AEON Visa Classic credit card

Also available as MasterCard

AEON Visa Classic

The everyday AEON Visa Classic Credit Card comes with exclusive offers from AEON Stores nationwide, payment flexibility, higher discounts and great privileges.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 5% cashback
  • 0% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM31.80 annual fee
  • Earn up to 1x reward point 

Apply online now for AEON Visa Classic

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our Terms of Use. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for AEON Visa Classic

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Your qualifications have not met the requirements of this policy. Don’t worry, you can still check other insurance policies

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to AEON website

If you have any questions let us know at, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

View product disclosure sheet.


Because you should be rewarded for giving the bank your business

Earn 1X AEON MEMBER Points for every Ringgit spent and you can redeem them for free shopping, dining and travel.
AEON Redemption Rewards Program
1 point on every RM1aEON Redemption Rewards Programme
Your AEON Redemption Rewards Program earned expires in  3 years
Balance Transfer
Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about AEON Cards Balance Transfer Plan
Easy Payment Plan (EPP)
AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months on retail purchases from approved merchants. Interest rates from as little as 2.5%.
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM500 
24 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months3.5% one-time upfront handling feefrom RM1000 
18 months5.5% one-time upfront handling feefrom RM2000 
Learn more about AEON Cards Flexi Payment Plan
AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations. Enjoy free Flight Travel Personal Accident and Credit Card Balance insurance.
Travel CoverageSum Insured
Personal AccidentUp to RM200000
Delayed FlightUp to RM300
Lost LuggageUp to RM1000
Delayed LuggageUp to RM300

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for first year
  • Waived when 12 swipes per year
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
AEON Cards Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

AEON Visa Classic review

What's so good (or not so good) about it?

Taking your first leap into the realm of cashless payment? Don't fill your head with puzzling fine prints and bunch of terms and conditions you hardly comprehend, go classic with AEON Visa Classic that gives you all convenience a credit card should!

Redeem Fascinating Gifts

It may be classic, but every swipe of your AEON Visa Classic credit card rewards you in one way or the other. This card earns you 1 reward point for every RM1 charged to your card on any retail purchases.

Points accumulated can be used to redeem exhilarating gifts ranging from branded perfume to dazzling timepiece to trending devices. While an annual fee of RM31.80 including GST is required for this credit card, you can utilise your points by exchanging them into annual fee waiver. On the other hand, if backpacking is your kind of thing, get yourself a heavy duty Hypergear Dry Bag or sturdy trolley luggage with your reward points!


To appreciate you AEON invites you shop at the AEON BiG Thank You Member Day that happens on the 28th of every month. Swipe your card and get up to 5% cash rebates capped at RM100 for just the one day!

Free Travel Personal Accident Insurance

Do you sometimes find yourself in a dilemma eventhough it's for seconds whether or not to purchase travel insurance when you're booking your flight ticket? Safety is important but saving that few bucks may be as important too! Get yourself out of that situation with complimentary travel personal accident insurance you can get by simply charging your flight tickets in full to your AEON Visa Classic.

This insurance covers the cardholder and it's also extended to your family members which include your spouse and up to 4 children in the event of permanent disablement or even death. Added to that, travel mishaps such as loss of luggage and personal belongings, loss of passport, travel delay and many others are well taken care of too!

Round the Clock Assistance

Getting panic is the last thing you should do when you lost your credit card or worse still if it got stolen. Pick up your phone and contact AEON World Desk Centre that operates 24 hours a day at 603 2719 9999 to report loss or cancel your card to prevent fraud. In instances where you need help with hotel reservation, give them a call too and they'll get it sorted out in no time!

Read More