AEON Platinum Visa

Rebates and rewards all year round with AEON Platinum Visa. Enjoy free access every year to participating Plaza Premium Lounge in Malaysia!

AEON Platinum VisaGet AEON Points, Cashback & Travel Benefits
Min. Income
RM5,000/month
Annual Fee
Free*
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Get 5% cashback every 20th and 28th of the month at AEON and AEON BiG stores, in addition to 2% cashback on utility bill payments made online. That's not all, watching movies at selected AEON malls gets you an RM14 rebate, applicable only every weekday.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
AEON and AEON BiG Thank You Day (Every 20th and 28th of the month)5%RM100any amount monthly
Online Utility Bill Payment2%RM25any amount monthly

Rewards

Enjoy Welcome Points of 3x AEON Points for every RM1 on Petrol, Dining and Overseas transactions for 1 year only from the card's approval date. Besides that, spending inside of AEON and AEON BiG stores gets you 4x AEON Points, while 1x points will be rewarded on other transactions.

AEON Redemption Rewards Program
EarnSpend
4 points on every RM1for spending within AEON and AEON BiG stores
3 points on every RM1for petrol, overseas and dining transactions in the first year from the card approval date
1 point on every RM1on other transactions (exclude petrol, government department, trading, utility bills, and all fees and charges related transactions)

Petrol

Pay for your petrol purchase with AEON Platinum Visa and collect 3x AEON Points, which runs for 1 year from your card approval date!

Travel

Purchase your flight ticket with AEON Platinum Visa to get covered with up to RM1 Million global travel insurance coverage, terms apply. Plus, enjoy complimentary access to participating Plaza Premium Lounge in Malaysia 6 times per year, applicable for the principal cardholders only!

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM600
Delayed LuggageUp to RM600

Premium

Enjoy up to RM14 Movie Rebate (weekdays only) at selected participating cinemas inside AEON Malls and selected malls, and applicable only for counters and kiosk purchases.

Balance Transfer

Enjoy great value with the AEON Balance Transfer Plan which offers low one-time upfront fees and low-interest rates for up to 36 months of tenure.

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
18 months3.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

AEON 0% Instalment Payment Plan offers up to 36 months of free instalments at participating merchants. For all the other purchases, AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months at competitive rates.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months3.5% one-time upfront handling feeRM1,000
18 months5.5% one-time upfront handling feeRM2,000
Learn more about AEON Cards Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM200 primary card

    First year free

    Waived when you spend minimum RM18,000 in a year from the second year onwards

  • RM100 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM3,000
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants.
AEON Cards Flexi Payment Plan
Only with one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 3% one-time upfront interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.

Review

Get Cashback up to 5% with AEON Platinum Visa

Thinking of ways to earn back the cash you have spent? AEON Platinum Visa is designed to help ease your expenses on daily necessities with its cashback features. 

Every 20th and 28th of the month, head over to AEON and AEON BiG stores respectively to enjoy 5% cashback, capped at RM100, on all your spending.

That's not all, by simplifying your bill payment (mobile and utility) online, whether online banking or mobile apps, you will earn 2% cashback, capped at RM25 per month when you pay with AEON Platinum Visa.

AEON Reward Points

Besides earning cashback, AEON Platinum Visa also lets you collect reward points, which can be redeemed for gifts and vouchers. 

This is especially rewarding when you shop inside AEON and AEON BiG stores as for every Ringgit spent, you get 4x AEON Points. For other transactions, you get 1x AEON Point. 

The best part of AEON's loyalty program is that it rewards you Welcome Points upon approval of your AEON Platinum Visa credit card!

So, for the first year of usage, you are entitled to 3x AEON Points on every RM1 spent on Petrol, Dining and Overseas.

After 1 year, your Petrol transaction will not be eligible for any reward points, but Dining and Overseas transactions get you 1x AEON Point.

For your reference, the AEON redemption rate is 400 AEON Points = RM1.

AEON Member Privileges

When you make AEON and AEON BiG stores your go-to shopping, groceries, entertainment and lifestyle hotspots, you are in for the world of privileges - especially when you own an AEON Platinum Visa credit card.

Save on your movie ticket purchase by up to RM14 when you pay with AEON Platinum Visa. This rebate applies only on weekdays and at participating cinemas inside AEON and selected malls.

Universal Travel Benefits - AEON Platinum Visa

Enjoy your vacation or business trip abroad with peace of mind when you charge your flight ticket to AEON Platinum Visa credit card as you will be covered with Global Travel Insurance worth up to RM1,000,000, terms and conditions apply. 

Moreover, you can also start your journey right from the airport with 6x access to the participating Plaza Premium Lounge in Malaysia. Experience the benefits of free WiFi, food and beverages and entertainment. 

However, this free access is subject to a minimum spend of RM500 in single or cumulative transactions within 30 days before and/or 30 days after the lounge visit date.

To top it off, a 20% discount will also apply to the walk-in rates when you bring along a guest(s). Any of your accompanying guest(s) aged between 3 to 11 years, on the other hand, get to enjoy a 30% discount on the applicable walk-in rates as well.

For more details about the lounge access privilege, please check out the T&C here.

What documents should I prepare to make an application?

If you are a salaried employee, please prepare the following documents.

  • Copy of your IC (both sides) and the IC of your Supplementary Card Holder if any
  • Latest 3 months' salary slips; or
  • Form BE with tax payment receipt; or
  • EA Form; or
  • Latest 6 months' salary slips for commission earners

If you are self-employed, please prepare the following documents.

  • Business Registration Certificate; or
  • Form 9/24/49; and
  • Latest 6 months company bank statement; or
  • Form B with tax payment receipt
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