88% p.a.
    24 months9% p.a.

Frequently Asked Questions about RHB CashXcess

Things you might want to know

What is RHB CashXcess?

One of the features embedded in RHB's suite of credit cards offering you a line of credit in time of needs, subject to terms and conditions. To obtain a quick and easy cash from your RHB credit card, you first need to be a cardholder.

How much can I borrow?

You can borrow up to 80% of your credit card limit, with a minimum amount qualified for this loan is RM1,000. When you're applying for RHB CashXcess, there is no processing fee as well as no penalty will be imposed if you paid off your instalments ahead of schedule. 

Which plans should I get?

It's up to you, really. If you want to enjoy lowest interest rate of 4.88%, you need to borrow not less than RM3,000 and pay it over an instalment of 12 months.

When you choose either Plan A or Plan B, you can make a minimum withdrawal of RM1,000 and repay it over 12 or 24 months at interest rates of 8% or 9% respectively. Mind you, these plans are valid until 31 December 2018.

PlanInterest RatesRepayment PeriodMinimum Amount
A8%12 monthsRM1,000
B9%24 monthsRM1,000
6304.88%12 monthsRM3,000

Where to get this plan?

There are 3 easy ways to do that: 

1) Call Customer Care Center at 03 9206 8118 (Peninsular Malaysia); 082 278 118 (East Malaysia).

2) Walk-in into any RHB branches

3) Complete the CashXcess form then email it to telesales_department@rhbgroup.com or fax to 03 2782 8888 or drop it off at any RHB branches nearby

4) SMS BCTX <space> 12-digit NRIC numbers to 66300

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