AEON Biker Gold Visa Card
Get up to 5% cashback on motorcycle-related spending and enjoy complimentary travel insurance with the AEON Biker Gold Visa Card. Access your virtual card immediately after approval.
Get up to 5% Cashback on Motorcycle SpendingProduct summary
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Cashback
Get 5% cashback on motorcycle-related expenses such as spare parts, accessories, merchandise, and servicing. You’ll also enjoy 2% cashback on petrol and insurance transactions, each capped at RM15 per month, plus 0.5% cashback on all other retail spending except e-wallet top-ups and all transactions listed above. Monthly cashback is capped at RM50 and will be credited in the next statement cycle. Cashback is issued in Ringgit Malaysia (MYR) currency only.
| CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
|---|---|---|---|
| Spare Parts, Accessories, Merchandise, and Motor Services | 5% | uncapped | any amount monthly |
| Petrol Spending | 2% | RM15 | any amount monthly |
| Insurance Transactions | 2% | RM15 | any amount monthly |
| Other Retail Spends (exclude Petrol, Insurance Transactions, E-wallet Top-ups and Motorcycle-related Expenses) | 0.5% | RM50 | any amount monthly |
Petrol
Enjoy 2% cashback for Petrol spending, capped at RM15 per card every month.
Travel
Enjoy complimentary travel insurance covering accidental death, permanent disability, and ambulance fees. The maximum coverage for accidental death and permanent total disablement is RM4,000, while ambulance fees are covered up to RM200.
| Travel Coverage | Sum Insured |
|---|---|
| Travel Insurance | Up to RM4,200 |
Balance Transfer
Enjoy excellent savings with the AEON Balance Transfer Plan, offering low interest rates and flexible tenures of up to 36 months.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 12 months | 0% p.a. and 3% one-time upfront handling fee | from RM1,000 |
| 18 months | 3.99% p.a. and no one-time upfront handling fee | from RM1,000 |
| 24 months | 4.5% p.a. and no one-time upfront handling fee | from RM1,000 |
| 36 months | 5.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
The AEON 0% Instalment Payment Plan lets you enjoy interest-free instalments of up to 36 months at selected merchants. For other purchases, the AEON Cards Flexi Payment Plan offers flexible payment terms of 6, 12, or 18 months at attractive rates.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 18 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 months | 2.5% one-time upfront handling fee | RM500 |
| 12 months | 3.5% one-time upfront handling fee | RM1,000 |
| 18 months | 5.5% one-time upfront handling fee | RM2,000 |
Fees & Charges
- Annual Fee
- RM95 primary card
Free for first year and waived when you swipe spend minimum RM10,000 per annum for subsequent years
- RM60 supplementary card
- RM95 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Daily Maximum Cash Withdrawal
- Up to RM3,000
Requirements
- Minimum Annual Income
- RM24,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- AEON Cards 0% Instalment Payment Plan
- Get your latest smartphone, home appliances, and portable gadget what-have-yous affordably with an interest-free instalment plan from AEON, available at selected merchants.
- AEON Cards Flexi Payment Plan
- Only one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
- Balance Transfer Plans
- AEON Cards Balance Transfer Plan
- AEON Cards offers 3% one-time upfront interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.
Review
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