AEON MasterCard Classic

The everyday AEON MasterCard Classic Credit Card comes with exclusive offers from AEON Stores nationwide, payment flexibility, higher discounts and exclusive privileges.

AEON MasterCard ClassicAEON Points Everyday
Min. Income
RM2,000/month
Annual Fee
Free*
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREEReebook SpinDrop Watchwhen you apply through RinggitPlus3

Reebook SpinDrop Watch

Cashback

Earn 5% cashback on AEON BiG Thank You Day and 2% on AEON Member Day.

Cashback categoryCashback rateMonthly capSpend
AEON BiG Thank You Members Day5%RM100any amount monthly
AEON Member Day2%RM100any amount

Rewards

Save more when you shop at AEON participating merchants that offers great deals and discounts. Earn 1X AEON MEMBER Points for every Ringgit spent! Earned AEON MEMBER Points can be exchanged for shopping, traveling and dining deals.

AEON Redemption Rewards Program
EarnSpend
4 points on every RM1at AEON Stores every 10th of the month
2 points on every RM1at AEON Stores everyday
2.5 points on every RM1at AEON stores during AEON MEMBER Privilege Day
500 points on every RM200at AEON MEMBER Fiesta events

Travel

AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations. Enjoy free Flight Travel Personal Accident and Credit Card Balance insurance.

Travel CoverageSum Insured
Personal AccidentUp to RM200,000
Delayed FlightUp to RM300
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM300

Balance Transfer

Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months on retail purchases from approved merchants. Interest rates from as little as 2.5%.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan

Fees & Charges

Annual Fee
  • RM30 primary card

    Free for first year,12 swipes per year

  • RM20 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM3,000

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 0% interest for six months on a transferred credit card balance from any other bank. No fees and no extra charges

Review

Getting a fresh graduate pay doesn't mean you can't live your life like an adult. By no means that is referring to a lavish lifestyle but having a basic credit card is not too much to ask for! Go cashless and earn points every time you spend with AEON MasterCard Classic.

Points for Gifts

You don't have to go cray-cray on your card to earn enough points for gift redemption. Swipe and spend with this credit card to earn 1 reward point for each RM1 charged to your credit card.

AEON has an extensive list of free gifts for all occasion from travelling to wedding dinner to cash rebate, redeem them with your points accumulated. Even better, convert a nominal of 7500 points into RM30 AEON gift voucher, that's a deal you can't get anywhere else!

On top of that, when you're an AEON Member  get up to 5% cashback on their BiG Thank You Member's Day sales. It happens on the 28th of every month with a cap of RM100 for the one day!

Travel Safely

It's certainly daunting to see your luggage full of valuables or important travel documents such as passport and flight ticket got stolen when you're so happily ready to go on a vacation.

Put that frown away! Get yourself and your family too free travel personal accident insurance when you purchase flight tickets with your AEON MasterCard Classic. It's that easy. Also, you and your family members will be financially compensated up to RM20000 per family in the event of permanent disablement and death.

0% Interest Balance Transfer

Debt is hard to manage when the interest is piling up on itself, you could be paying hundreds a month but your outstanding amount doesn't seem to twitch. Transfer your old credit card debt to AEON MasterCard Classic and enjoy 0% interest rate and no processing fee at all for 6 months!

Make full use of the 6 months free interest period to clear off your debt! Just transfer at least RM1000 and you'll be eligible for this amazing deal.

Swipe Internationally

All set to backpack around the world? Don't forget to bring this credit card along! Not only that it doesn't take up your wallet space like a bulk of cash do, it is also recognized internationally for all your swiping convenience.