AEON Platinum Visa

10% cash rebates and rewards of up to 6x AEON Points all year round with AEON Platinum Visa. Enjoy 6x free access every year to participating Plaza Premium Lounge in Malaysia, including complimentary travel insurance coverage.

AEON Platinum VisaGet AEON Points, Cashback & Travel Benefits
Min. Income
RM5,000/month
Annual Fee
Free*
Cashback
up to 10%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Apple Macbook Air M3
worth RM4999
when you apply through RinggitPlus *

Apple Macbook Air M3

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Cashback

Get 10% cashback every 20th and 28th of the month when you shop at AEON Stores (AEON retail, MaxValu, Daiso, Komaiso, AEON Delight, MyAEON2Go, AEON Fantasy and AEON Wellness) and AEON BiG Hypermarkets, in addition to 2% cash back on any online spending (exclude flexi payment plans).

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
AEON and AEON BiG Thank You Day (Every 20th and 28th of the month, respectively)10%RM100any amount monthly
Online Spend (Exclude flexi payment plans)2%RM25any amount monthly

Rewards

Enjoy 6x AEON Points for every RM1 on overseas transactions using foreign currencies. Besides that, spending inside of AEON Stores and AEON BiG Hypermarkets gets you 4x AEON Points, while 1x AEON Point will be rewarded on other transactions. Collect AEON Points and exchange them with gifts and vouchers, or convert them into cash at a conversion rate of 400 AEON Points = RM1.

AEON Points
EarnSpend
6 points on every RM1on overseas transactions
4 points on every RM1for spending in AEON Stores and AEON BiG Hypermarkets everyday (except on the 20th and 28th of the month)
1 point on every RM1on other transactions (exclude petrol, government service, trading service, utility bills, fees, finance charge, cash advance, Balance Transfer, service charges))

Travel

Enjoy 6x complimentary access to participating Plaza Premium Lounge in Malaysia in a calendar year, applicable for the principal cardholders only! Additionally, purchase your flight ticket with AEON Platinum Visa to get covered with up to RM1 million global travel insurance coverage. Terms apply to all.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM600
Delayed LuggageUp to RM600

Balance Transfer

Transfer your outstanding balance from another bank's credit card to enjoy great value with the AEON Balance Transfer Plan which offers much lower interest rates over a longer tenure.

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
18 months3.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

AEON 0% Instalment Payment Plan offers up to 36 months of free instalments at participating merchants. For all other purchases, the AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months at competitive rates.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months3.5% one-time upfront handling feeRM1,000
18 months5.5% one-time upfront handling feeRM2,000
Learn more about AEON Cards Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM200 primary card

    First year free

    Waived when you spend minimum combined spending of RM18,000 in a year from the second year onwards

  • RM100 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM3,000
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, and portable gadget what-have-yous affordably with an interest-free instalment plan from AEON - available at selected merchants.
AEON Cards Flexi Payment Plan
Only one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 3% one-time upfront interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.

Review

Get 10% Cashback with AEON Platinum Visa

Thinking of ways to earn back the cash you have spent? AEON Platinum Visa is designed to help ease your expenses on daily necessities with its cashback features. 

Every 20th and 28th of the month, head over to AEON Stores and AEON BiG Hypermarkets respectively to enjoy 10% cashback, capped at RM100, on all your spending.

That's not all, shopping online (except flexi payment plans), you will earn 2% cashback, capped at RM25 per card when you pay with AEON Platinum Visa.

AEON Reward Points

Besides earning cashback, AEON Platinum Visa also lets you collect reward points, which can be redeemed for gifts and vouchers or converted into cash at a conversion rate of 400 AEON Points = RM1.

This is especially rewarding when you shop overseas and inside AEON Stores and AEON BiG Hypermarkets as for every Ringgit spent, you get 6x AEON Points and 4x AEON Points respectively. For other transactions, you get 1x AEON Point. 

Universal Travel Benefits - AEON Platinum Visa

Enjoy your vacation or business trip abroad with peace of mind when you charge your flight ticket to AEON Platinum Visa credit card as you will be covered with Global Travel Insurance worth up to RM1,000,000, terms and conditions apply. 

Moreover, you can start your journey right from the airport with 6x access to the participating Plaza Premium Lounge in Malaysia. Experience the benefits of free WiFi, food and beverages and entertainment for up to 3 hours per visit.

However, this free access is subject to a minimum spend of RM500 in single or cumulative transactions within 30 days before and/or 30 days after the lounge visit date.

To top it off, a 20% discount will also apply to the walk-in rates when you bring along a guest(s). Any of your accompanying guest(s) aged between 3 to 11 years, on the other hand, get to enjoy a 30% discount on the applicable walk-in rates as well.

For more details about the lounge access privilege, please check out the T&C here.

What documents should I prepare to make an application?

If you are a salaried employee, please prepare the following documents.

  • Copy of your IC (both sides)
  • Latest EPF statement; or
  • Latest 3 months salary slips; and
  • Latest 3 months' bank statement (with salary crediting)
  • A copy of your valid working permit*

If you are a commission earner, please prepare the following documents.

  • Copy of your IC (both sides)
  • Latest EPF statement; or
  • Latest 3 months salary slips; and
  • Latest 3 months' bank statement (with salary crediting)
  • A copy of your valid working permit*

If you are self-employed, please prepare the following documents.

  • Copy of your IC (both sides)
  • Business Registration Certificate; or
  • Form 9/24/49; or
  • Section 32, Section 58 and Section 78
  • Latest 6 months' company principal current account statements

*For Malaysian applicants working overseas.

Note: AEON CREDIT SERVICE may request additional documents at the financial institution's absolute discretion if required.

Credit Card » AEON

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