Running low on cash? Get it instantly at your convenient and repay as low as RM24.90 every month for up to 60 months with Standard Chartered Cheque-On-Call Plus. Find out more!
What is Cheque-On-Call Plus about?
Don't let the product name confuse you as it is a cash loan facility which be can derived from your Standard Chartered credit card. You can borrow against your card available credit limit to fund for your immediate needs.
Subject to terms and conditions, the minimum amount you can apply for is RM1,000 at a flat interest rate of 9.88% p.a.
How the product works?
Similar to a personal loan, you need to repay the principal amount with interest rate charged throughout the borrowing period. Standard Chartered offers flexible repayment tenors of 12, 18, 24, 36, 48 and 60 months. Interestingly, you do not need to provide supporting documents to apply for this facility.
A Cash Advance Fee of 2% or RM25 will be charged and reflected on your first month's bill for approved cash loan amount below RM10,000.
Where can I apply for this service?
You can head to Standard Chartered Bank Malaysia for a convenient online application. The bank will be contacting you on your registered mobile contact number with the bank.