AEON Visa Classic

The everyday AEON Visa Classic credit card comes with exclusive offers from AEON Stores nationwide, payment flexibility, higher discounts and great privileges.

AEON Visa ClassicShop at AEON & get rewards points
Min. Income
RM2,000/month
Annual Fee
RM30
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Hear from our users

Find out how Malaysians start making smart financial decisions with us
VIEW MORE >

Cashback

Get 5% cashback on AEON BiG Thank You Day on 28th of every month, capped at RM100. Note that the cashback you earned will be credited and reflected in the following month's statement.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
AEON BiG Thank You Member Day (28th of every month)5%RM100any amount

Rewards

Earn 1X AEON Points for every RM2 retail transaction and you can redeem them for free shopping, dining and travel. Exclude petrol, government department, trading, utility bills, and all fees and charges related transactions.

AEON Points Program
EarnSpend
1 point on every RM2on retail spending (exclude petrol, government department, trading, utility bills, and all fees and charges related transactions)

Travel

AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations.

Balance Transfer

Enjoy great value with the AEON Balance Transfer Plan which offers low one-time upfront fees and low-interest rates for up to 36 months.

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
18 months3.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months on retail purchases from approved merchants. Interest rates from as little as 2.5%. For other merchants, stretch your repayments with zero interest and longer tenures with AEON Cards 0% Instalment Payment Plan.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months3.5% one-time upfront handling feeRM1,000
18 months5.5% one-time upfront handling feeRM2,000
Learn more about AEON Cards Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM30 primary card
  • RM20 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants.
AEON Cards Flexi Payment Plan
Only with one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 3% one-time upfront interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.

Review

Redeem Fascinating Gifts with AEON Visa Classic

It may be classic, but every swipe of your AEON Visa Classic credit card rewards you in one way or the other. 

This card earns you 1 reward point for every RM2 charged to your card on each retail spend.

Points accumulated can be used to redeem exhilarating gifts ranging from branded perfume to dazzling timepieces to trending devices (400 AEON Points = RM1).

While an annual fee of RM31.80 including GST is required for this credit card, you can utilise your points by exchanging them for an annual fee waiver. 

On the other hand, if backpacking is your kind of thing, get yourself a heavy-duty Hypergear Dry Bag or sturdy trolley luggage with your reward points!

Cashback!

To appreciate your AEON invites you to shop at the AEON BiG Thank You Member Day that happens on the 28th of every month. 

Swipe your card and get up to 5% cash rebates capped at RM100 for just one day!

AEON Visa Classic Round-the-Clock Assistance

Getting panicked is the last thing you should do when you lost your credit card or worse still if it got stolen.

Pick up your phone and contact AEON World Desk Centre which operates 24 hours a day at 603 2719 9999 to report a loss or cancel your card to prevent fraud.

In instances where you need help with hotel reservations, give them a call too and they'll get it sorted out in no time!

Documents to Prepare Before Applying

If you're a salaried employee:

  • Copy of IC (both sides)
  • Latest 3 months payslips / Form BE (with tax payment receipt) / Form EA
  • Latest 6 months' payslips for commission-based earners

If you're self-employed:

  • Copy of IC (both sides)
  • Business Registration Certificate or Form 9/24/49
  • Latest 6 months' company bank statements / Form B (with tax payment receipt)

Credit Card » AEON

✕

Apply Now

Answer a few questions with our chatbot

PDPA

We protect your personal information in compliance with the PDPA

We respect your privacy and we are committed to handle your personal information safely and responsibly
✕
Search Icon

Get the financial support you need

Featurebox

We’ll guide you through your application for this financial product