AEON Platinum MasterCard

Get 5% cashback at AEON and AEON BiG every month and up to 4x AEON Reward Points with Platinum MasterCard. That's not all, enjoy complimentary access to airport lounge and movie rebates as well!

AEON Platinum MasterCard5% AEON Cashback
Min. Income
RM5,000/month
Annual Fee
Free*
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Reebook SpinDrop Watch
worth RM200
when you apply through RinggitPlus3

Reebook SpinDrop Watch

Cashback

Get 5% cashback every 20th and 28th day of the month, in addition to 2% cashback on utility bill payment made online. That's not all, watching movies at selected AEON malls get you RM14 rebate, applicable only every weekday.

Cashback categoryCashback rateMonthly capSpend
AEON and AEON BiG Thank You Day5%RM100any amount monthly
Online utility bill payment2%RM25any amount monthly

Rewards

Enjoy Welcome Point of 3x AEON Point for every RM1 on Petrol, Dining and Overseas transaction for 1 year only from card approval date. Besides, spending inside of AEON and AEON BiG stores get you 4x AEON Points.

AEON Redemption Rewards Program
EarnSpend
4 points on every RM1for spending within AEON or AEON BiG stores
1 point on every RM1for overseas and dining transactions
1 point on every RM1on all other retail transactions
3 points on every RM1for petrol, overseas and dining transactions in the first year

Petrol

Pay for your petrol purchase with AEON Platinum Visa and collect 3x AEON Points, which runs for 1 year from your card approval date!

Travel

Purchase your flight ticket with AEON Platinum MasterCard to get covered with up to RM1 million global travel insurance coverage. Plus, enjoy complimentary access to Plaza Premium Lounge for 6 times per year!

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM600
Delayed LuggageUp to RM600

Premium

Relax and unwind at 11 AEON lounges in Malaysia for free and unlimited time.

Balance Transfer

Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

AEON 0% Instalment Payment Plan offers free instalments of up to 36 months at participating merchants. For all the other purchases, AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months at competitive rates.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan

Fees & Charges

Annual Fee
  • RM200 primary card

    First year free,you spend minimum RM18,000 in a year from the second year onwards

  • RM100 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM3,000
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 0% interest for six months on a transferred credit card balance from any other bank. No fees and no extra charges

Review

Cashback up to 5%

Thinking of ways to earn back the cash you have spent? AEON Platinum MasterCard is designed to help ease your expenses on daily necessities with its cashback features.

Every 20th and 28th of the month, you spend with AEON Platinum MasterCard at AEON and AEON BiG stores, you earn 5% cashback on your total bills, capped at RM100.

That's not all, by simplifying your bills payment (mobile and utility) via online, whether online banking or mobile apps, you get 2% cashback when paying with AEON Platinum MasterCard. This cashback is capped at RM25 per month.

AEON Reward Points

AEON Platinum MasterCard is not just a cashback credit card, but also a reward credit card, where you can redeem points for gifts, vouchers and other merchandises.

It gets more rewarding when you shop inside AEON and AEON BiG stores as for every Ringgit spent, you get 4x AEON Points. Spending every where outside of AEON and AEON BiG stores, you get 1x AEON Point.

The best part about AEON Reward Points is that you get Welcome Points upon approval of your AEON Platinum MasterCard. Swipe RM1 on your AEON Platinum MasterCard spent on Petrol, Dining and Overseas purchases, you get 3x AEON Points in the first year.

After 1 year, your Petrol transaction will not be eligible for any reward point, but Dining and Overseas transactions get you 1x AEON Point. Remember, only retail transactions are qualified for AEON Points accumulation.

AEON Member Privileges

When you make AEON and AEON BiG stores as your go-to shopping, groceries, entertainment and lifestyle hot spots, you are in for the world of privileges - especially when you own an AEON Platinum MasterCard credit card.

First of all, you can enjoy an unlimited access to all 11 AEON Lounges in Peninsular Malaysia. Besides that, when you purchase movie ticket at selected cinema inside AEON malls with AEON Platinum MasterCard, you get up to RM14 rebate.

Universal Travel Benefits

Enjoy your vacation or business trip abroad with peace of mind when you charge your flight ticket to AEON Platinum Visa credit card as you will be covered with Global Travel Insurance worth up to RM1,000,000.

What's more, you can also start your journey right from the airport with 6x access to Plaza Premium Lounge whereby you experience the benefits of free WiFi, food & beverages and entertainment. Also a 20% discount when you bring along guest(s).