AEON Platinum Visa

Rebates and rewards all year round with AEON Platinum Visa. Enjoy free access to airport lounge, AEON lounge and instant approval on AEON personal financing!

15% p.a. interest rate
20 days interest-free period
up to 5% cashback
0% p.a. balance transfer over 6 months
Easy Payment Plan (EPP)
RM200.00 annual fee
Earn up to 4x reward points

Benefits
Fees & Charges
Requirements
Features
Review
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2018-04-272019-02-28

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Benefits

Because you should be rewarded for giving the bank your business

Cashback

Get 5% cashback every 20th and 28th day of the month, in addition to 2% cashback on utility bill payment made online. That's not all, watching movies at selected AEON malls get you RM14 rebate, applicable only every weekday.

Discover how much you can save when you shop with your new AEON Platinum Visa
Cashback Category		Cashback Rate	Monthly Cap	Spend
AEON and AEON BiG Thank You Day	Spendany amount monthly	5%	RM100	any amount monthly
Online utility bill payment	Spendany amount monthly	2%	RM25	any amount monthly

Rewards

Enjoy Welcome Point of 3x AEON Point for every RM1 on Petrol, Dining and Overseas transaction for 1 year only from card approval date. Besides, spending inside of AEON and AEON BiG stores get you 4x AEON Points.

AEON Redemption Rewards Program
Earn	Spent
4 points on every RM1	for spending within AEON or AEON BiG stores
1 point on every RM1	for overseas and dining transactions
1 point on every RM1	on all other retail transactions
3 points on every RM1	for petrol, overseas and dining transactions in the first year

Your AEON Redemption Rewards Program earned expires in 3 years

Balance Transfer

Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.

Pay Over	With Interest Rate At	When You Transfer
6 months	0% p.a. and no one-time upfront handling fee	from RM1000

Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plan (EPP)

AEON 0% Instalment Payment Plan offers free instalments of up to 36 months at participating merchants. For all the other purchases, AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months at competitive rates.

Pay Over	With Interest Rate At	When You Spend
6 months	0% p.a. and no one-time upfront handling fee	from RM500
12 months	0% p.a. and no one-time upfront handling fee	from RM500
24 months	0% p.a. and no one-time upfront handling fee	from RM500
36 months	0% p.a. and no one-time upfront handling fee	from RM500

Learn more about AEON Cards 0% Instalment Payment Plan

Pay Over	With Interest Rate At	When You Spend
6 months	2.5% one-time upfront handling fee	from RM500
12 months	3.5% one-time upfront handling fee	from RM1000
18 months	5.5% one-time upfront handling fee	from RM2000

Learn more about AEON Cards Flexi Payment Plan

Petrol: Pay for your petrol purchase with AEON Platinum Visa and collect 3x AEON Points, which runs for 1 year from your card approval date!

Travel

Purchase your flight ticket with AEON Platinum Visa to get covered with up to RM1 million global travel insurance coverage. Plus, enjoy complimentary access to Plaza Premium Lounge for 6 times per year!

Travel Coverage	Sum Insured
Travel Insurance	Up to RM1000000
Delayed Flight	Up to RM600
Delayed Luggage	Up to RM600

Premium: Relax and unwind at 11 AEON lounges in Malaysia for free and unlimited time.

Fees & Charges

There are always fees but how much are they?

Annual Fee

RM200.00

First year free
Waived when you spend minimum RM18,000 in a year from the second year onwards

Annual Fee for Supplementary Card

RM100.00

Sales and Service Tax

RM25 on each principal and supplementary card upon approval and anniversary date

Minimum monthly payment

RM50 or 5% of outstanding amount

Late payment fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal fee

RM15.00 or 5.00% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

Daily Maximum Cash Withdrawal

RM3000

Contact-less Payment Methods

Visa payWave

Requirements

Are you eligible for this credit card?

Minimum annual income: RM60000
Minimum age for primary card holder: 21 years old
Minimum age for supplementary card holder: 18 years old
Who can Apply: Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan: AEON Cards 0% Instalment Payment Plan; AEON Cards Flexi Payment Plan; Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Balance Transfer: AEON Cards Balance Transfer Plan; Balance transfer allows you to consolidate debt from your other credit cards onto this card.

AEON Platinum Visa review

What's so good (or not so good) about it?

Cashback up to 5%

Thinking of ways to earn back the cash you have spent? AEON Platinum Visa is designed to help ease your expenses on daily necessities with its cashback features.

Every 20th and 28th of the month, you head over to AEON and AEON BiG stores respectively to enjoy 5% cashback, capped at RM100, on all your spending.

That's not all, by simplifying your bills payment (mobile and utility) via online, whether online banking or mobile apps, you will earn 2% cashback, capped at RM25 per month, when you pay with AEON Platinum Visa.

AEON Reward Points

Besides earning cashback, AEON Platinum Visa also lets you collect reward points, which can be redeemed for gifts and vouchers. This is especially rewarding when you shop inside AEON and AEON BiG stores as for every Ringgit spent, you get 4x AEON Points.

For other retail spending made outside of AEON and AEON BiG stores, you get 1x AEON Point. Remember, only retail transactions are qualified for AEON Points accumulation.

But the best part of AEON's loyalty program is that it rewards you Welcome Points upon approval of your AEON Platinum Visa credit card. So, for the first year of usage, you are entitled for 3x AEON Points on every RM1 spent on Petrol, Dining and Overseas.

After 1 year, your Petrol transaction will not be eligible for any reward point, but Dining and Overseas transactions get you 1x AEON Point.

AEON Member Privileges

When you make AEON and AEON BiG stores as your go-to shopping, groceries, entertainment and lifestyle hotspots, you are in for the world of privileges - especially when you own an AEON Platinum Visa credit card.

First off, you will enjoy an unlimited access to all 11 AEON Lounges in Peninsular Malaysia. Second of all, you get to save on your movie ticket purchase by up to RM14 when you pay with AEON Platinum Visa. This rebate applies only on weekdays and at participating cinemas inside AEON and selected malls.

Universal Travel Benefits

Enjoy your vacation or business trip abroad with peace of mind when you charge your flight ticket to AEON Platinum Visa credit card as you will be covered with Global Travel Insurance worth up to RM1,000,000.

What's more, you can also start your journey right from the airport with 6x access to Plaza Premium Lounge whereby you experience the benefits of free WiFi, food & beverages and entertainment. Also a 20% discount when you bring along guest(s).