AEON MasterCard Classic

AEON MasterCard Classic credit card comes with exclusive offers from AEON stores nationwide, AEON Points and 5% cashback on AEON and AEON BiG Thank You Member Day.

AEON MasterCard ClassicGet AEON Points Everyday
Min. Income
RM2,000/month
Annual Fee
Free*
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Cashback

Earn 5% cashback on AEON and AEON BiG Thank You Member Day, every 20th and 28th of the month capped at RM100. Note that the cashback you earned will be credited and reflected in the following month's credit card statement.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
AEON and AEON BiG Thank You Member Day (20th and 28th of every month)5%RM100any amount monthly

Rewards

Save more when you shop at AEON participating merchants that offer great deals and discounts. Earn 2x AEON Points when you shop at AEON Stores and AEON BiG and 1X AEON Points for every RM2 spent on other retail spending! The earned AEON Points can be exchanged for shopping, travelling and dining deals, or converted into cash at a conversion rate of 400 AEON Points = RM1.

AEON Points
EarnSpend
2 points on every RM1on spending at AEON Stores and AEON BiG
1 point on every RM2on retail spending (exclude petrol, government service, trading service, utility bills, fees, finance charge, cash advance, Balance Transfer, service charges, tax)

Travel

AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations.

Balance Transfer

Transfer the outstanding balance of another bank's credit card and enjoy much lower interest rates over longer repayment tenures of up to 36 months with AEON Balance Transfer.

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
18 months3.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

Shop at participating merchants and enjoy zero-interest instalments for up to 36 months with AEON 0% Instalment Payment Plan. Otherwise, you may opt for AEON Flexi Payment Plan with payment terms of 6, 12 and 18 months at competitive rates.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months3.5% one-time upfront handling feeRM1,000
18 months5.5% one-time upfront handling feeRM2,000
Learn more about AEON Cards Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM30 primary card

    Waived when you swipe at least 12 times a year for the subsequent years

  • RM20 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, and portable gadget what-have-yous affordably with an interest-free instalment plan from AEON, available at selected merchants.
AEON Cards Flexi Payment Plan
Only one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 3% one-time upfront interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.

Review

AEON MasterCard Classic - Points for Gifts

You don't have to go cray-cray on your credit card to earn enough points for gift redemption.

Swipe and spend with AEON MasterCard Classic at AEON Stores and AEON BiG to get 2x AEON Points, while spending on other retail transactions gets you 1x AEON Points for each RM2 charged to your credit card.

AEON has an extensive list of free gifts for all occasions from travelling to wedding dinners to cash rebates, so redeem them with your points accumulated or convert them into cash at a conversion rate of 400 AEON Points = RM1.

On top of that, when you're an AEON Member get up to 5% cashback on the AEON and AEON BiG Thank You Member's Day sales. It happens on the 20th and 28th of every month with a cap of RM100 for one day!

3% Interest Balance Transfer

Debt is hard to manage when the interest is piling upon itself, you could be paying hundreds a month but your outstanding amount doesn't seem to twitch. 

Transfer your old credit card debt to your AEON credit card and enjoy a 3% upfront interest rate and no processing fee at all for 12 months!

Make full use of the 12-monthly interest period to clear off your debt! Just transfer at least RM1,000 and you'll be eligible for this amazing deal.

AEON MasterCard Classic, Accepted Globally

All set to backpack around the world? Don't forget to bring AEON MasterCard Classic along! 

Not only it doesn't take up your wallet space as a bulk of cash does, but it is also recognized internationally for all your swiping convenience.

What documents should I prepare to make an application?

If you're a salaried employee, please prepare the following documents.

  • Copy of your IC (both sides) and the IC of your Supplementary Card Holder if any
  • Latest 3 months payslips; or
  • Form BE with tax payment receipt; or
  • EA Form; or
  • Latest 6 months' payslips for commission earners

If you're self-employed, please prepare the following documents.

  • Business Registration Certificate; or
  • Copy of Form 9/24/49; and
  • Latest 6 months company bank statement; or
  • Form B with tax payment receipt

Credit Card » AEON

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