AEON MasterCard Gold

Escape from the boredom before boarding with AEON MasterCard Gold that grants you access to KLIA Plaza Premium Lounge up to 3x a year!

AEON MasterCard GoldCashback & Rewards
Min. Income
RM3,000/month
Annual Fee
Free*
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Reebook SpinDrop Watch
worth RM200
when you apply through RinggitPlus3

Reebook SpinDrop Watch

Cashback

Enjoy cashback when you spend on specific AEON Member Days at Any AEON outlet!.

Cashback categoryCashback rateMonthly capSpend
AEON BiG Thank You Members Day5%RM100any amount monthly

Rewards

Shop at a discount at AEON participating merchants and earn 1X AEON MEMBER Points for every Ringgit spent! Accumulated reward points that can be exchanged for AEON gift Vouchers for greater savings on household items and groceries.

AEON Redemption Rewards Program
EarnSpend
1 point on every RM1on retail spending

Travel

Enjoy complimentary Plaza Premium Lounge access up to 3x per year for principal cardholder, Travel Personal Accident coverage up to RM1 million.

Travel CoverageSum Insured
Personal AccidentUp to RM1,000,000
Delayed FlightUp to RM600
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM600

Premium

AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations

Balance Transfer

Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

You can enjoy free instalment with AEON 0% Instalment Payment Plan when you make purchases at participating merchants. For all the other purchases, AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months on retail purchases from approved merchants. Interest rates from as little as 2.5%.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan

Fees & Charges

Annual Fee
  • RM95 primary card

    Free for first year

    Waived when 12 swipes per year

  • RM60 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM3,000

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 0% interest for six months on a transferred credit card balance from any other bank. No fees and no extra charges

Review

Turn every purchase of yours into a golden ticket to marvelous privileges and a bunch of free gifts! AEON MasterCard Gold gives you the boost in life that you need.

Plaza Premium Lounge Access

Enjoy your holiday from end-to-end all the more before you hop on to the plane. Walk straight into KLIA Plaza Premium Lounge with 3 times complimentary access you get with this credit card. You heard it right, no hidden charges and it refreshed every year!

No more boredom before boarding, don't be shy and use the complimentary facilities that Plaza Premium Lounge have including high speed internet, massage chair, freshly served meals and beverages and more!

Gift Reward Program

Tick off the bucket list of items that you itch for with three simple steps: Swipe, save and redeem! 1 reward point will be automatically granted to you for each Ringgit spent on your credit card.

Exchange the points you have with wide variety of items such as frying pan, smartphone, camera, cosmetics and voucher!

Speaking of rewards. By shopping at AEON on the 28th of every month you'll be participating in the AEON BiG Thank You Member's Day. For this one day a month you can earn up to 5% Cashback with a cap of RM100 for just that one day!

Protection for Free

You could be reluctant in paying for an insurance that you feel unnecessary, but you can never say no to free protection. Purchase any of your flight tickets with AEON MasterCard Gold and get free travel personal accident with coverage up to RM1,000,000!

Here's how it works, should you or your family members suffer from permanent disablement or * touch wood * death, RM700,000 will be compensated to the cardholder, RM100,000 for your legal spouse and RM50,000 for each child up to 4 children.

In addition to this, this free insurance also covers loss of travel documents, loss of money, loss of luggage and personal belongings, travel delay and luggage delay.

Worldwide Assistance

Whether you're just careless or fall victim to pickpocket, it's not hard too to lose a tiny piece of credit card. Fortunately, AEON World Desk Centre is always by your side 24 hours a day when unfortunate events like this happen. Contact them to have your card canceled or report loss immediately!