AEON MasterCard Classic

AEON MasterCard Classic Credit Card comes with exclusive offers from AEON Stores nationwide, payment flexibility, higher discounts and exclusive privileges.

AEON MasterCard ClassicAEON Points Everyday
Min. Income
Annual Fee
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Earn 5% cashback on AEON BiG Thank You Day, every 28th of the month capped at RM100.

Cashback categoryCashback rateMonthly capSpend
AEON BiG Thank You Members Day5%RM100any amount monthly


Save more when you shop at AEON participating merchants that offers great deals and discounts. Earn 1X AEON MEMBER Points for every RM2 spent on retail! Earned AEON MEMBER Points can be exchanged for shopping, traveling and dining deals.

AEON Points Program
1 point on every RM2on retail spending


AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations.

Balance Transfer

Great value AEON Balance Transfer offers a 3% interest rate for a fixed term of 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months on retail purchases from approved merchants. Interest rates from as little as 2.5%.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months3.5% one-time upfront handling feeRM1,000
18 months5.5% one-time upfront handling feeRM2,000
Learn more about AEON Cards Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM30 primary card
  • RM20 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
MasterCard PayPass


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
AEON Cards Flexi Payment Plan
Only with one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 3% interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.


AEON MasterCard Classic - Points for Gifts

You don't have to go cray-cray on your credit card to earn enough points for gift redemption. 

Swipe and spend with AEON MasterCard Classic to earn 1 reward point for each RM2 retail transaction charged to your credit card.

AEON has an extensive list of free gifts for all occasions from travelling to wedding dinner to cash rebate, redeem them with your points accumulated (400 AEON Points = RM1).

Even better, convert a nominal of 7500 points into RM30 AEON gift voucher, that's a deal you can't get anywhere else!

On top of that, when you're an AEON Member get up to 5% cashback on their BiG Thank You Member's Day sales. 

It happens on the 28th of every month with a cap of RM100 for one day!

3% Interest Balance Transfer

Debt is hard to manage when the interest is piling upon itself, you could be paying hundreds a month but your outstanding amount doesn't seem to twitch. 

Transfer your old credit card debt to your AEON credit card and enjoy a 3% interest rate and no processing fee at all for 12 months!

Make full use of the 12 months interest period to clear off your debt! Just transfer at least RM1,000 and you'll be eligible for this amazing deal.

AEON MasterCard Classic, Accepted Globally

All set to backpack around the world? Don't forget to bring AEON MasterCard Classic along! 

Not only that it doesn't take up your wallet space as a bulk of cash does, but it is also recognized internationally for all your swiping convenience.