AEON The Japan Club of Kuala Lumpur Visa

Get 8% cashback during AEON Thank You Day, AEON Points on retail spend, up to 50% off on lifestyle spend, and more, with the AEON JCKL Visa Credit Card.

AEON The Japan Club of Kuala Lumpur VisaExclusively Japanese
Min. Income
RM4,000/month
Annual Fee
Free
Cashback
up to 8%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.

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Cashback

Enjoy 8% cashback when you shop during the AEON Thank You Day at AEON Stores and AEON BiG Hypermarkets on the 20th and 28th of every month.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
AEON Thank You Day at AEON Stores and AEON BiG Hypermarkets (Every 20th and 28th each month)8%RM100any amount monthly

Rewards

No matter what you spend on, as long as it's retail, you can earn 1x AEON Point for every RM1 you spend. Collect points to redeem awesome gifts or vouchers and even convert them to cash at a conversion rate of 200 Points = RM1.

AEON Points
EarnSpend
1 point on every RM1all retail spend

Travel

Travel easily with complimentary 6x Plaza Premium Lounge passes in Malaysia and travel insurance coverage of up to RM1,000,000 for any accidents while travelling by air, and up to RM500 for flight delays.

Travel CoverageSum Insured
Personal AccidentUp to RM1,000,000

Balance Transfer

Transfer your outstanding credit card balances to this account with the AEON 0% Balance Transfer and save on interest!

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
18 months3.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

Go on a spree and pay for things in installments with the 0% installment payment plan, or pay one-time upfront fees as low as only 2.50% and then live interest free for the rest of your repayment tenure. Whatever the case, you get to save on interest and cut the pressure of paying full credit card bills.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months3.5% one-time upfront handling feeRM1,000
18 months5.5% one-time upfront handling feeRM2,000
Learn more about AEON Cards Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM0 primary card

    Free without conditions

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Daily Maximum Cash Withdrawal
Up to RM3,000
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Japanese Association of KL

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, and portable gadget what-have-yous affordably with an interest-free instalment plan from AEON, available at selected merchants.
AEON Cards Flexi Payment Plan
Only one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 3% one-time upfront interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.

Review

Specially designed for our Japanese customers, AEON's The Japan Club of Kuala Lumpur Visa credit card offers exclusive deals and benefits tailored just for you.

Up to 50% Discount with AEON The Japan Club of Kuala Lumpur Visa

So what does this card offer? With the AEON The Japan Club of Kuala Lumpur Visa, you can enjoy up to 50% off on shopping, dining, fitness, beauty, hotels and more at any participating stores. 

Additionally, if you make a full payment on time every month, no interest will be charged for your shopping! 

No Annual Fee

There is no annual fee charged - it's free! However, to be eligible for this card, you must apply for membership at The Japan Club of Kuala Lumpur, for which admission fees and monthly membership fees apply.

Complimentary Travel Insurance

Booking a flight ticket and considering whether to purchase travel insurance? Safety is important, but saving those few bucks is important too! 

Enjoy free-of-charge travel insurance for domestic or overseas travel by charging your flight tickets in full to your AEON The Japan Club of Kuala Lumpur Visa credit card. 

In addition, for any travel mishaps, you will be covered up to a maximum of RM1,000,000 for any accidents while travelling by air, and up to RM500 for flight delays.

Primary cardholders and their family will also enjoy complimentary access to Plaza Premium Lounges in Malaysia six (6) times a year. Terms and conditions apply.

AEON Points for Gifts

You don't have to overspend on your card to earn enough points for gift redemption. 

Swipe and spend with this credit card to earn 1x AEON Point for every RM1 charged to your credit card. AEON has an extensive list of gifts for all occasions, from travelling to wedding dinners to cash rebates. 

On top of that, get up to 8% cashback on AEON Thank You Day at any AEON Stores or AEON BiG Hypermarkets! It happens on the 20th and 28th of every month with a monthly cap of RM100.

0% Interest Balance Transfer

Debt is hard to manage when the interest is piling up on itself; you could be paying hundreds a month, but your outstanding amount doesn't seem to change. 

Transfer your old credit card debt to AEON The Japan Club of Kuala Lumpur Visa and enjoy a 0% interest rate and no processing fee at all for 6 months! 

Make full use of the 6-month free interest period to clear off your debt! Just transfer at least RM1,000, and you'll be eligible for this amazing deal.

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