AEON Platinum Visa
Rebates and rewards all year round with AEON Platinum Visa. Enjoy free access to airport lounge, AEON lounge and instant approval on AEON personal financing!
Up to 4x Reward Points
Product summary
- Min. Income
- RM5,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Get a FREE
Giordano 20’ Luggage Bag
worth RM249
when you apply through RinggitPlus3
Cashback
Get 5% cashback every 20th and 28th day of the month, in addition to 2% cashback on utility bill payment made online. That's not all, watching movies at selected AEON malls get you RM14 rebate, applicable only every weekday.
| Cashback category | Cashback rate | Monthly cap | Spend |
|---|---|---|---|
| AEON and AEON BiG Thank You Day | 5% | RM100 | any amount monthly |
| Online utility bill payment | 2% | RM25 | any amount monthly |
Rewards
Enjoy Welcome Point of 3x AEON Point for every RM1 on Petrol, Dining and Overseas transaction for 1 year only from card approval date. Besides, spending inside of AEON and AEON BiG stores get you 4x AEON Points.
| Earn | Spend |
|---|---|
| 4 points on every RM1 | for spending within AEON or AEON BiG stores |
| 1 point on every RM1 | for overseas and dining transactions |
| 1 point on every RM1 | on all other retail transactions |
| 3 points on every RM1 | for petrol, overseas and dining transactions in the first year |
Petrol
Pay for your petrol purchase with AEON Platinum Visa and collect 3x AEON Points, which runs for 1 year from your card approval date!
Travel
Purchase your flight ticket with AEON Platinum Visa to get covered with up to RM1 million global travel insurance coverage. Plus, enjoy complimentary access to Plaza Premium Lounge for 6 times per year!
| Travel Coverage | Sum Insured |
|---|---|
| Travel Insurance | Up to RM1,000,000 |
| Delayed Flight | Up to RM600 |
| Delayed Luggage | Up to RM600 |
Balance Transfer
Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 0% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
AEON 0% Instalment Payment Plan offers free instalments of up to 36 months at participating merchants. For all the other purchases, AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months at competitive rates.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM500 |
Fees & Charges
- Annual Fee
- RM200 primary card
First year free
Waived when you spend minimum RM18,000 in a year from the second year onwards
- RM100 supplementary card
- RM200 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Daily Maximum Cash Withdrawal
- Up to RM3,000
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM60,000
- Minimum Age
- 21 years old years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- AEON Cards 0% Instalment Payment Plan
- Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
- AEON Cards 0% Instalment Payment Plan
- Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
- Balance Transfer Plans
- AEON Cards Balance Transfer Plan
- AEON Cards offers 0% interest for six months on a transferred credit card balance from any other bank. No fees and no extra charges
Review
Credit Card » AEON
AEON Platinum Visa
- Min. Income
- RM5,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
AEON BiG Visa Gold
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
AEON Platinum MasterCard
- Min. Income
- RM5,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
New AEON Visa Gold
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
AEON MasterCard Gold
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
AEON Visa Gold
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
New AEON Visa Classic
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
AEON BiG Visa Classic
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
New AEON MasterCard Gold
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
AEON The Japan Club of Kuala Lumpur Visa
- Min. Income
- RM3,000/month
- Annual Fee
- Free
- Cashback
- up to 5%
New AEON MasterCard Classic
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
AEON Visa Classic
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
AEON MasterCard Classic
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%