AEON Visa Classic

Name: AEON Visa Classic
Brand: AEON
SKU: 519489e2193821ed4a00000b
Availability: InStock

The everyday AEON Visa Classic credit card comes with exclusive offers from AEON stores nationwide, payment flexibility, higher discounts and great privileges.

Shop at AEON & get rewards points

Min. Income: RM2,000_/month
Annual Fee: Free*
Cashback: up to 5%
Balance Transfer: From 0% p.a.
Easy Payment Plan: From 0% p.a.
Interest Rate: 15% p.a.
Interest-free: 20 days

Hear from our users

Find out how Malaysians start making smart financial decisions with us

Cashback

Get 5% cashback on AEON Stores and AEON BiG Thank You Day on the 20th and 28th of every month, capped at RM100. Note that the cashback you earned will be credited and reflected in the following month's statement.

Discover how much you can save when you shop with your new AEON Visa Classic Card
CASHBACK CATEGORY	CASHBACK RATE	MONTHLY CAP	SPEND
AEON Stores and AEON BiG Thank You Member Day (20th and 28th of every month)	5%	RM100	any amount

Rewards

Enjoy 2x AEON Points when you shop at AEON Stores and AEON BiG and earn 1X AEON Points for every RM2 spent on other retail transactions. You can redeem them for free shopping, dining and travel privileges, or convert them into cash at a conversion rate of 400 AEON Points = RM1. However, spending on petrol, government department, trading, utility bills, and all fees and charges related transactions won't be eligible for AEON Points.

AEON Points
Earn	Spend
2 points on every RM1	on spending at AEON Stores and AEON BiG
1 point on every RM2	on retail spending (exclude petrol, government service, trading service, utility bills, fees, finance charge, cash advance, Balance Transfer, service charges, tax)

Travel

AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations.

Balance Transfer

Enjoy great value when you transfer the outstanding balance from another bank's credit card to an AEON credit card. Get much lower interest rates and a longer repayment tenure of up to 36 months.

Pay Over	With Interest Rate At	When You Transfer
12 months	0% p.a. and 3% one-time upfront handling fee	from RM1,000
18 months	3.99% p.a. and no one-time upfront handling fee	from RM1,000
24 months	4.5% p.a. and no one-time upfront handling fee	from RM1,000
36 months	5.99% p.a. and no one-time upfront handling fee	from RM1,000

Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

Stretch your purchases into zero-interest instalments and longer tenures with the AEON Cards 0% Instalment Payment Plan at participating merchants. For other merchants, you can opt for the AEON Cards Flexi Payment Plan with payment terms of 6, 12 and 18 months at competitive rates.

AEON Cards 0% Instalment Payment Plan
Pay Over	With Interest Rate At	When You Spend
3 months	0% p.a. and no one-time upfront handling fee	RM500
6 months	0% p.a. and no one-time upfront handling fee	RM500
12 months	0% p.a. and no one-time upfront handling fee	RM500
18 months	0% p.a. and no one-time upfront handling fee	RM500
24 months	0% p.a. and no one-time upfront handling fee	RM500
36 months	0% p.a. and no one-time upfront handling fee	RM500

Learn more about AEON Cards 0% Instalment Payment Plan

AEON Cards Flexi Payment Plan
Pay Over	With Interest Rate At	When You Spend
6 months	2.5% one-time upfront handling fee	RM500
12 months	3.5% one-time upfront handling fee	RM1,000
18 months	5.5% one-time upfront handling fee	RM2,000

Learn more about AEON Cards Flexi Payment Plan

Fees & Charges

Annual Fee

RM30 primary card
Waived when you swipe at least 12 times a year for the subsequent years
RM20 supplementary card

Sales and Service Tax

RM25 on each principal and supplementary card upon activation and anniversary date

Minimum Monthly Payment

RM50 or 5% of outstanding amount, whichever is higher

Late Payment Fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal Fee

RM15 or 5% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

Contact-less Payment Methods

Visa payWave

Requirements

Minimum Annual Income

RM24,000

Minimum Age

21 years old primary card
18 years old supplementary card

Who can apply

Malaysians Only

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan: Get your latest smartphone, home appliances, and portable gadget what-have-yous affordably with an interest-free instalment plan from AEON, available at selected merchants.
AEON Cards Flexi Payment Plan: Only one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
Balance Transfer Plans
AEON Cards Balance Transfer Plan: AEON Cards offers 3% one-time upfront interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.

Review

Redeem Fascinating Gifts with AEON Visa Classic

It may be classic, but every swipe of your AEON Visa Classic credit card rewards you in one way or the other because this card earns you 2x AEON Points for spending at AEON Stores and AEON BiG and 1x AEON Point for every RM2 charged to your card on other retail spending.

The accumulated AEON Points can be used to redeem exhilarating gifts ranging from branded perfume to dazzling timepieces to trending devices and even converted into cash at a conversion rate of 400 AEON Points = RM1.

While an annual fee of RM30 including GST is required for this credit card, you can utilise your AEON Points by exchanging them for an annual fee waiver.

On the other hand, if backpacking is your kind of thing, get yourself a heavy-duty Hypergear Dry Bag or sturdy trolley luggage with your reward points!

Cashback!

To appreciate you as a loyal customer, AEON invites you to shop at the AEON Stores and AEON BiG Thank You Member Day which happens on the 20th and 28th of every month.

Swipe your card and get up to 5% cash rebates capped at RM100 for just one day!