AEON Platinum MasterCard credit card

Also available as Visa

AEON Platinum MasterCard

Get 5% cashback at AEON and AEON BiG every month and up to 4x AEON Reward Points with Platinum MasterCard. That's not all, enjoy complimentary access to airport lounge and movie rebates as well!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 5% cashback
  • 0% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM200.00 annual fee
  • Earn up to 4x reward points 

Apply online now for AEON Platinum MasterCard

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our Terms of Use. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for AEON Platinum MasterCard

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Your qualifications have not met the requirements of this policy. Don’t worry, you can still check other insurance policies

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to AEON website

If you have any questions let us know at [email protected], we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

View product disclosure sheet.


Because you should be rewarded for giving the bank your business

Get 5% cashback every 20th and 28th day of the month, in addition to 2% cashback on utility bill payment made online. That's not all, watching movies at selected AEON malls get you RM14 rebate, applicable only every weekday.
Discover how much you can save when you shop with your new AEON Platinum MasterCard
Cashback CategoryCashback RateMonthly CapSpend
AEON and AEON BiG Thank You DaySpendany amount monthly5%RM100any amount monthly
Online utility bill paymentSpendany amount monthly2%RM25any amount monthly
Enjoy Welcome Point of 3x AEON Point for every RM1 on Petrol, Dining and Overseas transaction for 1 year only from card approval date. Besides, spending inside of AEON and AEON BiG stores get you 4x AEON Points.
AEON Redemption Rewards Program
4 points on every RM1for spending within AEON or AEON BiG stores
1 point on every RM1on dining and overseas transactions
1 point on every RM1on all other retail transactions
Your AEON Redemption Rewards Program earned expires in  3 years
Balance Transfer
Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about AEON Cards Balance Transfer Plan
Easy Payment Plan (EPP)
AEON 0% Instalment Payment Plan offers free instalments of up to 36 months at participating merchants. For all the other purchases, AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months at competitive rates.
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM500 
24 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months3.5% one-time upfront handling feefrom RM1000 
18 months5.5% one-time upfront handling feefrom RM2000 
Learn more about AEON Cards Flexi Payment Plan
Pay for your petrol purchase with AEON Platinum Visa and collect 3x AEON Points, which runs for 1 year from your card approval date!
Purchase your flight ticket with AEON Platinum MasterCard to get covered with up to RM1 million global travel insurance coverage. Plus, enjoy complimentary access to Plaza Premium Lounge for 6 times per year!
Travel CoverageSum Insured
Travel InsuranceUp to RM1000000
Relax and unwind at 11 AEON lounges in Malaysia for free and unlimited time.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • First year free
  • Waived when you spend minimum RM18,000 in a year from the second year onwards
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Contact-less Payment Methods
MasterCard PayPass


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
AEON Cards Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

AEON Platinum MasterCard review

What's so good (or not so good) about it?

Cashback up to 5%

Thinking of ways to earn back the cash you have spent? AEON Platinum MasterCard is designed to help ease your expenses on daily necessities with its cashback features.

Every 20th and 28th of the month, you spend with AEON Platinum MasterCard at AEON and AEON BiG stores, you earn 5% cashback on your total bills, capped at RM100.

That's not all, by simplifying your bills payment (mobile and utility) via online, whether online banking or mobile apps, you get 2% cashback when paying with AEON Platinum MasterCard. This cashback is capped at RM25 per month.

AEON Reward Points

AEON Platinum MasterCard is not just a cashback credit card, but also a reward credit card, where you can redeem points for gifts, vouchers and other merchandises.

It gets more rewarding when you shop inside AEON and AEON BiG stores as for every Ringgit spent, you get 4x AEON Points. Spending every where outside of AEON and AEON BiG stores, you get 1x AEON Point.

The best part about AEON Reward Points is that you get Welcome Points upon approval of your AEON Platinum MasterCard. Swipe RM1 on your AEON Platinum MasterCard spent on Petrol, Dining and Overseas purchases, you get 3x AEON Points in the first year.

After 1 year, your Petrol transaction will not be eligible for any reward point, but Dining and Overseas transactions get you 1x AEON Point. Remember, only retail transactions are qualified for AEON Points accumulation.

AEON Member Privileges

When you make AEON and AEON BiG stores as your go-to shopping, groceries, entertainment and lifestyle hot spots, you are in for the world of privileges - especially when you own an AEON Platinum MasterCard credit card.

First of all, you can enjoy an unlimited access to all 11 AEON Lounges in Peninsular Malaysia. Besides that, when you purchase movie ticket at selected cinema inside AEON malls with AEON Platinum MasterCard, you get up to RM14 rebate.

Universal Travel Benefits

Enjoy your vacation or business trip abroad with peace of mind when you charge your flight ticket to AEON Platinum Visa credit card as you will be covered with Global Travel Insurance worth up to RM1,000,000.

What's more, you can also start your journey right from the airport with 6x access to Plaza Premium Lounge whereby you experience the benefits of free WiFi, food & beverages and entertainment. Also a 20% discount when you bring along guest(s).

Read More