AEON Platinum MasterCard

Get 5% cash back at AEON and AEON BiG every month, and up to 4x AEON Points with AEON Platinum MasterCard. Enjoy travel benefits such as free access to the airport lounge and travel insurance.

AEON Platinum MasterCardCashback, Points & Airport Lounge Access
Min. Income
Annual Fee
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Get 5% cashback every 20th and 28th day of the month, in addition to 2% cashback on utility bill payments made online. That's not all, watching movies at selected AEON malls gets you an RM14 rebate, applicable only every weekday.

AEON and AEON BiG Thank You Day5%RM100any amount monthly
Online Utility Bill Payment2%RM25any amount monthly


Enjoy a Welcome Point of 3x AEON Points for every RM1 on Petrol, Dining and Overseas transactions for 1 year only from the card's approval date. Besides that, spending inside of AEON and AEON BiG stores gets you 4x AEON Points, while other transactions give you 1x AEON Points.

AEON Redemption Rewards Program
4 points on every RM1for spending within AEON and AEON BiG stores
3 points on every RM1for petrol, overseas and dining transactions in the first year from the card approval date
1 point on every RM1for other transactions (exclude petrol, government department, trading, utility bills, and all fees and charges related transactions)


Pay for your petrol purchase with AEON Platinum Visa and collect 3x AEON Points, which runs for 1 year from your card approval date!


Purchase your flight ticket with AEON Platinum MasterCard to get covered with up to RM1 Million global travel insurance coverage, terms apply. Plus, the principal cardholder gets to enjoy complimentary access to participating Plaza Premium Lounge in Malaysia 6 times per year!

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM600
Delayed LuggageUp to RM600


Movie-goers, enjoy up to RM14 rebates on weekdays only at participating cinemas inside AEON Mall and selected malls. Note that the rebate is applicable for counter or kiosk purchases only.

Balance Transfer

Enjoy great value with the AEON Balance Transfer Plan which offers low one-time upfront fees and low-interest rates for up to 36 months of tenure.

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
18 months3.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

AEON 0% Instalment Payment Plan offers free instalments of up to 36 months at participating merchants. For all the other purchases, AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months at competitive rates.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months3.5% one-time upfront handling feeRM1,000
18 months5.5% one-time upfront handling feeRM2,000
Learn more about AEON Cards Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM200 primary card

    First year free

    Waived when you spend minimum RM18,000 in a year from the second year onwards

  • RM100 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Up to RM3,000
Contact-less Payment Methods
MasterCard PayPass


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only


Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants.
AEON Cards Flexi Payment Plan
Only with one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 3% one-time upfront interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.


Earn Up to 5% Cashback with AEON Platinum MasterCard

Thinking of ways to earn back the cash you have spent?

AEON Platinum MasterCard is designed to help ease your expenses on daily necessities with its cashback features.

Every 20th and 28th of the month, you spend with AEON Platinum MasterCard at AEON and AEON BiG stores, you earn 5% cashback on your total bills, capped at RM100.

That's not all, by simplifying your bill payment (mobile and utility) online, whether online banking or mobile apps, you get 2% cashback when paying with AEON Platinum MasterCard. 

This cashback is capped at RM25 per month.

AEON Reward Points

AEON Platinum MasterCard is not just a cashback credit card, but also a reward credit card, where you can redeem points for gifts, vouchers and other merchandise.

It gets more rewarding when you shop inside AEON and AEON BiG stores as for every Ringgit spent, you get 4x AEON Points. 

Spending everywhere outside of AEON and AEON BiG stores, you get 1x AEON Point.

The best part about AEON Reward Points is that you get Welcome Points upon approval of your AEON Platinum MasterCard. 

Swipe RM1 on your AEON Platinum MasterCard spent on Petrol, Dining and Overseas purchases, and you get 3x AEON Points in the first year.

After 1 year, your Petrol transaction will not be eligible for any reward points, but Dining and Overseas transactions get you 1x AEON Point. 

AEON point redemption rate: 400 AEON Points = RM1

AEON Member Privileges

When you make AEON and AEON BiG stores your go-to shopping, groceries, entertainment and lifestyle hot spots, you are in for the world of privileges - especially when you own an AEON Platinum MasterCard credit card.

Purchase movie tickets at selected cinemas inside AEON malls with AEON Platinum MasterCard and get up to RM14 rebate.

AEON Platinum MasterCard Universal Travel Benefits

Enjoy your vacation or business trip abroad with peace of mind when you charge your flight ticket to AEON Platinum MasterCard credit card as you will be covered with Global Travel Insurance worth up to RM1,000,000. Do check out the terms and conditions.

What's more, you can start your journey right from the airport with 6x access to the participating Plaza Premium Lounge in Malaysia. Experience the benefits of free WiFi, food and beverages and entertainment. 

However, please note that this free access is subject to a minimum spend of RM500 in single or cumulative transactions within 30 days before and/or 30 days after the lounge visit date.

On top of that, a 20% discount on the walk-in rates is applicable when you bring along a guest(s). Meanwhile, any of your accompanying guest(s) between 3 to 11 years of age get a 30% discount on the applicable walk-in rates as well.

For more details on the lounge access privilege, please check out the T&C here.

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product