AEON Biker Infinite Visa Card
Earn cashback on motorcycle spending, overseas purchases, petrol, and insurance transactions—plus enjoy 8x complimentary lounge access and more with this card.
Enjoy Cashback & Airport Lounge AccessProduct summary
- Min. Income
- RM7,500/month
- Annual Fee
- Free*
- Cashback
- up to 8%
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Cashback
Enjoy 8% cashback on overseas spending and motorcycle-related expenses like spare parts, accessories, merchandise and servicing. Get 2% cashback on petrol and insurance transactions (capped at RM20 per month each), plus 0.5% cashback on all other retail spend—excluding e-wallet top-ups, motorcycle-related, oversea spending, petrol and insurance transactions. Total cashback is capped at RM100 per month and will be credited in the next statement cycle. Cashback is issued in Ringgit Malaysia (MYR) only.
| CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
|---|---|---|---|
| Spare Parts, Accessories, Merchandise, and Motor Services | 8% | uncapped | any amount monthly |
| Overseas Spending | 8% | uncapped | any amount monthly |
| Petrol Spending | 2% | RM20 | any amount monthly |
| Insurance Transactions | 2% | RM20 | any amount monthly |
| Other Retail Spends (exclude Petrol, Insurance Transactions, E-wallet Top-ups and Motorcycle-related Expenses) | 0.5% | uncapped | any amount monthly |
Petrol
Get 2% cashback for Petrol spending, capped at RM20 per card every month.
Travel
Get complimentary travel insurance with coverage of up to RM500,000 for travel accidents, 24-hour personal accidents, ambulance fees, and travel delays. Enjoy 8x complimentary Plaza Premium Lounge access per calendar year across Malaysia, Thailand, Singapore, Japan, China, Hong Kong, and Indonesia, with one guest allowed per visit. To qualify, spend a minimum of RM500 (single or cumulative) within 30 days before and/or after the lounge entry date. On top of that, enjoy access to Visa Concierge services.
| Travel Coverage | Sum Insured |
|---|---|
| Personal Accident | Up to RM5,000 |
| Travel Insurance | Up to RM500,000 |
| Delayed Flight | Up to RM800 |
Balance Transfer
Enjoy great savings with the AEON Balance Transfer Plan, featuring low interest rates and flexible repayment terms of up to 36 months.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 12 months | 0% p.a. and 3% one-time upfront handling fee | from RM1,000 |
| 18 months | 3.99% p.a. and no one-time upfront handling fee | from RM1,000 |
| 24 months | 4.5% p.a. and no one-time upfront handling fee | from RM1,000 |
| 36 months | 5.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
With the AEON 0% Instalment Payment Plan, enjoy interest-free instalments up to 36 months at selected merchants. For other purchases, the AEON Cards Flexi Payment Plan provides flexible terms of 6, 12, or 18 months with attractive rates.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 18 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 months | 2.5% one-time upfront handling fee | RM500 |
| 12 months | 3.5% one-time upfront handling fee | RM1,000 |
| 18 months | 5.5% one-time upfront handling fee | RM2,000 |
Fees & Charges
- Annual Fee
- RM300 primary card
Free for first year and waived when you spend RM42,000 annually for the subsequent years
- RM150 supplementary card
- RM300 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Daily Maximum Cash Withdrawal
- Up to RM3,000
Requirements
- Minimum Annual Income
- RM90,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- AEON Cards 0% Instalment Payment Plan
- Get your latest smartphone, home appliances, and portable gadget what-have-yous affordably with an interest-free instalment plan from AEON, available at selected merchants.
- AEON Cards Flexi Payment Plan
- Only one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
- Balance Transfer Plans
- AEON Cards Balance Transfer Plan
- AEON Cards offers 3% one-time upfront interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.






















