AEON Cruize Visa Classic credit card

AEON Cruize Visa Classic

The CRUIZE Visa Classic is the ultimate motoring companion with a whole host of benefits and privileges designed for people who live on the road.

  • 13.5% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM21.20 annual fee


Because you should be rewarded for giving the bank your business

For every RM1 you charge to your CRUIZE VISA Card will earn you 1X CRUIZE point and redeem them for fantastic shopping, dining and travel rewards or to waive your AAM Annual Fees!
Balance Transfer
Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about AEON Cards Balance Transfer Plan
Easy Payment Plan (EPP)
AEON Flexi Pay Plan offers payment terms of 6, 12 and 18 months on retail purchases from approved merchants. Interest rates from as little as 2.5%.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months3.5% one-time upfront handling feefrom RM1000 
18 months5.5% one-time upfront handling feefrom RM2000 
Learn more about AEON Cards Flexi Payment Plan
Enjoy special ordinary membership services from AAM. You will save up to RM40 on entrance fee inclusive of RM25 off entrance fees plus RM15 off 1st year annual fees.
Travel CoverageSum Insured
Personal AccidentUp to RM200000

Fees & Charges

There are always fees but how much are they?

Annual Fee
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM5 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal

*inclusive of 6% GST


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
AEON Cards Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
AEON Cards Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.