AEON Platinum Visa

Rebates and rewards all year round with AEON Platinum Visa. Enjoy free access to airport lounge and instant approval on AEON personal financing!

AEON Platinum VisaUp to 4x Reward Points
Min. Income
Annual Fee
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Get 5% cashback every 20th and 28th day of the month, in addition to 2% cashback on utility bill payment made online. That's not all, watching movies at selected AEON malls get you RM14 rebate, applicable only every weekday.

Cashback categoryCashback rateMonthly capSpend
AEON and AEON BiG Thank You Day5%RM100any amount monthly
Online utility bill payment2%RM25any amount monthly


Enjoy Welcome Point of 3x AEON Point for every RM1 on Petrol, Dining and Overseas transaction for 1 year only from card approval date. Besides that, spending inside of AEON and AEON BiG stores get you 4x AEON Points.

AEON Redemption Rewards Program
4 points on every RM1for spending within AEON and AEON BiG stores
3 points on every RM1for petrol, overseas and dining transactions in the first year
1 point on every RM1on other transactions


Pay for your petrol purchase with AEON Platinum Visa and collect 3x AEON Points, which runs for 1 year from your card approval date!


Purchase your flight ticket with AEON Platinum Visa to get covered with up to RM1 Million global travel insurance coverage. Plus, enjoy complimentary access to Plaza Premium Lounge for 6 times per year!

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM600
Delayed LuggageUp to RM600


Enjoy up to RM14 Movie Rebate (weekday only) at selected participating cinemas.

Balance Transfer

Great value AEON Balance Transfer offers a 3% interest rate for a fixed term of 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

AEON 0% Instalment Payment Plan offers free instalments of up to 36 months at participating merchants. For all the other purchases, AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months at competitive rates.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months3.5% one-time upfront handling feeRM1,000
18 months5.5% one-time upfront handling feeRM2,000
Learn more about AEON Cards Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM200 primary card

    First year free

    Waived when you spend minimum RM18,000 in a year from the second year onwards

  • RM100 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Up to RM3,000
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
AEON Cards Flexi Payment Plan
Only with one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 3% interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.


Get Cashback up to 5% with AEON Platinum Visa

Thinking of ways to earn back the cash you have spent? AEON Platinum Visa is designed to help ease your expenses on daily necessities with its cashback features. 

Every 20th and 28th of the month, you head over to AEON and AEON BiG stores respectively to enjoy 5% cashback, capped at RM100, on all your spending. 

That's not all, by simplifying your bills payment (mobile and utility) via online, whether online banking or mobile apps, you will earn 2% cashback, capped at RM25 per month, when you pay with AEON Platinum Visa.

AEON Reward Points

Besides earning cashback, AEON Platinum Visa also lets you collect reward points, which can be redeemed for gifts and vouchers. 

This is especially rewarding when you shop inside AEON and AEON BiG stores as for every Ringgit spent, you get 4x AEON Points. For other transactions, you get 1x AEON Point. 

The best part of AEON's loyalty program is that it rewards you Welcome Points upon approval of your AEON Platinum Visa credit card!

So, for the first year of usage, you are entitled for 3x AEON Points on every RM1 spent on Petrol, Dining and Overseas.

After 1 year, your Petrol transaction will not be eligible for any reward point, but Dining and Overseas transactions get you 1x AEON Point.

For your reference, the AEON redemption rate: 400 AEON Points = RM1.

AEON Member Privileges

When you make AEON and AEON BiG stores as your go-to shopping, groceries, entertainment and lifestyle hotspots, you are in for the world of privileges - especially when you own an AEON Platinum Visa credit card.

Save on your movie ticket purchase by up to RM14 when you pay with AEON Platinum Visa. 

This rebate applies only on weekdays and at participating cinemas inside AEON and selected malls.

Universal Travel Benefits - AEON Platinum Visa

Enjoy your vacation or business trip abroad with peace of mind when you charge your flight ticket to AEON Platinum Visa credit card as you will be covered with Global Travel Insurance worth up to RM1,000,000. 

What's more, you can also start your journey right from the airport with 6x access to Plaza Premium Lounge whereby you experience the benefits of free WiFi, food & beverages and entertainment. 

Also a 20% discount when you bring along guest(s).