AEON Biker Gold Visa Card

Get up to 5% cashback on motorcycle-related spending and enjoy complimentary travel insurance with the AEON Biker Gold Visa Card. Access your virtual card immediately after approval.

AEON Biker Gold Visa CardGet up to 5% Cashback on Motorcycle Spending
Min. Income
RM2,000/month
Annual Fee
Free*
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Cashback

Get 5% cashback on motorcycle-related expenses such as spare parts, accessories, merchandise, and servicing. You’ll also enjoy 2% cashback on petrol and insurance transactions, each capped at RM15 per month, plus 0.5% cashback on all other retail spending except e-wallet top-ups and all transactions listed above. Monthly cashback is capped at RM50 and will be credited in the next statement cycle. Cashback is issued in Ringgit Malaysia (MYR) currency only.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Spare Parts, Accessories, Merchandise, and Motor Services5%uncappedany amount monthly
Petrol Spending2%RM15any amount monthly
Insurance Transactions2%RM15any amount monthly
Other Retail Spends (exclude Petrol, Insurance Transactions, E-wallet Top-ups and Motorcycle-related Expenses)0.5%RM50any amount monthly

Petrol

Enjoy 2% cashback for Petrol spending, capped at RM15 per card every month.

Travel

Enjoy complimentary travel insurance covering accidental death, permanent disability, and ambulance fees. The maximum coverage for accidental death and permanent total disablement is RM4,000, while ambulance fees are covered up to RM200.

Travel CoverageSum Insured
Travel InsuranceUp to RM4,200

Balance Transfer

Enjoy excellent savings with the AEON Balance Transfer Plan, offering low interest rates and flexible tenures of up to 36 months.

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
18 months3.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

The AEON 0% Instalment Payment Plan lets you enjoy interest-free instalments of up to 36 months at selected merchants. For other purchases, the AEON Cards Flexi Payment Plan offers flexible payment terms of 6, 12, or 18 months at attractive rates.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months3.5% one-time upfront handling feeRM1,000
18 months5.5% one-time upfront handling feeRM2,000
Learn more about AEON Cards Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM95 primary card

    Free for first year and waived when you swipe spend minimum RM10,000 per annum for subsequent years

  • RM60 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM3,000

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, and portable gadget what-have-yous affordably with an interest-free instalment plan from AEON, available at selected merchants.
AEON Cards Flexi Payment Plan
Only one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 3% one-time upfront interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.

Review

How will the AEON Biker Gold Visa Card benefit me?

Looking to earn back what you spend? The AEON Biker Gold Visa Card is designed to help motorcyclists save more on daily essentials with attractive cashback rewards. Enjoy 5% cashback on motorcycle-related expenses, including parts, accessories, merchandise and servicing. Get 2% cashback on petrol and insurance payments (capped at RM15 per month for each category). For all other retail spending (excluding e-wallet top-ups, petrol, insurance, and motorcycle-related purchases), earn 0.5% cashback. Cashback is capped at RM50 per card per month and will be credited in the next statement cycle—making this card a smart choice for everyday savings. All cashback from this card will be issued in Ringgit Malaysia (MYR) only.

For e-Wallet top-ups, this includes Touch 'n Go eWallet, Boost, GrabPay, BigPay, Lazada, WeChat Pay, ShopeePay, Setel and True Money. 

Does the AEON Biker Gold Visa Card come with Travel Insurance? 

Enjoy your ride with motorcycle because every valid member of this AEON Biker Gold Visa Card who is aged between 18 to 65 years old are eligible to be protected with Travel Insurance that comes with complementary coverage for accidental death, permanent total disablement, and ambulance fees. Enjoy 24/7 worldwide complimentary coverage with AEON Biker Gold Visa Card. If the cardholder suffers an accident that results in death or permanent total disablement within one year, this travel insurance provides coverage of up to RM4,000 for Accidental Death and Permanent Total Disablement. In addition, you may be reimbursed up to RM200 for ambulance or emergency service fees charged by hospitals or private providers.

What other benefits can this card offer me?

Can’t wait to start spending while waiting for your physical card to arrive? Activate your virtual AEON Biker Gold Visa Card instantly and shop right away—no need to wait for the physical card! Just tap into AEON Wallet and you’re good to go. Not just that, gear up for exclusive deals! Enjoy special perks and exciting offers at selected motorcycle dealers and merchandise stores such as AHM Motor Sports, Ann Seng Motor, Chia Motor and more just by using your AEON Biker Gold Visa Card.

What are the required documents to apply for this credit card?

If you are a fixed-income employee, please prepare the following documents.

  • Copy of your IC (both sides), including Supplementary Card applicant(s) IC (if applicable)
  • Latest 3 months' salary slips; or
  • Form E (with tax payment receipt); or
  • EA Form; or
  • Latest 6 months' salary slip for commision earners

If you are self-employed, please prepare the following documents.

  • Copy of your IC (both sides)
  • Business Registration Certificate; or
  • Form 9/24/49; and
  • Latest 6 months' company bank statement; or
  • Form B with tax payment receipt

If you are foreigners (Japanese only), please prepare the following documents.

  • Valid Passport; or
  • MyPR (both sides); or
  • Employment Pass; or
  • Work Permit; and
  • Minimum latest 1 month payslip; or
  • Employment letter as proof of income; and 
  • Copy of valid MM2H (Malaysia My Second Home) social visit pass

Note: AEON CREDIT SERVICE may request additional documents at the financial institution's absolute discretion if required.

Credit Card » AEON

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