AEON Visa Classic

The everyday AEON Visa Classic Credit Card comes with exclusive offers from AEON Stores nationwide, payment flexibility, higher discounts and great privileges.

AEON Visa ClassicAEON Points Everyday
Min. Income
Annual Fee
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Get rewards points when you spend on specific AEON Member Days!

Cashback categoryCashback rateMonthly capSpend
AEON BiG Thank You Members Day5%RM100any amount


Earn 1X AEON MEMBER Points for every Ringgit spent and you can redeem them for free shopping, dining and travel.

AEON Points Program
1 point on every RM1all transactions (except for petrol and government department)


AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations.

Balance Transfer

Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months on retail purchases from approved merchants. Interest rates from as little as 2.5%.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months3.5% one-time upfront handling feeRM1,000
18 months5.5% one-time upfront handling feeRM2,000
Learn more about AEON Cards Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM30 primary card

    Free for first year

    Waived when 12 swipes per year

  • RM20 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
AEON Cards Flexi Payment Plan
Only with one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 0% interest for six months on a transferred credit card balance from any other bank. No fees and no extra charges


Redeem Fascinating Gifts with AEON Visa Classic

It may be classic, but every swipe of your AEON Visa Classic credit card rewards you in one way or the other. 

This card earns you 1 reward point for every RM1 charged to your card on any retail purchases.

Points accumulated can be used to redeem exhilarating gifts ranging from branded perfume to dazzling timepiece to trending devices. 

While an annual fee of RM31.80 including GST is required for this credit card, you can utilise your points by exchanging them into an annual fee waiver. 

On the other hand, if backpacking is your kind of thing, get yourself a heavy-duty Hypergear Dry Bag or sturdy trolley luggage with your reward points!


To appreciate your AEON invites you to shop at the AEON BiG Thank You Member Day that happens on the 28th of every month. 

Swipe your card and get up to 5% cash rebates capped at RM100 for just the one day!

Round the Clock Assistance

Getting panic is the last thing you should do when you lost your credit card or worse still if it got stolen.

Pick up your phone and contact AEON World Desk Centre that operates 24 hours a day at 603 2719 9999 to report a loss or cancel your card to prevent fraud.

In instances where you need help with hotel reservations, give them a call too and they'll get it sorted out in no time!

AEON Visa Classic Protects You While Travelling

Do you sometimes find yourself in a dilemma even though it's for seconds whether or not to purchase travel insurance when you're booking your flight ticket? 

Safety is important but saving that few bucks may be as important too! 

Get yourself out of that situation with complimentary travel personal accident insurance you can get by simply charging your flight tickets in full to your AEON Visa Classic.

This insurance covers the cardholder and it's also extended to your family members which include your spouse and up to 4 children in the event of permanent disablement or even death. 

Added to that, travel mishaps such as loss of luggage and personal belongings, loss of passport, travel delay and many others are well taken care of too!